renting til I die

I find companies like Virgin will ring you up about your account (which you do have with them) and then ask you to confirm your postcode! They are not helping. 😂

Last time I bought one it was £19! I may top-up my holding in FRES.L this week and I bought the LSIL etf the other week. Not totally confident that silver will pop but do feel that we are at a good level for a trade. I hold FRES.L long term and wouldn't sell any for less than £20 a share.

Couldn't go through the pain of reading the whole thread! What has HPC become! Banning everything? Ok, lets ban everything, apart from investing in the stock market and BTL! No gambling there! 😜 (and yes I am a big investing in shares) Whatever you do to restrict peoples behaviour, they will find other ways to engage in their vices and get their kicks. Banning things is not the answer (I feel the level of Communism is increasing on this forum! 🤣) The real problem is the distortion in the perception of risks that we have in society. You cannot protect everyone all of the time and

House prices simply don't matter if you can do all of this correct! LOL

Yep, I wonder if the Government will do some sort of bail out for all the poor LLs who can't get tenants! Nice to see that you are still here winkie.

Actually I would say that money always goes down.... long term that is... so I guess they (who are they?) are right, house prices do always go up! But not in the way they think!

Haha, it took a while to find a tread about house prices!

I agreed. Understanding the prices in an area that you want to live is far more useful than hoping for a general decline. I was often puzzled by people who talk of a crash but didn't consider that when/if this happened they may not have a job to get this mortgaged home with? And of course the Remainders who thought that leaving the EU would be so bad that everyone would lose their jobs and the country would go into permanent decline, not looking on the bright side of this scenario that house prices would likely crash! Yeah, still ranting! But the site is called HCP! LOL

majority Hey there, This is my first post (well, first visit) here for quite some time! Pretty much stopped visiting HPC because of all the Brexit moaning! 'its going to be the best thing' 'its going to be the worst thing' ect ect! (I was always of the Mervyn King school of thinking, that Brexit won't really make much of a difference, up or down, in the long term!). Anyway not going to rant over that and thought it might be safe to come back now that Brexit is finally done! So, your question... House 'Prices' may never come down! OF course the real question is in re

I have kind of stopped caring about house prices..... some years ago now! Yes, it still gets on my nerves with people's mindless obsession about how much their house is worth and how their home is their biggest and best investment (homes are not investments, but you knew that) etc, but I just work on my own investments and ideas and go with the flow. I never bother mentioning how big my portfolio is to home owners nowadays, or what yield I am getting! OR how the yield of their homes is often pretty poor! Pretty sure I will FIRE before most people my age have paid their home mortgage off!

Almost all extra/overtime goes into stock investments! I was thinking of continuing my studies but have decided to invest more of my time into boosting my portfolio! Btw, to the OP, my basic wage looks to be going up 1.9%, although the union is demanding more so we will see.

Of course I am answering on behalf of byron78 here, so I do not claim to be speaking for him but I think you are looking for offence where there is none to be taken. In my mind a 'wage slave' is someone who needs to go to work, i.e. 9 to 5 week in week out. Even a business owner who actively has to work there is still a 'wage slave'. Not until you have enough passive income which you can live off can you say that you are not a 'wage slave'. You may still work but you can chose not too. It seems to me that byron78 was just making an observation and not trying to belittle anyone.

I really haven't bothered looking. Which ones are the best.... I mean worst!

Indeed. Also, to the OP, ask your family and friends about rental yields! What return do they get from that big lump of equity that they call a home!