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House Price Crash Forum


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About iLegallyBlonde

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  1. I could have bought a 2 bedroomed flat at 18 on the salary I was earning part time whilst at university. I kick myself most days that I didn't. But I have younger brothers in their mid twenties who I can honestly say the thought of them owning a house is ridiculous, they have no chance, they know they have no chance and so they won't even attempt to save. They are living hand to mouth.
  2. I don 't care if they wipe their arses with it, the people loosing it are the ones who actually pay into the system in the first place.
  3. I do agree with the general point around having more than one 'job' - or activity that earns money/can be exchanged for goods. It's a good buffer if things go wrong with the day job. So true, I have always had my fingers in as many pies as possible. At the end of the day it's not about what you earn it's about what you have left after bills. Getting out of the rat race asap has to be the name of the game.
  4. I used to think it was wrong that women were forced back into employment when they had small children until the day I went to a sure start centre. The "mothers" needed to be parted from the children as fast as physically possible in many cases, no abuse but low level neglect due to sheer ignorance. We've paid the wrong people to have children and now we need the right people to bring them up or the children do not stand a bloody chance and it'll be chaos in a15 years time. I do not want the children I have invested and nurtured being stabbed by one of the dull eyed pasty faced tots I met that day so we must parent them and the "parents too"
  5. And if you are unemployed you'll need the free entertainment and the possibility of having a baby to top up the benefits to the point where you can live.
  6. So one rule for the establishment another for the plebs when it comes to sentencing
  7. £755 a year for central London ? Never again will I believe the whingers about the coats of living in London, It's more than that in Birmingham
  8. Typically they don't due to the £75.00 a month difference and the fact that no decent houses are available to anyone with a credit blemish nevermind on benefits.
  9. That clever idea was brought in about 15 years ago, it's called Local Authority housing allowence. My local LA will pay an absolute maximum of £575 in housing benefit per month. Which is unfortunate for anyone on benefits because the typical 3 bed house is £650.00. The person then has to find the difference from their other benefits which does then lead to people cutting back on essentials.
  10. Or of course you could just pay the mortgage off as fast as possible and get on with owning your own home. Play the game on your terms. I joined this site in 2005 and have paid 50% of the mortgage off since whilst other have saved deposits, (I only needed 5%) and put their money in the bank, but others haven't and are still scratching their heads as to when these fantastic half price houses will appear on the market. House prices haven't moved more than 10% in that time but I haven't had to move and that alone has saved thousands of pounds.
  11. Just for a laugh tomorrow call your local housing department and tell them you've got two young kids and are 6 months in arrears with your mortgage and about to be repossessed ....... they will pay your arrears and negotiate with the lender for a more affordable payment plan, cut in interest rate etc etc. 6 years I realised this was going to be the case. It isn't going to happen. Wish it would I have younger siblings and it would be nice for them if it did. It won't.
  12. Some form of science ? Really wouldn't bother with that either, the only people I know who have science degree's and making over £30,000 a year are pharmacuetical sales reps. I know one with a first who earns £9,000 with 5 years experience. It has to be vocational ie dentistry, medicine if you ask me.
  13. Even the Arts 2.1's were acceptable ten years ago. What the teachers and career advisors just do not seem to get is that everyone I know in the media, presenting etc have degree's in politics, another language, history etc. You do not go to university to learn to work in the media, you do that for free whilst studying and for a good few years afterwards too.
  14. They don't HAVE TO do anything, so they are a smaller house than they'd like big deal, people who buy next, their younger brothers and sisters "might" end up in a bigger house than them for now, but really so what ???
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