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House Price Crash Forum


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Posts posted by lookingafterthekids

  1. your dog looks like it could do with a walk .........

    You HPC people really are edgy and aggressive. Lots of swearing too?

    Look, I know things aren't panning out the way you have planned but look on the bright side.

    Summers nearly here, the bulbs are coming up and it's the world cup this year.

    Now take offa those black clothes, brush your teeth, have a wash and get out and meet people.

  2. What it really means "I have no life but I'll pretend to have one so i don't appear to be a troll"

    Now ****** off

    EDIT: Said in jest of course before you ****s jump on my back


    What it really means is that we could disprove your bolloc* of a theory quite easily.

    But I for one cannot be arsed as at 10.27pm I will be downing my 4th pint of Abbott Ale in my freindly local, a million miles away from this hilarious site in the real world where the sun always shines, property is ALWAYS profitable and the beers are chilled.

    Call me what you wish. Tis not me fretting and sucking lemons.

    Now run along there, it's past your bedtime. We don't want you having HPC nightmares now do we.


  3. I honestly cannot find any reasonably priced properties out there. If you were in the position many first time buyers find themselves I'm pretty sure you'd have a different idea of 'reasonably priced'. You do in fact sound as though you're gloating. No offence intended.

    Annie, I am not here to gloat at all. I have been involved in property for well over a decade and am merely trying to show things from my perspective.

    Firstly, yes, there are lots of properties that are well, well overpriced and do (and will) need to be readjusted down.

    I agree with this BUT, it will not pan out the same accross the whole market, to the same degree and at the same time.

    This is my main gripe with this site. There are a lot of undoubtedly switched on posters on here but their views seem to me to be very black and white, all or nothing. The property market is not like that.

    Yes there was a 'crash' back in the early 90's. Yes, prices did fall. Yes, people were left with negative equity.

    But not all people were affected to the same degree (if at all) accross the UK and at the same time.

    So you want an affordable property.

    I live in Birmingham. One of the nicest, most popular areas is Harborne, B17. A 2/3 bed terraced will cost you -http://www.rightmove.co.uk/viewdetails-6494767.rsp?pa_n=1&tr_t=buy for a central property or - http://www.rightmove.co.uk/viewdetails-107...a_n=16&tr_t=buy if you move 1/2 ish out from center.

    So all those FTB's that want to live in Harborne are stuck and can't afford to buy a house.

    How about moving a little bit further out (and no, the area is not like the Bronx, not as nice as central Harborne, but still good).

    http://www.rightmove.co.uk/viewdetails-104...pa_n=1&tr_t=buy (this probably sold for more than this but less than £85,000 ish)





    Not as cheap as they used to be but all decent homes in decent areas

  4. No need.

    I know and thats the most important thing!

    I'm not here to gloat, merely to point out to people that regardless of the negativity on here, there are still reasonably priced properties out there.

    Remember, much as people on here want you to believe that everything is black and white, it isn't.

    Tell you what undersupply, why don't you post the details of properties you lie awake at night wishing you had bought but never quite felt 'right' about them.

  5. This post just confirms how out of touch many, many people are on here with the real world.

    It would then follow that they are out of touch with what is really happennong in the property market.

    This would then explain why us bulls find it titteringly funny that you are still waffling on and on and on.

    So, city bonuses are having an an effect on the winter market? well they may be in central London but I can assure you that we have not felt their effect in Brierley Hill.

    This is what really makes me chuckle, the reneralisations regarding the property market.

    X happens in area 1 so X will also happen in area 2.


    Sure, there may be some larger factors that will influence the market as a whole, but only to a degree.

    The market is so diverse with so many submarkets that to believe that you can assess what is happenning accross the whole UK housing market at any one time is a little silly and overconfident.

    Dont you think?

  6. Dalek.

    Have you thought that there a lot of replies as it makes a change to hear differing points instead of HPC backslapping.

    And I'm no estate agent you plum, just someone that does not get swayed and paniked by narrow minded public sentiment.

    It' starting to get just like it was on the way up. Know it alls jumping the bandwagon becoming overnight experts. Only this time it's about the HPC not how easy it is to make cash from property.

    For those that keep theier head and walk a middle line during the upturns and downturns there will still be easy and yummy profits to be made.

    11,000th most popular site on the internet? With all the hot air spoken on here I thought that it would have risen much higher.

