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beerhunter

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Everything posted by beerhunter

  1. Some "interesting" company names The Little Wonder (... it failed) Pyramid Marketing & Design The Alternative Sandwich Company (.. I guess they don't sell sandwiches then) Seabird Containers Ltd (you need containers for them ) But quite a few housing / building related (based on name only and not every company possiby fitting the category listed below) John Hall Estate Agents Red Brick Mortgages Ltd West 12 Builders Merchants Ltd JCB Building Services Ltd Three Counties Windows Ltd Felton Scaffolding Ltd Mortgages 4All Ltd The Property Bureau (UK) Ltd Wimbledon Village Construction Co Ltd
  2. He's on is way out. I bet there's a crime been commited by one of the released, and that will be Clarkes downfall. From what I presume was PM's Question Time today as I understand it, Blair was basically saying Clarke had handed in his resignation yesterday and Blair rejected it. Today Blair said he didn't know the extent of the problem at the time... joined up goverment.. they couldn't organised a piss up in a brewery :angry: -- CORRECTION -- Sorry, Clarke tried to resign TWICE .. see Clarke resignation 'refused twice' from the Guardian
  3. I got this too, and am I angry.. you bet :angry:
  4. Obviously Fubra have a licence to use LR data, which I assume says you cannot pass the raw data on to others and I'd suspect it's restricted to only use the data on one of their other sites? Would it be possible for HPC members to suggest queries on the data? And perhaps adding the results on the other site? I don't mean thing like "what are house prices doing in my street", but wider queries like (perhaps for each postcode area like AL1, GU7, B6) the ratio of f/h to l/h properties, the volume of properties sold.. things which give a bigger picture
  5. I agree, education and health were the first couple of answers, and everyone else (apart from one or two) said the same. Not sure how well run the session was (by some american guy.. I missed the start of it), but an interesting watch due to the herd-dynamics
  6. I agree... while the rest of the population consolidate their debt, hpc should consolidate its debate
  7. Very interesting article on Newsnight tonight about floating voters. Can't find an online link yet (and can't view any of the video / listen to podcasts at the moment either), but the overall opinion I got was; - even floating voters are sheeple (75% said health and education are the most important issues) - lib dems are doing badly with their new leader. - no one trusts blair. - not many hands up (and some were half-heartedly held up) for the question "is brown doing a good job with the economy" - labour won because there wasn't any opposition, and they were the best of a bad bunch. - a large proportion of floaters are impressed by cameron, and it particular the greener approach of the party. One of the most heartening things for me was the woman who said "its time to get blair out" Add in the less than enthusiastic responses about brown, and the general urge for a new, exciting and green cameron, I'd bet that in the local elections, lab and lib dem's will both loose seats to the con's
  8. Not really a big "con", but has anyone else noticed in their contract "The tenant cannot change energy suppliers"? Every 3 months? Never had check more than every 6 months, and currently no checks at all (ll just uses agents to draft contracts and hold a spare set of keys for me). No crack den here... but do have a full brewery installed
  9. Looks like they are bored with staring out of the window around here All the EA's offices I have walked past in the last few days have "new office hours" displayed for this weekend: all of them being closed on friday, open for a few hours today, closed tomorrow and closed on monday. No matter how much they talk up the market (such as Estate agents gear up for busy Easter), their actions (or rather lack of) speak louder
  10. Same here. Nothing in Waitrose, Woolworths, or even Somerfields.. and overheard lots of people asking staff if they had any. I wonder if people just left it late knowing that they should be able to pick a few up cheaply on Saturday (after all by Monday they are in effect "out of date").. whilst the supermarkets thought there wasn't much demand and got less supplies in, only for everyone to be caught out today. Personally I don't normally buy any.. unless they are at a bargin price (normally on the monday) I might pick one or two up - doesn't look like that will happen this year :angry:
  11. I agree another flu pandemic could have disastrous consequences. BUT (and a big but... does it look big ) 1919 is almost a century ago, and medicine / technology has improved massively since then. That's not to say we should be complacent, but we are technically better "tooled up". Also it will definately happen.. maybe not this variant if its not liable to mutate. But in a few years time there may be another variant.... I agree with you, one dead swan is meaningless. But also remember there are 12 outher european countries who "caught" it before us. As I understand it, the issue is more if/whether is mutates... I disagree with your comment about "3rd World conditions". As i understand it, it's more about contact. In this country most people buy poultry from a supermarket but there are other cultures which do not have the same shrink wrapped food culture we have here - and hence have more contact with the food they eat. To be honest.. isn't it we who have the problem? What would happen if tescos dissapeared over night.. we are too relient on the system. Agreed... add in road accidents, heart attacks, cancer, bad diet...sometimes the average day to day stuff is more important! classic... and I'm going to use it when anyone asks me "what do you think of bird flu?"
