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House Price Crash Forum

houseface2000

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About houseface2000

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  1. Thing is after tax and pension I earn £1400 so there is little left when you include travel (I'm lucky enough to get 2 months off a year) even doing simple things and consuming little there is no way I could save £700 a month. I'd need to clear £2400 for that to happen then the jobs look high pressure middle management, sales or IT I just couldn't do it tbh
  2. To become FIRE you must have to earn a huge salary. I am very frugal and earn a low salary because I enjoy my job. I imagine wanted to retire early is due to hating your job boring/stressful etc. If you have a creative job, relaxed later back working environment, friends with colleges etc it’s nice. It also makes free time more valuable as I feel I’ve earned it. There are losing rewarding jobs helping people, working with animals, being creative etc....
  3. Having been on the forum for quite sometime now I’m also guessing 70% aged over 50 95% male
  4. Just wondering what people on this forum do for a living and earn ? I get the impression the most prolific posters work in IT and earn £50k + am I right ? I am a Photographer and earn £22k
  5. 1% rise on £22,000, industry average is £25,000 (Studio Photograper) was earning £30,000 in 2007 not seen anything like that outside of London in the last few years 😞
  6. The reason we have had low rates and QE is to stoke inflation. Looks like we will be winning this war and inflating away all that dept.
  7. What he forgots is he is the market for 90s semis lots of people don’t want to live in 90s semis. Can’t imagine Edwardian town houses would be effected in a sell off
  8. I said most people who don’t own! I.e non owners, would like to buy!!
  9. I’ve been saying this for years on here but seems to fall on deaf ears. My partner and I are low earners and got 5X joint income mortgage with Santander through which mortgage brokers in a couple of days. The broker said it’s a systems led process?? All we needed was 1 payslip and 3 bank statements. remortaged with Habeto (online broker) even less info needed didn’t even have to sign or post anything. my guess is the boe and banks want to appear to be sensible with lending but know if they are they will cause a decline in mortgages. MMR all smoke and mirrors.
  10. Sorry but your wrong re MMR. Real world my partner and I bought a place 2 years ago at 5x joint pre tax income. With Santander
  11. Yes but its the feeling of doing better than those who didn't buy! People can pat themselves on the back.
  12. Online agent Hatched.com owned by Conells has just closed due to being 'commercially unviable'
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