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House Price Crash Forum


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Everything posted by cbathpc

  1. Summer 2022 would be a best case scenario at this point. What is the chance we don't need some form of lockdown this winter? We're already been prepped for it with the NHS is struggling due to the backlog stuff.
  2. https://www.bbc.co.uk/news/uk-england-lancashire-57328208 Anything but work for teachers it seems
  3. Both women, late 40s early 50s. I agree with universal income. The idea everyone will go off and be creative, and not just sit about watching TV / playing mindlessly addictive games doesn't sit well with me
  4. They don't, they've been told to get back in or they're out on their arses. It's just a mess though, they've been using holidays so been on 90% pay for nothing for 15 months. No wonder they're not eager to get back in. He thinks at least one of them has another job (so will be on double money), and the other bought a caravan at the start and has been touring around. Not bad if you can get it
  5. Look how small it is as well. Where are you supposed to keep your things!?
  6. Funny anecdote, my friend runs a small travel agency. Just him and 2 employees, the shop has been shuttered since March 2020, with the 2 employees on furlough whilst he runs it from home. He looked to open back up last week, both said they don't want to come back and want to stay on furlough. One said it's totally impossible for her to come back for a few weeks due to her dog being sick. Yes dog. Whoever could have anticipated such actions?
  7. My work 1 month ago: "Work from where ever, whenever, be fully flexible, the office is just here as an option!" After literally no one goes in for the entire month "3 line whip on line managers being back in the office, make it clear if people aren't in a few days a week they won't progress" FAANG all bringing people back to the office, writing is on the wall.
  8. Scottish independence is even less defined than brexit was. No idea on currency, tax, NHS, defence, law, regulations, etc. If Scottish get independence, I suspect you'll be able to pick up properties cheaper as businesses move south of the border just for the convenience. Likewise with people running away from the huge increases in tax, etc. However, do you want to live somewhere where you give up 60%+ of your salary?
  9. 500k and it looks like the flooring and decor cost about £100 total. How old is that laminate to look that bad?
  10. Fullstack web engineers. MERN/MEAN stack, something similar. Moonpig pay senior frontend devs 85++
  11. What is IT? What is this manager, a PM? Tech is booming, salaries are utterly ridiculous. It's not uncommon to see 25 year olds on £80k in the NW.
  12. It's a real shame but feels inevitable. I think covid has made me feel more disconnected from the game and this is just the final straw. How do clubs think they can treat fans just like assets? This is like when they tried to make games £15 ppv and nobody watched, when will these idiots learn
  13. Labour are in between a rock and a hard place with the woke stuff. They need to appeal to people in cities, your cosmopolitan types and then they need to appeal to the classic red wall voters. The problem is, these people are totally different. I think Corbyn's biggest legacy will not just how he turned off so many of these voters, but the MP's he parachuted in throughout the country. You can look at a few of them and see they're utterly awful and only got the job through the most dodgy of connections. I'm not just talking the likes of Claudia Webbe, but look at who he put in, in Warrington North. Some young girl, who had never been to the town, has no interest in the sort of problems people face in a northern town. She took a 10k majority down to 1k. One look at her twitter page and you can see her key interests are LGBT stuff, specifically trans. It's good for her but people don't care.. You can see that in the people he placed all over the country and it's basically left Starmer with an impossible task
  14. I think this falls down quite quickly with these assumptions So if for speed we take the 'average' (6.38+0.10[/2]) that gives 3.24% then lets assume a high street lending rate of 2% above base or 3.24+2% equaling 5.24% So using a interest rate of 5.24% over a mortgage term of 25 years means, according to the Martin Lewis calc total interest of £163,217 to service the mortgage. And Would the interest payments [total of £163,217] divided by 25 years gives £6528 per annum, be enough for you to rent somewhere? If no stop reading. Then you could 'save/invest' what you were going to pay for the capital repayments on the mortgage and buy for cash 25 years down the line. 1. No one is paying 5.24% on a 20% mortgage. If rates hit anything close to that in the next 25 years we'll see the house price crash we've all been dreaming of. 2. Renting somewhere for £500 is not going to get you a place remotely comparable to something that cost £300k.
  15. This story has it all, extortionate price, daily mail sad face, the lot https://www.dailymail.co.uk/news/article-9465205/Coleshill-house-Grandmother-58-complains-lorries-A466-shake-350-000-dream-home.html
  16. 3 weeks to stop the spread, 6 months until the crash. as a member since 2014, still haven't seen either unfortunately..
  17. I guess all this depends on how long of a time period we're looking at. Does even the staunchest HPCer believer that prices will drop 30% and not eventually catch backup?
  18. It is absolutely, tottaly bonkers that a new build is seem as a bad thing in this country! What other product is like that? Its mad, and something needs to be done.. Obviously it won't be but ******, this isn't even a HPC thing, no one wants a new build, people get them because they have to
  19. £600k and it gets you what looks like a £5k kitchen from the wren budget isle
  20. How does ONS work out house prices? Could it not just be a case of the good stock is selling high, and the chaffe is just sat on the market making it look like sales are booming?
  21. No surprise is it, and I'm sure it won't be that different here. Before the pandemic it was hard enough, now peoples jobs are under threat, houses cost a bomb, childcare costs a bomb, oh well as long as the 60+ crowd are okay, I'm sure there will be no long term problems
  22. Who wants to recruit junior staff when everyone is working at home? How do you actually teach them anything fully remote? Far more hassle than its worth. High mid level / seniors or nothing at my place atm.
  23. That has been the premise here for going on 20 years now. I think prices should crash, but I don't think they will.
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