Jump to content
House Price Crash Forum

Kiwi Toast

  • Content Count

  • Joined

  • Last visited

About Kiwi Toast

  • Rank
    HPC Regular

Recent Profile Visitors

1,067 profile views
  1. The same way people normally organise. Try to reach people who perceive a problem (those struggling find a decent place to live, who would like to buy but can't afford it and those who care about the plight of others in this situation - this could be anyone, but may particularly be those who worry about their children's housing worries) and explain the causes and the solutions. It may be in the next few years prices return to sensible income multiples as BTLers are forced to sell. But if they don't, further policies may be required, and I think this is most likely to come about as a resul
  2. Pretty clear that thewig denies the accusation.
  3. If someone has a deposit of £5,000 and an income of £20,000 there no point persuading them that buying a flat for £250,000 is a bad idea. They simply don't have the option. I don't know why, but most homeowners won't consider STR. So it seems to me there is little likelihood of persuading market participants to behave differently. But there are millions in both categories who can be informed about how the government has created the housing crisis and has made it worse through counter-productive "solutions." If they could organise around certain policies, politicians might start
  4. No. It's clear that some discussions are important. If people are persuaded on things which determine their actions and interactions with others that makes a difference. This could happen through influencing the individual buying/selling decisions. If enough people were convinced to STR or enough BTLers were scared at the prospect of a crash, or enough buyers who persuaded to put off buying, a crash could be initiated by this change in sentiment. I think the decision to buy versus rent, or the decision to STR is more one of security/lifestyle for most people, so it might be hard to persua
  5. What do you make of thewig's claim that he doesn't believe the things of which he was accused? I think a likely reason is he said some things which could be interpreted in different ways (that one has to admit could be interpreted in a number of ways as it cannot be literally true - humans cannot be programmed). If it turned out that thewig's intended meaning differs from Venger's interpretation would it still be worth criticising the perspective attributed to thewig?
  6. What difference does it make? You want a house for you and your family at a reasonable price. The 118ers want to overturn the recent tax changes. Some people want to forgive debt. I don't think there is any reason to believe that these wants make any difference unless they express themselves in the market action. So perhaps those who want section 24 repealed might put off selling, but only if they also believe there is a reasonable chance of it happening. So even then it's unlikely to make a difference to anything. But in the case of wanting to own a house or wanting debt-f
  7. Fair enough. But I'm just curious where they do live. You say all the owners/sellers in Notting Hill are foreign/rich, not working. Are your colleagues and friends renting in Notting Hill and nearby? I would have thought zone 3 would be more like 325-375, zone 2 is around 400 for 1 beds.
  8. How ironic! Venger comes back after staying he'd stay away and you say I'm dragging us off topic after telling me it's very hard to so 8 minutes ago. To go back to the contentious issue of whether people are programmed, or responsible or whatever, how do we define these terms precisely? If we could, we might be able to settle it.
  9. The above is proof that there are no innocents buying in the last few years (who have mortgages anyway).
  10. Some beliefs have implications, but I don't think the beliefs we have been talking about do. But if they do, I don't know why you don't explain the causal mechanism by which thewig beliefs affect the housing market.
  11. Where do your colleagues (also in 20s) and friends live? You might consider places just outside prime, where 1 beds are more like 400-500k and are bought by affluent workers rather than the super-rich.
  12. Where did you get the idea that stamp duty might differe depending on whether the property is leasehold or freehold? I'm genuinely curious as I've heard this from someone else.
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.