hp72

Who knows? (tin foil hat on) world population may start to reduce... sterility due to cv19? Been bandied around for about 8 years.. https://lisahaven.news/2018/08/its-not-just-deagel-anymore-mit-predicts-dramatic-death-drop-in-2020-and-the-end-in-2040/ (tin foil had off). Would love to be able to buy a home sometime now post-divorce

Thank you @Warlord Have ordered some and it arrived today and will give feedback... Some some people do actually listen to you occasionally! Lol 😋

And what's with all the new "legitimate interest" opt in/out? Feels like a fairly recent phenomena

Quite a few mutations already from the data. https://nextstrain.org/ncov/global

He's a financial analyst in the UK, ex army. Seems like a sensible chap. is talking about things such as universal basic income, stock market crash, depression vs recession etc.

Mortgage warning: Rates to rise 'as soon as March 2021' as new rules introduced - be aware https://www.express.co.uk/finance/personalfinance/1343808/mortgage-warning-costs-rise-regulations-bills-increase “The regulator’s most recent guidance around capital requirements for mortgages demonstrates concerns that some banks are setting their buffers too low. “So, the PRA has proposed that banks set higher buffers for their mortgage products.” While at first glance this may seem like a sensible decision, Rob went on to warn it could lead to additional raised costs for final consu

Also be aware that you cannot have a garage floor higher than on a house floor if it's attached without a lip on a joining doors. It's a regulation in case there is a petrol leak and fluid could flow into the house... Fire doors will also be required between habitable and garage space.

This raises an awful lot of questions... A couple for starters.... What was the combined income and regular non-optional outgoings? What would be the effect on the economy if everybody did this? £68.50 a day is an awful lot of discretionary spending... Avocado toast?

https://www.mortgagestrategy.co.uk/news/barclays-to-pull-75-ltv-resi-deals-to-manage-demand/ Barclays to pull 75% LTV resi deals to manage demand

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Just did a quick spreadsheet to validate this.. at 2.40% per annum on an initial loan amount of £1,000, year 25 is £1,766.85 owed. 🤷🏼‍♂️

There is a 1-2-3 principal from memory? Pay (borrow) £1k more.. Repay (over 25 years) £2k Have to have earned £3k to pay that after tax? So £20k extra = £60k needing to be earned??

This presents a whole set of different challenges. Currently there is a backlog of 18 months in the courts for divorce. in the meantime likely adoption of many rental properties by split couples with a glut of expensive houses coming onto the market for those that can't afford to buy the other out. Then demand for lower priced smaller properties.. IMHO