Jump to content
House Price Crash Forum


  • Posts

  • Joined

  • Last visited

Posts posted by Imp

  1. But the bastion of freedom has spent £5 billion on intstalling Ukrainian demcoracy - and we in Britain are expected to endure economic sacrifices for this regime of thugs.

    And they are getting an election, the only problem is they won't get the right result so they are trying to discredit the democratic process.

  2. If it meant building all the stadiums etc... I'd agree. However everything is in place so the costs would be a lot cheaper than the previous corporate spunk fest which was held.

    However if they are going to pull it from Brazil they need to make that decision probably the end of the year so that preparations in the alternative venues can be made.

    Except the stadia have been/are being reduced in size and capacity, or have been removed all together, and the athlete's accommodation is being sold off as housing.

  3. Hi,

    If it comes to it yes that would be good idea thanks.

    I really like living here so I would have trouble even valuing the house.

    The guy who approached me was of a character that gave me that throw up breakfast feeling.

    I was checking and found a lease for the 2 poles on the land, it expired 5 years ago. Have I the option to tell them to remove them or will that kick things off?

    If their lease for the poles has expired, and the poles serve other people's homes, then you could write to them and tell them to stop trespassing on your property. If the poles only serve your property, then you are stuck with them.

    They will offer to move them for around £6,000 each, at your cost. If you dig your heals in, then they will normally move them at their cost.

  4. In the lease, I would insist on a "lift and shift" clause, at their expense - essentially if you want it moved, then you provide another bit of land on your property, and they pay for the move. They normally agree to lift and shift clauses but at your expense, so you provide the land and then you pay for all the re-building. This will put them offbuilding it.

    If it was me, I would accept the price of my house, or at least start off at that price in any negotiations.

    I work with these companies on a daily basis, and they don't hesitate to rip off people on land agreements.

  5. It's the logical conclusion of 'no such thing as society'. Self interest leads to a better society doesn't it?

    They're casting their problem on society. And, you know, there is no such thing as society. There are individual men and women, and there are families. And no government can do anything except through people, and people must look to themselves first. It's our duty to look after ourselves and then, also to look after our neighbour. People have got the entitlements too much in mind, without the obligations, because there is no such thing as an entitlement unless someone has first met an obligation"
    There is no such thing as society. There is living tapestry of men and women and people and the beauty of that tapestry and the quality of our lives will depend upon how much each of us is prepared to take responsibility for ourselves and each of us prepared to turn round and help by our own efforts those who are unfortunate.

    "No such thing as society" reads completely differently in context.

  6. Not having done a degree I couldn't possibly comment on what it actually involves but I've met engineering graduates that couldn't tell one type of machine tool from another let alone what they do, I actually took a party from a Cambridge college on a tour of the factory where I was an apprentice and one of them asked what the huge machine going up and down was (A press!) Woeful. :(

    I must admit to being very green when I left university, I had driven lathes and mills and various other machine tools, but mechanical engineering is so broad, it would not be possible to gain knowledge of every aspect. In my ten year career I have never seen a press, and I never expect to. In my industry we use castings for enclosures and I work with those on a daily basis.

    What a good engineering degree gives you is the ability to go back to fundamentals and work on a problem you have never come across before. You would probably find that those Cambridge undergraduates would be able to crunch through many pages of maths and work out the minimum size of press needed for a particular panel. While you may be able to do this quicker using your experience, and you would probably do it better, if you come across something no one has ever done before, they would almost certainly have the edge.

    One of my more rewarding experiences was at a process plant which we were redeveloping. I was given the drawings and made a mathematical model of the works. I then sat down in front of the technicians, many of whom had been running the works for years, and listed out problems I had found, where tanks would over flow in specific conditions, or the process was compromised. At the begining the technicians were very sceptical, but when I had listed out all the problems they had been coping with, and suggested methods to resolves them, without every having seen any of these issues myself, they suddenly trusted me to work on their plant.

