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  1. I work for a large online retailer, black Friday was huge for us. But since then sales have just not picked up, they are way down on this time last year and the week before Christmas usually has a big surge. It hasn't materialized this year and with Monday being the cut off for standard delivery its looking like the Xmas surge just won't happen. Anyone else work in retailing?
  2. Literialy every single as break on LBC has this god awful advert, "we're going home". Are these free adverts or has tax payers money been spent to advertise this scheme. Sometimes I think I'm the only one who hasn't " been given money by the government".
  3. None of the btl people I know are even concerned about all the new changes. "Tax offsetting changes don't affect me" when they actually do "Stamp duty changes are fine, I've got lots of equity from my 3 btl. They will only affect new people who won't be able start in btl" "Flat I bought for 125 last year is now worth 150, will be worth 175 next year" "If interest rates ever go up and I don't make profit every month, I'll just sell it" All quite one dimensional views, no clue about the wider impact.
  4. Just seen this posted on mumsnet http://www.rightmove.co.uk/property-for-sale/property-55623269.html http://www.mumsnet.com/Talk/am_i_being_unreasonable/2498964-The-property-market-looks-like-its-going-to-collapse-and-thats-a-good-thing?pg=11&order= *Bloody hell scremers snap that up, looks ace. Also the means that those who whine about unaffordable with a decent commute are not looking hard enough or not willing to compromise.* Looks horid to me, but anyway if it goes for between the guide that's 245k so what you'd have to be on at least 60k to afford it. Then drive each day to the station, pay for parking and 4.3k of taxable income on train fares a year. May just about be possible to do and stay sane if you work near Liverpool street and do normal hours. Still seems like a very miserable life to me. But people just need to keep lowering their expectations.
  5. http://www.rightmove.co.uk/property-for-sale/property-37137567.html In an area of relatively high unemployment and few jobs without traveling to bath or bristol.
  6. http://www.rightmove.co.uk/property-for-sale/property-45024889.html just how do classify yourself as one of those? Surely the ones who can trace it back with ancestry can get permission anyway for many fields to live there.
  7. How highly leveraged is he? Didn't they buy most of the wollsworths property before they went bust. His top advice is to invest into property. His son that started him investing into property probably thinks he's some genious. http://www.telegraph.co.uk/finance/enterprise/11930889/How-wealthy-is-Lord-Sugar-A-billionaire-thanks-to-clever-property-investments.html
  8. The rightmove share price seems to be going ever higher, certainly in the last five years. Why when translations are falling and a lack of supply? Presumably it only gets paid per listing? Also why is it worth so much? All it does is just list property. Nothing unique and if google or Amazon got into the same game it could very quickly become a MySpace / bebo.
  9. Apparently this is a thing, so glad they are cracking down on io. This is apparently what a friend of a friend signed up for, mid 40s and borrowing 6 times wages. So glad banks have learnt their lesson and being more careful now.
  10. http://www.theweek.co.uk/oil-price/60838/oil-price-drop-pushes-diesel-towards-1-a-litre Looks like if this recent fall does continue they will have to open up the piggy bank.
  11. I hope someone challenges these bonds, one more reason to move abroad and not pay into this unfair system.
  12. What's everyone else's experience with them? I just don't buy that they are much to do with the economy. I once tried to donate some food, but they laughed me away with my beans in water, oat cakes and tinned soup. They only wanted stuff that could be eaten as is or just with water added - so basically only wanted total junk like pot noodles, crisps and sweets. They won't fill me for long. When I signed on for a few months I was offered the vouchers, I declined. The only person I know that uses them as an alcoholic family member who has never worked (is quite smart), gets 200 quid a week spending money (free rent, council tax, bus pass) who pisses all his money then gets the free food. The rise of them has allowed him to waste money
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