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Money Frugality

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Everything posted by Money Frugality

  1. No matches on tinder lol Does nobody remember Fátimas next job could be in cyber and everyone lost their shit about it.. Government push to get in this particular case, women into tech.. Apparently it’s still uncool to work in tech..
  2. No; I know professionals in tech who don’t have a degree and worked in industry since 16.. Pays alright-ish, wealth; different story Uni debt doesn’t in reality cause a massive difference long term for a normal person who doesn’t invest etc like the majority of boomers will have fallen into that category. Unless you’re trying to retire early or accumulate wealth then yeah, it makes a difference but only because of compounding.. The fact is, boomers had it easy, any one who thinks otherwise really is deluded. There is nothing to warrant such a big disparity especially when compared to gen x
  3. Not seen one of those since I was a kid! What’s a house price crash again?
  4. Aldi & Asda are your friend.. Same price for 3 years.. Also can someone start a poll of guesstimating the inflation figure for this year will be, I think that will sum this argument up rather easily.. Then we can refer back to it in a year and say I told you so.
  5. I don’t know about the rest of the area but after the recent floodings on non food planes in Yorkshire I would never buy anywhere remotely near to a river, lake, dam or water cooler!
  6. Erm.. Which side are you on.. Hammer, nail. Noticed the same thing it’s all a bit of a measuring competition amongst them of who can pretend to be the best middle class family so they can laugh at their neighbours bringing in cuthbert in an Aldi bag rather than Colin in an M&S bag.. it’s not that bad round me but it is rather amusing being the young singleton surrounded by families.. Best part, I use my M&S jute bag for Aldi 😂 The fact is they are living ridiculously long so by the time the kids actually get to the point of acquiring their assets they’ll be 2 kids deep and end of middle age if they’re even lucky enough to afford that without parental help and get a house.. Plus, once mum and dad are weary and need care homes, well.. They can’t pay for it with their crippling debt and 4 mouths to feed on substandard wages (most middle class kids are not even a fraction of what their parents earnt /earned - I’d love to get stats on this).. Poof, there goes the “gaff”..
  7. I’d say most likely the only place cheap and close enough in wales to the south with transport links back ‘home’ to see family etc.. Misses the point really, you move to escape family commitments ha!
  8. My guess would be she’s in some sort of tech.. This is very common as varying companies require the same degree of expertise but don’t turnover the same.. That’s why people in tech don’t tend to last long if they’re not compensated, there’s fierce competition to attract talent amongst recruiters.
  9. He’s wrong. Plain and simple. Applying straight line economics ignoring a change in psychology. Applying this to the uk... When people tend to accumulate more money, which they never had access to, through means such as work that will remain constant following this, they actually are LESS inclined to spend for fear of falling back down or the realisation of the freeing nature that comes along with excess money. Everyone who has saved will continue to spend LESS albeit enjoy maybe a few more luxuries than they would have. Inflation as some people have stated is in assets at present and this will only get worse. Indexes will remain unchanged +<1% at the very best. I’m reducing my spending because they’re taking the p*ss in other areas. Car insurance for example, every provider has increased prices of the zero sum business, despite less road traffic accidents and less travel (changing to social over social inc. commuting, net 0 effect on price).. Planned accordingly, all the food I enjoy for 4 days for £10 is an example (3000 kcals - 221P 339C 78F) I expect others will do the same. Charge me more, I’ll spend less.. Simple. Vaccine passports will accelerate this further as more people opt out of consumerism amidst restrictions.. They really have not grasped that once you take things off of people, they’ll realise they don’t actually need it anymore. Applied to the US, people got a stimmy, yolo’d it into assets.
  10. ^ The virtuous behaviour from the start of this pandemic shows the level of control being exerted.
  11. Good, pre pandemic new builds going round here were 25% LESS than post pandemic.. They even sold a few at that price too and the rest of the build they upped the price.
  12. City centre shopping car park where I am are also offering free parking this weekend.. Smells like desperation to me.. I get free parking anyway because I have underground access there, not paid for city centre parking in three years.. Still barely go.
  13. This looks like a prison or a ‘new’ high school building which also tends to resemble a prison
  14. This. Earn more, have more financial sense and have actual practical hobbies than half of these Russel Group Morons. Majority of them, their hobby is unhealthy alcoholism because the world isn’t what mummy, daddy and the career educators have sold them! Having an understanding of the way the world works and a ‘moderate’ education to degree level in actual applicable subject choice trumps a toffee nose attitude and a fantastic **institutional** education. No innovation in an innovate or fall short kind of world and that goes for life choices too, not just work related. They’ll be relying on mummy and daddy dying before they’ll catch up.. Besides, most of them do ridiculous subjects anyway. Lol.
  15. https://amp.theguardian.com/news/2021/apr/03/raise-my-taxes-now-the-millionaires-who-want-to-give-it-all-away 1) Mcgough & Stevenson. Very symbolic and a fantastic idea; this is what champagne socialism should look like..! 2) Kinda suits my 100% inheritance tax idea. (hate incoming from enraged coat tail riders)
  16. lol I’m a millennial and you are not wrong but that doesn’t mean you’re right.. I own my place and went through that period of frugal living whilst renting for a couple of years.. I get you’re mad at our generation of feckless idiots, like I am.. It’s annoying to say the least to see mummy and daddy kids get brought up with piss poor work ethic, stay based at home and live a life of Riley off the back of it.. Do they deserve a house? ^ That would be the case regardless... Lower prices will help you buy a bigger house if you do so desire, so I disagree.
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