  12. I've had some A&L accounts for a year or so, like you say their internet banking system isn't flash but it does the job. No experience of the call centre - never needed to phone them. Like all accounts, now the interest rate on their current account has dropped, I'm looking for a new current account provider. I was tempted by their Direct ISA tho. But with no guaranteed rate, whats to stop them getting lots of people investing, then dropping the rate in 6 months time, at which point you can't open a new ISA with a better rate. Personally I was going to with the NS&I Direct ISA (the rates a bit lower but has a guarantee to stay 0.55 per cent above the BoE base rate for at least the 2 years) but just found out "investments will not be permitted as transfers from any other Isa providers". ******
  13. Excerpt taken from DigiGuide (http://www.getdigiguide.com/) EA's lying, forging and taking backhanders... crikey
  14. This is one thing I don't understand, why only homes let to more than one household? I can see departments like the Inland Revenue and those associated with housing being very interested in such information (for tax/planning reasons) Is this a stop gap before all landlords have to be licensed by local authorities?
  15. The WaybackMachine (http://www.archive.org/web/web.php) is a useful tool See Rightmoves figures for Feb 05 at http://web.archive.org/web/*/http://www.ri....uk/aboutus.rsp Date Value of Stock No Prop Average ValueFeb-05 £80,000,000,000 430,000 £186046Jan-06 £136,000,000,000 721,724 £188437 I make that about a 1% rise in average house price over the last year... now what does the rightmove index say?
  16. HPC is not the only one gunning at rightmove David vs Goliath internet homes row
  17. Never got one from the original batch, but I'd say yes (and pay for) a fridge magnet... and put them around all the places I work. Just an idea... but perhaps it would be worth producing some beer mats which people can leave in pubs. Ok it's not blanket bombing EA's, but just imagine how many pub conversations could be turned onto how overpriced houses are.
  18. And I trusted you so much I didn't check the source... just proves how easy things get unstuck Quick before the bulls notice, lets all do the Time Warp
  19. I agree, it is positive and for me the best part is; It's all about volumes, and this is an admission they are down and "getting critical for some estate agents" (their words not mine!) Even if lenders keep on saying everything is ok for the rest of time, if the public start noticing EA's closing, it won't lead stagnation will it
  20. Go on, go on , go on , go on , go on , go on , go on.. you know you want to
  21. I'm happy... -2.7% monthly change last month.. that's over double my expected crash speed of -1.2%/month Also from The Times (http://www.timesonline.co.uk/article/0,,2-2048931,00.html) From Rightmove; The pressure is now firmly applied.. BRACE BRACE BRACE
  22. I heard/read somewhere (some time ago and i can't remember where or the details tho), that annual running costs of a property averaged about 2% of the property price, ie £200k house would cost £4k/year to furnish/insure/decorate/extend... this doesn't include any fuel bills/council tax as far as I remember. It sound a lot, but you have to take into account things you have to save a bit towards each year, yet replace/do every 10-20 years, such as replacing kitchens/bathrooms/adding an extension etc. http://www.uknetguide.co.uk/Finance/Articl...oon_add_up.html has some more figures, but don't believe the figures (the annual costs BTW are caculated over 60 years)... £210k for land line phone bills... £3,500 a year? £875 a quarter? Thats 10 times more than I pay! Some more stats here: http://www.findaproperty.com/story.aspx?storyid=5596 Which works out as; Mortgage interest payments = 30% the cost of owning and running a home (not if your a FTB now!) Council tax = 14% Power bills = 12% Maintenance = 8% Telephone costs = 6% Water = 5% Goods and services = 5% Household insurance = 5% Appliances = 4% Tools =3% Toiletries = 3% (WTF?)
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