bear.getting.old

Which ripple are you talking about? The fall? I looked at figures for the South East and London, and places like Milton Keynes and they are going up again!

?? It's a car like this. It's not that bad it still passes the MOT on the tyres

In other words they have no clue

I'll try to find it. Will take a while as over last week I've been looking at houses all over the country and getting no nearer to making a decision.

According to Nationwide it's an exponential curve

I always get the cheapest tyres I can chinese I don't care, because my tracking is out so it wears on the outside edges. I have had the tracking done, but there are so many crap bumpy roads and potholes all over the place its out again in a jiffy. I just give up. Tracking at garages now is very expensive. I just buy cheap tyres.

His latest forecast conclusion. Note he doesn't explain why London has been falling the last 3 years and is spreading out. "The bottom line is Britain's over crowding ratio insures that no matter what arguments are put forward by academics that most people cannot afford to buy anymore so unsustainable house price rises must fall, instead the population growth fundamentals are such that their arguments just do not matter, the only thing that can effect this fundamental trend is if the UK literally doubles the number of houses built each year towards 400k, and even then it would probably not result in falling UK house prices but tend to index house prices to inflation. But of course that is not going to happen, the UK is not going to build anywhere near 300,000 homes per year let alone 400k, as the reality is that for most years UK house building will be short by as much as 100,000 completed new builds which will act to compound housing market demand vs supply pressures and thus exert further upward pressure on house prices with each passing year. So this analysis continues to confirm that UK house prices on average will continue to rise for many more years. Until we start to see the over crowding ratio decline. Otherwise it acts like a coiled spring primed to yank house prices into their next strong bull market which I am sure will leave the clueless mainstream media journalists scratching their heads as to why house prices are rising when the academics say they 'should' be falling. Where negative volatility in house prices in any given year is just going to prove to be temporary as the underlying fundamentals reassert themselves as we witnessed in the aftermath of the 2008-2011 bear market as house prices proceeded to rise a wall of worry of why they would not rise due to a decade of stagnating wages when my housing crisis ratio clearly illustrates why they would rise as my above graph at the time warned to expect. Perhaps when Britain actually does manage to LEAVE the EU and gets a grip on net migration then we will start to see a fundamental change in a trend that has been in motion for some 30 years, until then Britain's house building fundamentals are firmly for rising house prices."

That graph shows prices falling in real terms. Do you expect it to go back up? So is our cash falling in real terms the most you will hope for in saving is 1.5%. Yes the pound has been weak but its recovering again vs the € anyway. After this 'soft' Brexit, likely to keep on going higher I would suggest back to 1.25-1.3 to the €

They have agency staff who don't give a monkeys about the patients. My mother was in hospital terminally ill and they had no clue of her needs at all. You could never speak to a doctor on the wards. The African ones were the worst, the British and Polish nurses the best and most caring. You had other people crying out in pain scared and nurses ignoring them.

Point me out one then North of Nottingham, as I've looked and that's all I've found. I'd be happily surprised. In a low crime area. 3 bed semi, with drive.

But the Tories version of getting Brexit done, it not getting Brexit done at all, it's a rehashed May deal, that gives us not many of the benefits of leaving but looses the few benefits of being in. So we are still ruled by Brussels, but with even less say than now, and worse off for it. And remainers need to accept the result of the referendum. Forget changing it. It's not going to happen. You don't give the British a question like that, get your result, then ignore it. Basically remainers give it up. You are wrong and you lost. Stop arguing when you know you are wrong.

I like the way the only people using the words " ideological hysteria" are remoaners about any form of leaving. As if using those words somehow make the thing sound like a terrible idea.

I need to buy something again kind of now too as need somewhere to live! Trying to forecast where prices will fall the least... and getting more and more confused

South East up 1% in a month - that doesn't make any sense. East Mids down 1.2% that maybe that's a time lagged ripple out of the past falls from the SE about a year ago?

Yes and/or terrible neighbours next door or something is what I was thinking

Only a mid terrace in a no go area

Zoopla valuations are made up and inaccurate. 2 months ago it said the house I sold was down 14k in a year. This month it says the house is 3k up on what I sold it for. Council tax in the north is high because there are so many unemployed people the only people paying it have to pay more. Fortnightly bin collections too. Even the water bills are more up north, just look at Anglian water prices vs say Northumbrian. Plus it's cold so you'll have your heating on more

Just kicking this topic again. How do they build new homes these days? What makes them more energy efficient? I always thought that the best homes were 60s / 70s with cavity wall. ? No breeze blocks no plasterboard. Houses from 2000 onwards have plasterboard walls inside, even on the outside walls? How do they construct these? - brick, cavity, breeze block, batons then plasterboard, then plaster? If this is the constructiondoes the extra plasterboard make the house more efficient and less heat loss through walls? What about timber framed houses. I read you cannot use cavity wall insulation in those, as the timber frame needs to breathe, correct? I am obviously no builder but some of you here may know

You show your complete misunderstanding of brexit. Leavers were always wanting more immigration from Asia, and less EU immigration. Are you Irish by any chance? I ask this because a lot of them have the same complete misundertanding of Brexit, brought on by equally clueless media in Ireland.

I think I must have mentioned my friend with his London flat that is getting no viewings/offers for about 3 years. Can't see the flat online now and I've not spoken to him about it lately so perhaps he decided to let it instead, anyway same block has one for sale at £310,000. How can you justify a doubling of price in 3 years? Service charge is £135 a month too! £190,000 Flat, Leasehold, Residential 13 Nov 2002 £95,000 Flat, Leasehold, Residential 30 Apr 1999

Related to this topic there was a house I spotted sold last year. It definately sold because the land reg records appeared in net house prices etc. Within a month it was back on the market for 5k less! Looking at the archived listings on Zoopla, nobody seems to have done anything much to the house in years either. Why would someone buy a house and then market it again within a month for 5k less? Its still for sale BTW

Very bad. This is what my GP surgery is like and I should imagine most GP surgeries around the country. Wind back 10 years when it was a brand new facility you could always get an appointment that week usually the next day or two at a time that suited you too. Now you take whatever you are given, as they have so many paitents registered now. The truth is that its an expanding population due to immigration - signage in 10 different languages and a growing area, houses going up all the time. So you can't make a routine appointment you have to queue with all the others at 8am trying to get the appointments for the day. I always feel bad because traditionally you only did this if you were really ill and needed to be seen today on an emergency appt. Most of the time you can wait a week.. but they don't have anything for a week. You can only book a month away... I tried to book 6 weeks in advance to anticipate my next visit with the intention to cancel should I not need it, but they don't let you book that far in advance.! Back to the shopping convo. I'm glad that we can all see beyond the crap that the mainstream feed us about housing, driving, shopping and are realistic about life

Exactly. Like putting in a bus lane at the expense of taking out a car lane, you see maybe 10 buses in the lane an hour - unused the rest of the time because of bus lane cameras making car drivers lives a misery. What a stupid idea but council planners are doing these stupid things all the time.

The concept of your NHS tax contributions going into your own personal healthcare pot for use as and when you require is alien to most people in this country. In fact the concept of personal finance and saving for things is alien to most people. Finance should be taught in schools, not socialism and gender this and that.

There already is. Whenever I or my Mother was given a choice of service provider for an op or treatment it always included a very good private clinic that would do the work for the NHS. The results were top notch and better than going into the hospital. Private companies are being used now with good results. If it means going to to a private company for an MRI scan this week instead of waiting 3 months in pain I take the private NHS option. And I did on the NHS, no extra money from end user.