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About hp72

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  1. hp72

    DOW falls 1100 points

    I actually had a bad vibe about 3 weeks ago and requested all my pension funds to into v. Low risk; I. E. Bonds etc. I'm (foolishly) sitting on a large cash pot since 25 months ago. Unsure where to stick it (¡). 7 figures. Adding 7k month salary. I like cash.
  2. hp72

    DOW falls 1100 points

    I know less than many and make my own bed.
  3. hp72

    DOW falls 1100 points

    Yep. Iwas the same with BTC at $700 and the SEPA system failed. At least I've pulled all of my current Investments out of stocks and into bonds and cash
  4. hp72

    DOW falls 1100 points

    You're not wrong. There's a lot of red today across all the indices.
  5. hp72

    Property Log

    Additionally, there are a couple of (non-captcha) boxes to tick. Some house price falls are shown on home.co.uk. Eg. https://www.home.co.uk/search/results.htm?high=&low=&minbeds=&maxbeds=&lat=51.4804&long=0.198097&location=fulham&TOWN_SEARCH=1&MAP_SEARCH=&radius=2&sort=PRICE_CHANGED_DESC&found_since=&inc_sold=0&loose=1&showmap=0 If you click on "recently reduced" property, then the asking price history will be apparent. Don't forget some disappear and reappear as "new listings" thus resetting history from _this_ source.
  6. I'm seeing drops of £1,000 a day in the local (rural hants) area I'm in... Some over 20 days, some over 10+ months...
  7. hp72

    Mark Blyth - The Global Financial Crisis: Ten Years On

    Something happened yesterday.. the big boys are sliding... Dow Jones is carnage. That's one day falls.....
  8. hp72


    I've been unable to get to the forum via google searches and it shows as down due to letsencrypt being not trusted. Not just me... http://www.isitdownrightnow.com/housepricecrash.co.uk.html
  9. hp72

    What/who will collapse first in 2018

    From 2006 but anazing. "The camera never lies"? Nope.
  10. hp72

    Sold to Rent

    If you do the maths on an extra £170k borrowing at SVR 4.5% then the Interest only is £637 a month before capital repayment is added. So the difference between renting and buying is that. ItSi intereSting how many don't Factor in the "rent to the bank".
  11. My Goodness, I am currently compiling a communication to the housing minister and local MP around "affordable housing" and was researching HPC for ammuition. . Stumbled across this. Alas, Grenfell Tower may be this black swan.
  12. hp72

    Property Bee/Firefox issue

    Just install Firefox ESR (extended support release) - you can install it as a secondary install if you choose another installation folder. https://www.mozilla.org/en-US/firefox/organizations/
  13. I'm part of a community land trust very close to Surrey which has a field in mind for a communal self build plan. This land would never be granted full market permission as it is designated a rural exception site for the local housing plan. At the moment it's worth around £5-15,000 per Acre and will be granted planning permission for affordable self builds only but have restrictions on what they can ever be sold for ( after a minimum number of years ownership as primary residence). Some of the landowners are holding out for the £1 million+ per acre which makes the whole scheme unviable. The difficulty is to overcoming the "hope value" and setting a realistic non market value which is acceptable to all. One of the landowners arguments is how it will decrease the value of their own properties.
  14. Just read this http://evonomics.com/unproductive-rent-housing-macfarlane/ which seems to tie up with the original post. The government seem to be paying lip service to it as to whether something will actually been done will be evident in the near future but it feels like a bit of a pitchfork moment to me....
  15. There is also something called "hope value" which is the anticipated value if it ever were to achieve planning permission. As a member of a community land Trust looking to purchase agricultural land worth some £4,000-£15,000 an acre. With special "exception status for self builders for local people" then the battle is to argue that it's not worth £1-2 million pounds per acre but somewhere between £15000 and £1 million pounds per Acre as it would never have full market value.

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