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House Price Crash Forum


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About jaqueslecont

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    HPC Newbie
  1. Well, that's a fair enough opinion - but there certainly seems to be an element of people waiting for the solution to their financial concerns to appear, rather than taking steps to find it themselves. I have a decent pension (we'll see what happens to that - but I don't tulence.hink it will vanish into thin air), I have purchased a house at a cost I can afford with dcecent headroom should interest rates go up, I have a small amount in other areas. It might not be perfect, but I'm convinced that I will be in a better position than those people approaching (or exceeding) their 40th birthday wi
  2. He doesn't appear to be arguing himself in circles on an internet forum.
  3. I genuinely don't get the people on this site. It's like you're putting your lives on hold waiting to be proved right. Seriously, take a step back and look at yourself. You're almost forty. If you don't get on with it soon you'll be looking at mortgages below a 25 year term and then things are going to get impossible for you. I hope that you have a seriously good pension because in twenty years time when you start to think about retiring, you're going to realise that you're f*cked. There comes a point when you just have to start living your life. If you don't to buy a house that's fine, but
  4. Interesting point. If they come back to me I'll return and let you all know. No intention of going any higher though.
  5. You're right, it's not the site. It's some the individuals who constantly post on it. Hilariously - and you'll definitely think I'm trolling now - I've just been gazumped.
  6. At which point did I ask for advice? Why on earth would I ask for advice from someone I fundamentally disagree with? Going ahead with the purchase. I feel pretty confident about the whole thing and have done my personal research. Interestingly, I've discovered that there are a lot of myths about what you can do with your own property. I always thought that it was pretty much illegal to do your own electrical work - not so, I read the law on Saturday. You can pretty much do whatever you want. It's quite fascinating what can be done to make a purchase viable if you're willing to think for yours
  7. Well, since people don't pay for their houses in gold - no there hasn't. It's a crap argument. It's like saying there has been a crash in terms of beef. To the everyman there has been no crash. This website was set up to pursue a correction in housing prices so that the general public could afford them. This hasn't happened. we might drift toward it over the next ten years if we're lucky.
  8. There's been a mediocre slip in house prices. The title of the website is house-price crash. We all got stitched, let's face it. There is no crash, there will be no crash. Just a slow levellling out.
  9. Well sterling hasn;t done too badly since around 1300 so I'm not overly concerned. And so what if it does? Most of the countries that have gone through hyperinflation are still just dandy. I think you'll be sadly dissapointed at the outcome. No tinned food, guns, marshall law. Not even any lizard men.
  10. I've got to say that I don’t agree that this site predicted it. Who could? It's just been a slow slide into the sludge we find ourselves in and I don’t see anything but a dull pulse for the coming years. The apocolapse isn’t going to happen. The system won’t collapse, it will just trudge on in a different way. The world is a finite system, and whilst things may shift around this distopian society that so many of us seem to believe in is a dream. The thing is, are things really so bad? The standard of life is exceptional in the UK and even better in many other parts of the world. My parents, l
  11. I'll pop back in five years and we can see which way it went.
  12. That's salient advice and some that I agree with. This site could use more of it.
  13. Fair point. I guess I've found it annoying that what used to be a useful site has become a haven for psuedo financial experts to preach opinion pieces about the economy as if they know something the rest of the world doesn't. I refer you to the floating blue head. This kind of smugness doesn;t help the general situation, and is pretty much a reflection of how I'd expect a Daily Mail reader to behave.
  14. I broadly agree with that, but I think it really does depend on location. Also, most of the BTL landlords won't need to let go anytime soon. Sure there will be a couple, but as long as they have tenants, they don't need to sell. Especially the baby boomers with one or two extra properties. In all likelihood they'll get passed down to the kids anyway.
  15. Thankyou wise one. Perhaps if you're time was used a little more constructively I'd heed your advcie. As it is, I suspect that you are in a bedsit, surrounded by unread copies of the economist, empty pizza boxes and broken dreams.
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