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House Price Crash Forum

FollowTheBear

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Everything posted by FollowTheBear

  1. Why does the Telegraph think the West has the right to be the richest part of the world forever? It's only a matter of time before wealth across the world more or less evens out. It's something to celebrate IMO. China's undervalued currency is largely to blame for global creditor imbalances. When my geriatric father came home after his hip replacement, he was freely provided with a wheel chair, blocks for the sitting chair, toilet frame,shower chair, inflatable cushions, bed raisers, bed lever, a device for reaching known as 'helping hand'. Nobody asked if he could pay for these, they were fr
  2. I thought the BoE were supposed to look at inflation 2 years ahead? This is there excuse when inflation goes over target - but is forgotten when they cut rates to boost the housing market. With rising oil and food prices I can't see inflation remaining this low for long. (I'm NOT a f ing troll)
  3. Am I right in thinking the assets of 113 billion represent the entire outstanding mortage payments? If this is the case then it would take 25 years for all of it to be repaid, so some savers or the government would be waiting a long time to get their money back. (btw I am not a "troll")
  4. Er, 'xcuse me folks, but haven't London asking prices fallen by the biggest amount for years? btw, why am I a troll? I've been a bear ever since joing this site, and have never been a multi user.
  5. With rising oil and food prices surely this is only a blip, or are these elements not part of "core" inflation?
  6. But if the price of cheap Eastern goods merely stops falling then it will have a huge effect on our inflation figures. It is only the declining price of this cheap tat that is keeping our supposed inflation rate at 2%.
  7. I could have written that Bilderberg review myself given a small knowledge of world affairs. Interest rates going up? Hmm, who'd have guessed....
  8. Why? Are there more people renting today than 20 years ago?
  9. Somethings gone wrong with my settings. Ignore me.
  10. I like phrases like this. I hope you haven't claimed copyright. I think I've got it right this time. Ignore the above. How do you edit posts these days?
  11. This sometimes happens in the private sector but seems almost institutionalised in the public sector. At a university where I used to work the IT manager on 40K and the general manager on 60K both left, their positions were not replaced, and nobody noticed. When I was off for a day I'd come back to 50 emails and a full intray.
  12. What they need to understand is that allowing staff and managers to keep some of the surplus is the best way to keep costs down in the long-run. I also thought now that the government allows departments to roll over surpluses to the next year. I think you are an illustration of "80% of the work is done by 20% of the staff".
  13. How is paying according to your means punishing someone? I'm already paying his wages through my taxes thank you. He shouldn't pay more for his food etc, but he should for shared services. I have no children but I don't mind paying taxes for schools, I've only been in hospital for 3 days in 30 years but don't mind funding other peoples operations. I have used the police alot through living in a crap area, so should I be billed separately for that? By the way, since when have doctors "pumped money in"? They take out of the system don't they, and a hell of a lot too.
  14. Well that's your selfish opinion. The reason I'm a left-winger is that I know that bad things can happen to anyone. My neighbour could end up getting struck off or something and end up working in a call centre. I really resent the idea that paying according to your ability to pay is "stealing". And the notion that you should only pay for what you use is complete ill-conceived nonsense, so I don't even know why I'm replying to you.
  15. I am on a modest income and live in a rented flat. The council tax is a huge burden on me. The doctor who lives next door to me in an identical flat pays the same council tax. I think it is totally fair that it is based on income. How does a pensioner with a 500K house but an income of £100 a week pay the council tax? Should they sell a square foot of their living room? And "income" would have to be defined properly so people with company cars, overtime, rental income and other benefits are taken into account. BRING IT ON!
  16. True story: GPs are so resistant to change the NHS has been paying them 96p every time they book a patient on the new system. In any other walk of life they would be fined for not using the system.
  17. "using complex economic tools" hmm, therein lies the problem. There is really only one variable in all this - "sentiment".
  18. Not to mention unemployed people who can not claim any benefits at all because their partners work. Despite my modest income my missus could not claim a penny during her recent unemployment which cost us both a lot of money. You pay your taxes but the state won't help you out.
  19. I think the notion of salary and age being linked is increasingly not the case. Means there is no reason why there ought to be a housing "ladder".
  20. If interest rates were only at 5.5% this is still 20% higher than today. House prices now reflect affordability at 4.5% (with just a little bubble blowing thrown in) and the lower interest rates are the more significant each small rise becomes. And once prices start falling issues of affordability are irrelevant.
  21. Yeah right. You can't surely believe politicans work for the best long-term interests. And you forget one thing that is unstoppable and is responsible for all economic imbalance - human nature.
  22. Wow, a "massive" increase in first time buyers, up from 12% to 16%!!!! And that's only those who are thinking about looking. Everyone else under 30 seems to have given up. I'll enjoy watching everyone else trying to move house when no one is supporting the bottom of the chain.
  23. Well I'm going to continue to visit this site until the HPC occurs. It may be 20 years, I may have bought a house in the meantime, but I doubt it. A year ago I sold to rent and was confident the HPC was going to happen soon. It's only because of the BoEs stupid rate cut that it didn't, but I'm pretty sure it's going to happen now. I can't wait for the next mood change on here. It should be the last!
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