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House Price Crash Forum


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Posts posted by MrXxx

  1. I couldn't believe this when I just heard it on the radio...that 10 B would be better spent on social housing, reducing rents in the whole market place by reducing housing benefit, making more property available for sale as btl,s give up and sell and thus reducing prices....but this then means that it wouldn't go to their friends the bankers or feather their own nests/private interest!

  2. So LB, In your example the `fortunate` who only pays 10% gets the princely sum of £7740 `enjoy`...can't understand why your top 1% aren't rushing to enjoy such a good deal?!....and as for who pays?, it's the other 49% who pay the remaining 63% of the taxes as the ones at the bottom get benefits and those at the top get the tax breaks on their investment vehicles that everyone is too poor to afford!  

  3. The new normal is not the same as the old normal....well how do you know it's the new normal until it becomes normal then?...unless you are fixing the markets!...so much May`s forthcoming `free markets` speech today...the free market that offers banks my/our money at below market rates!...do these people actually believe what they are saying, or expect us to?!


  4. Very true Dyson,

    the difference is though that an employer is paying for it...if they have 'skin in the game' they will ensure that what the apprentice is getting is worthwhile..and alongside this the apprentice will a) get valuable practical work experienec and b.) no £50 debt after 3 years!...unless you are wealthy and studying for the passion of the subject I see no real advantage going to university and many disadvantages!

  5. Modern apprenticeships is the way to go, and that's from someone on the inside...and as for unis just recruiting more overseas students (lostinlondon), the U.K. unis are now living on borrowed time, this is evident by the massive recruitment of staff by the Chinese and development of Tertiary education in their own country AND the reduction of overseas student numbers due to tightening immigration policy in the UK in the near future.

  6. `The seller has put the portfolio together and let them out so the hard work has already been done!`....ermm, I think the hard work is just about to begin...trying to get your rent and then serving eviction notices!.....makes me laugh, the director of Savilles says its the best opportunity that he has seen for ten years yet he is prepared to let it pass him by...what a generous fellow he is...there you go HPCers, they aren't all bad!

  7. 5 hours ago, durhamborn said:

    I view frugality as freedom MrXxx.However i fully understand it depends on how you are wired up.The thing i hate more than anything is control.Having a boss and a clock card for work and having to be somewhere for a certain length of my life.I decided long ago,whatever the cost in material goods i couldnt stand my life being like that.The ironic thing is though i dont go without anything.I have a car and a van.However they cost me next to nothing £15 a week diesel,tax £300 insurance,£300 a year MOT repairs.£30 a week all in for two vehicles.

    Food?.I eat very high quality food with almost every meal cooked fresh,with lots of vegetables,salad,etc.If my weekly bill hits £20 iv bought more than i need that week.

    The only real thing we dont have are holidays (but then a holiday from what?).For me thats a good thing though as i see working nightshifts all year to lie on a Benidorm beach for two weeks as insane.However other/most people view consuming as much as your credit will allow as the route to a happy life.Each to their own.As long as we stop having to bail them out with so much currency debasement thats fine.

    Agree 100%...likewise I have a job that I enjoy and don't want for anything (as I live a very non-consumerist, clutter free life style), but part of that is not wanting the 'crap' and probably knowing that if one day I didnt enjoy my job I could move on.  Unfortunately, I think a lot of people allow themselves to be conditioned/costrained by what society deems 'normal' and so end up on the mousewheel where you NEED that fortnight in Benidorm to recover (and the retail 'pick-me-up' therapy) before you jump back on the wheel!

  8. Brexit may be the best thing that has happened  to the dwindling UK manufacturing base for a long time...Thatcherism and the unions of the 1970`s reduced it dramatically, the strength of current employment law is dictated by and driven by EU law that we are a signatory to...if Brexit `frees` us from the shackles of this to allow reduce workers rights we may become a popular close manufacturing base for the other European countries that will remain shackled by EU membership!

  9. Count, on the day RPI was reported as 3.9% and it was announced that police would get a 1+1% rise, prison officers getting 1.7% and everyone else getting sfa, this suggests how the rioters views will be received if they ever do decide to do anything about their sorry state of affairs!

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