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About janch

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  1. I was thinking the same and I agree with all the other sentiments expressed here. How they sleep at night I have no-idea......they seem completely oblivious to all the carnage they've caused at home and abroad.
  2. The mistake with RTB was not using the money raised by the sales to build more council housing. One of the arguments at the time for RTB was that people's circumstances often changed and that as they progressed and earned more they could afford owner occupation and council houses were really meant for those who needed subsidised housing. It was supposed to aid a reversion to a situation whereby councils only supported people who really needed it. By selling off properties, the new owner occupiers were responsible for all the maintenance etc. which saved councils considerable sums over time.
  3. janch

    Xmas eviction

    I think I'd buy that house if I was in your position and they accept your offer. It looks like the sort of place to bring up a family and not ever have to move again. Good luck whatever you decide.
  4. When I rented last year I paid the CT not my LL
  5. I'm finding myself watching RT more and more and the Keiser Report is one of the reasons why. He has interesting guests with useful info. I also pricked my ears up at the mention of the Danny Blanchflower tweet........although as Max Keiser said QE was first and foremost to save the banks. They obviously knew what effect it would have on asset prices at the time and who would benefit and who would lose out.
  6. If you watch the C4 programme "Escape to the Chateau" you will realise Dick Strawbridge is more than a good DIYer and has renovated the chateau with the help of builder friends. For most of us it would be more than is manageable. The programme doesn't mention the costs which must be astronomical. Fair play to him though!
  7. But...........but what about the property progs about living by the sea? Will a sea-view be worthless?
  8. janch

    The House Price Crash has started ?

    Indeed and this has been the case in the places I look at in the SE for a while (all this year easily). The "wave" has been coming out of London and I would say it's reached about half way along the M4 so has yet to properly reach Bath and beyond. I do a count of properties for sale in the last 7 days on RM which includes reductions. For places in the SE there's usually 50% reductions now whereas in normal times it's around one third. Also many new builds are having prices reduced so it must be happening!
  9. I did this 12 years ago and had nearly 8 years living off savings before my state pension kicked in. I just couldn't stand the aggro of work and that was without a terrible commute. I live very simply and much prefer life without all that stress. It seems you can either have time or money and I much prefer time. It's surprising how much you can save when you don't work too............no work clothes/fares etc and time to cook from scratch. I think my health benefitted enormously and I no longer feel depressed. If you have a job you love that's different but I never achieved that luxury.
  10. janch

    What/who will collapse first in 2018

    That is truly horrific..............Spy is quite right. We should be able to save a fortune after Brexit!
  11. + 100% This is what should happen
  12. Can you put in a link please?
  13. This is my experience.......the " bad" ones tend to lower the standards of the rest😒
  14. I moved from a small development last year which had some "affordable housing" and the place is going downhill. It was OK while the builders were still there as the sales office lady would "have a word" with people while they were still selling the houses. After they left there would be more rubbish generally with some large things left for months etc. Luckily there was a gardening guy who came every few weeks to tidy the fronts and we all paid a service charge for that. Most people didn't do anything to keep the place up to scratch though. Funnily enough it was my owner occupier next door neighbour who was the main reason I left though and he was" worse" than any of the social housing tenants in his behaviour. I will be very cautious in buying anywhere like this again.

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