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Naz

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About Naz

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  1. Naz

    House for Midgets?

    The Surbiton house is a former garage of an end of terrace house, hence opens onto adjacent road. There are a couple on that street, the other is rented out. Both are perfectly pleasant for singletons, but the price is surprising given that the main house would probably market at c£750k but would be several times bigger.
  2. Surbiton flat 25% drop I've been watching a few in my area. This one has seen a drop from £500k to £375k asking price. A lot of properties have been on the market a long time in this area (KT5/6), due to kite flying rather than quality. I could point to a few others. Happy days!
  3. Naz

    0.89% mortgage deal cheapeat ever

    25 year gilt rates are 1.78%, so the market expectation is that rates will not go up very much over the long term. So whilst you can certainly lock in to a cheap borrowing rate now over say 25 years (if you are a credit worthy corporate borrower for example), that is different to saying that rates are unlikely to move materially higher, which of course they could. Probably just loose words from the adviser
  4. Naz

    0.89% mortgage deal cheapeat ever

    This story is BS. HSBC a few years ago had a lifetime tracker at base rate + 0.38%, which gave 0.88% for several years and would now give 0.63%. It made servicing a mortgage after the financial crisis very very cheap. From memory the LTV required was perhaps 80%.
  5. Naz

    Kingston Upon Thames

    This house keeps making me laugh. A slightly unfashionable road, has been on the market for nearly two years, the owners seem slightly deluded, they of course have got it on with multiple agents but....it's the price STUPID! After nearly two years it has come down from £1.2m to £1.075m. A few months ago I reported it to Zoopla as it was being incorrectly listed as being in St Mary's Road, which is round the corner and far more desirable. http://www.zoopla.co.uk/for-sale/details/33871526?search_identifier=7ee55e4b419beede705f10233fff478e#ukVjtyeReBqowQAm.97
  6. Naz

    Kingston Upon Thames

    Had a loop on Zoopla this week for Surbiton, and it looks like the BTL brigade are putting their flats on the market. Hardly a traditional time of year to market property either in the run up to Xmas....something in the air? http://www.zoopla.co.uk/for-sale/property/surbiton/?new_homes=include&q=Surbiton&radius=0.5&results_sort=newest_listings&search_source=home
  7. Naz

    Kingston Upon Thames

    http://www.zoopla.co.uk/for-sale/details/37838298?search_identifier=068625f7963b6ce9a23deb4ca5a9fd7b#vQDZ1TjE6UrBBMI5.97 This one has made me laugh. Was on during 2014/15 IIRC for £1.1m, including ultimately with it seemed like all of the agents in Surbiton, didn't sell, now reappears on the market at £1.5m! It obviously needs a fair bit of money spending on it to bring it into a decent condition, but I just don't understand why it would sell now if it didn't before. http://www.zoopla.co.uk/for-sale/details/37448103?search_identifier=e68ef06f0542aee55b2e21a4f544475d This second beauty has also been on the market for yonks, with multiple agents etc, and has finally seen its price reduced from £1.2m to £1.15m. It is even being falsely advertised, as it is on Fleece Road not Cockrow Hill, St Mary's Road. I will contact the agents about that. I can speculate why this is the case, as Fleece Road is a bit of a dump whilst Cockrow Hill is a rather more desirable private road.
  8. Only an issue if you are adding a property. If it's a knock down and rebuild of an existing property, which many new builds are given the dearth of land for sale, then no s106 fees are due.
  9. Naz

    Kingston Upon Thames

    If you're serious about spending the best part of £400k on a house in Chessington, go and take a walk around the area as you're only 2 miles away. It's much cheaper than Surbiton for a reason. Hook is slightly nicer than Chessington, but further from train stations. FYI I've lived in Kingston borough for most of my life, including Chessington, Hook and Surbiton. I'd rather rent in Surbiton than own in Chessington. Chessington hasn't changed that much in the last 30 years.
  10. Naz

    Kingston Upon Thames

    This one caught my eye. Not the most expensive house in Kingston by any means, but certainly might be the smallest (654 sq ft)! http://www.zoopla.co.uk/for-sale/details/35437831#3OL0jDyPSGcYWkTO.97
  11. Naz

    Kingston Upon Thames

    My first post on HPC having lurked for a while. Kingston borough resident so watch this thread with interest. These properties have an interesting history - first listed at £1m each last autumn, then reduced to £950k each for a while. They are a pair of 2000+sq ft 4 bed new builds. The picture is an artist's illustration, and hides the fact that the properties were built nearly 1m further forward than the original planning application*, hence parking is severely restricted as a result. Also they have skimped on finishing touches, I think due to budget/time overruns, back garden is all of 30ft and they are on a reasonably busy side road. Due to bubbly-licious local market they have now been put back on the market at £1.1m! (*Oh, and they don't yet have planning permission) http://www.zoopla.co.uk/new-homes/details/30037718
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