  7. I have two reasons for paying tradesmen, mechanics, etc. in cash. First, the cash flow problems detailed above. If someone is building me an extension, I want them to have as good a relationship with their suppliers as possible, and using cash which doesn't have to clear through a bank is a good way of helping this. I pay him on a Friday with cash, he then goes and pays his carpenter, bricklayer, plasterer etc. with the cash I've just given him.

    Second, most banks charge businesses for paying in cheques or using credit cards/debit cards - something like 2%. If I can save someone doing work for me 2% at no cost to me, then I will.

    I always get receipts for the works carried out, at which point I feel my moral obligations end.

  8. Social Identity Theory has shown how people form groups on the most spurious of reasons, and then will discriminate in favour of their own group, and against other groups (as shown in Tajfel's minimal groups experiment). By asking me this question, I have now been forced to form a person identity which includes "white, straight, male" where as previously I did not define myself in this manner, and did not discriminate against members outgroups. With my new identity, however, created as a result of your categorizations, I am now socially and psychologically programmed to discriminate against non-whites, homosexuals and females.

  9. 19.51 Gangs of racist thugs are sprinting through Enfield, Guardian journalist Paul Lewis has said.

    20.05 UPDATED Guardian journalist Paul Lewis, who earlier tweeted about gangs of racist thugs sprinting through Enfield, says these people were actually vigilantes attempting to protect their shops.

    #Enfield Hertford Rd witness: "They're just blokes from the pub chasing a way the black kids that been causing the trouble."

    Not wanting to stereotype the socialist, lefty, lovey dovey Guardian or anything!

  10. How many men want to be primary school teachers? Probably very few. If they really have an affinity for child care and can cope with low pay, status, prospects, pension and long hours then I'm sure they'll be welcomed with open arms.

    The truth is that men have more opportunities in a vast number of careers to get well paid jobs. They aren't interested in working with children. Women, on the other hand, are forced to take the job opportunities they're permitted.


    Primary school teacher salaries start at £21k and increase to £31k based on length of service. If you are any good, you can get up to £35k$ and for a head teacher, £55k. The pension is anout 2/3 index linked average salary.


    So we have covered the good pay, prospects (i.e. headship), pension. I think the status is down to the individual - teachers are generally still thought of as professionals. The long hours are down to how effectively the teachers work. I have known teachers who get to school at 8am, leave at 6pm every day and don't take any work home with them, and they were excellent teachers!

    The same job opportunitites are open to women as for men. Women just have to take the opportunities!

  11. What did you find on google? I can't see anything ridiculous?

    I agree by the way... females in engineering do get a lot of attention even if they are average.

    I typed in

    "scholarships for men in"

    And google predicted

    "scholarships for women in science

    scholarships for women in uk

    scholarships for women in business

    scholarships for women in engineering

    scholarships for women in developing countries"

    Although with Google saving so much information about you, I am now wondering what my wife has been searching for if only my computer shows this

  12. . But it's swung the other way now. Seems men don't get a look in, sometimes. Schools, for example, are awash with women, especially primary schools where it is common for nary a single male to be seen, and unusual if there is more than one, out of a staff of ten or fifteen or twenty or more. If that was reversed, think of the howls of "discrimination". The feminisation of our schools has wrought havoc.

    Women seem to loom large in the media as well - pretty, lightweight, twenty something clones who are so uncontroversial as to be bland, presenting weather or news and the rest of it, seem to far outnumber male counterparts. No doubt plenty of other examples.

    Working in an engineering field, I see all the scholarships, prizes, bursaries which are set up to encourage women, being a minority in the profession, to get into and stay in engineering. If they are marginally above average, they are completely fauned over.

    Knowing there are professions, such as primary school teacher, nurse, psychologist, etc. which are female dominated, I was curious to see the scholarships available to men to join these professions.

    So I typed into Google

    "scholarships for men in"

    Google's predictive searches were quite surprising. Could someone else check this before I post what I saw.