    Better get my website address in my signature

    And your going to need all of the courage that you can get when faced with all the rental payments you will be making while you wait for the kerash

  7. I can't help it.

    I'm an angry property person and all of these people that have jumped on the HPC bangwagon telling me that my fortune is about to crumble into dust are beginning to make me angry.

    They can't be right.

    They can't be right.

    They can't be right.

    Am I in denial. Do I need help.

    Somebody, tell me what to do.

    While I'm waiting for a realistic pointer, I'm off to get a couple of bottles of good red to drink while I watch the Eastenders omnibus.


  8. Can I just point something out.

    To date the bulls have been right!!!!!!.

    I have not seen a single post ever from a bull suggesting property will rise for ever and ever, they have simply like myself argued time and time again that the crash was not happening and there was money to be made out of property.

    Whilst the Bears sat on the sidelines, the Bulls had the balls and got on with the job of extracting cash from a very speculative marketplace. There remains money to be made today, however it is only for the hardy proffessionals. Gone are the days when you could buy a property, furiously wave your amrs around whilst holding a 9.99 roller from B&Q with a dab of p1sswater budget magnolia on the end, most on the floor, bleach the bog, and knock it out for 50k more.

    So when the time comes, even the bulls will be turning to bears, however its just not yet.

    Bravo that man \ woman.

    They can't see it though.

    Funny really.

  9. Looks like the "denial" phase is over and now we're seeing "anger" judging by that post. All part of the cycle and as expected.

    Yes your right, I'm really angry.

    My last sale completed 3 days late, for £500 under the asking price and I had to deal with the whole thing myself as I saved £1,000's by not using an agent.

    Can't wait for kickboxing tommorrow. The bags had it........

  10. Randall Herbert:


    Never seen the need for ailiases as I have nothing to hide.

    Sorry. Good try but as usual - wrong. :D

    Keep up the good work.


    According to the EA's I've spoken to, it's hard to get even the reduced asking price these days...

    And where are you based Smurfit. Your EA should have been on the TV last week because he is speaking p*o

  11. Here’s a sketchy potted history of the last 6 years or so of lunacy and an answer to how this will play out.

    For Landlords..................

    House prices go up - slowly

    BTL now making a loss - only for mug landlords. The rest are laughing

    Rents go up - nice

    Wages go up - nice - more rent increses

    Inflation goes up - whats inflation

    Interest rates go up - fixed so no pro!

    BTL now making a loss again - some bloody silly people out there.....

    Rents go up - christmas day again.......

    Wages go up - more rent increses

    Inflation goes up - whats inflation

    Interest rates go up - fixed so no pro!

    Chinese and Indian economies tap GB plc on the shoulder and say “remember us” - more tenants?

    Bull wakes up from dream in a cold sweat, has a shower, then continues to eat breakfast on the patio before going to the gym. Again...............

    Or how about this scenario…

    House prices go up - slowly

    FTBs extinct - until wages catch up but in the mean time renting

    BTL now making a loss - only for mug landlords. The rest are laughing

    Rents go up - nice

    Rents go up - even nicer

    Wages can’t increase due to cheap foreign labour - as long as rent is paid - nice

    Consumer spending collapses as all income spent on rent - good

    Economy goes into recession - things get a little cheaper so rental income buys more

    HPC!!!! - as long as rent is on time and properties are cheap, bring it on

    Or this one…

    House prices stay static - downer but, hey, the suns shining and the wines chilled

    IRs creep up very slowly - no problemo for next decade as fixed

    BTLs now making a net loss, other investment types more profitable - loads of cheap properties for sale

    BTLs bail out - loads of cheap properties for sale

    HPC!!! - as long as rent is on time and properties are cheap, bring it on

    Or how about…house prices achieve the mythical ‘soft landing’

    IRs stay low - cheaper fixes

    Inflation stays low - is that good

    BTLers making no profit, and seeing no increase in equity - selling up so cheaper properties + easier lets

    BTLers run out of capital for further purchases - so sit back and enjoy life while better placed landords buy them out for peanuts

    FTBs still happily renting, or still saving up the 50K deposit for that studio flat over the chippy - more rent

    Bottom end of market collapses - cheaper properties with better yields

    HPC!!! - as long as rent is on time and properties are cheap, bring it on

    So please, all the bulls out there – what mythical scenario am I missing where you all live happily ever after?

    None - it's all wicked - thanks for making my day.

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