  13. I graduated from Imperial College back in 2001. Graduates basically went one of two ways, either into the field of their degree, or into finance. Those who went into finance earned the big bucks (£50k starting salaries back then). These entering the same field as their degree were on significantly less. With these huge fees, I can see more people heading for the city on graduating, depriving industry and science of all the top graduates which the government keeps telling us we need.

  14. I have at last been persuaded to close my accounts with Lloyds TSB, after about 15 years. Todat I got my statement, which included a £5.00 overdraft usage fee for using my authorised overdraft. In addition there is £1.26 interest. I have phoned them, and apparently received a letter before Christmas telling me about this fee. I've got my statement, and worked out the equivalent interest rate I am now being charged for my overdraft - 127% !!!!! It's enough to make a loan shark blush!

    About six months ago, they cheesed me off, enough to check out the competition, and settle on Natwest. I didn't get around to changing, but now I think I will.

  15. No, they weren't greedy, and they have always paid every debt they've had, as I've been brought up to do also. You completely miss the point in a particularly arrogant sounding manner.

    Except the mortgage, which at 0% interest didn't need interest payments, and they didn't pay any capital payments either, bargain.

    Can your mother still live in the house? If so, what is the problem?

    This is the key point. If your mother can still live in the house, then I can't see a problem. The only downside is your inherritance is less than you expected, and I hope you aren't upsetting your mum because of your greed.

    On the other hand, if the loan is being called in by the bank, and your mum is loosing her home, then take the bank to court and I wish you the very best of luck.

  16. Starting salary for a nurse, after three years of specialist training, is just £20k.

    Compare that to a fireman at £28k, a tube driver at £38k, or an MP at £65k. If there are cuts to be made, nurses are the last people that should be in the firing line.

    As apposed to £19,677 as the average salary for 2008 graduates who were in full time employment 6 months after graduating (Higher Education Statistics Agency).

    So an average graduate salary, and guaranteed employment for life, reasonable pension, opportunity to earn more in overtime and shift allowance, seems like a cracking deal to me.

  17. We just have to accept it, having the bomb was a sign you were a super power. Britain's time as a super power is coming to an end. It is expected we should give up the bomb (just as we are the only nation to give up the ability to launch satalites). We may call them third world, but the next lot of up and coming powers already have, or are developing their own independent nuclear weapons - Pakistan (why haven't we invaded them as that is where Al Quaida live?), Iran, Isreal (really a satelite of America), North Korea, India, China...

  18. Ok i'll jump in here - i'll admit i was wrong. I was wrong about saying there were intelligent people here with a good understanding of economics. Most of you bears are just poor sad deluded idiots.

    Last year and early this year i said several times on this forum that property prices would be supported by rental yield at a certain level. which we were very close to at the time. All's this site has done has discouraged FTB members from buying when presented with a glaring buying opportunity, before the current lift in prices. Not all bad news though, 'cos we added another 8 to our portfolio in the last 9 months. Im loving this.

    I think maybe its time you all packed up and went home, this site has just turned into a support centre for the priced out and have-nots. Still i suppose you don't have a mortgage to pay.... wait a minute you do.. your landlords and mine - of course, your STR funds now generating a punitive amount of interest is subsidising all those buy-to-let mortgages, and therefore paying down our capital - i knew those BR+.99% lifetime trackers would come into their own 1 day. So live in our assets & pay the running costs, pay our mortgage, pay down our capital, and at the end of it all we'll bank the capital gain, now aint that a bitch! Hey thanks guys.

    You can slaughter the NW/Hali/RM/LR figures as much as you like. House prices are rising, the recession is ending, and the economy is recovering - deal with it :D

    Well put about the nature of this board and its posters now.

    Anyway, my assessment of affordability based on house prices and interest rates suggests affordability now is about normal, so it is not a surprise to see house prices are no longer going down. Interest rates have to rise for that to happen (which I think they will do inthe next couple of years).

    Anyway, all that the Halifax House Price Index tells you is what the Halifax Hosue Price Index is, you can believe it represents house prices or believe it doesn't but no need to get worked up about it.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.