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credo

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Everything posted by credo

  1. Hi guys, Well anyway I followed shelter's advice and sent the following letter below. The landlord has now refunded the whole deposit. I assume the wording of the letters I sent means I have forfitted any right to claim the 3xamount + costs? It would probably be quite unethical to claim it now anyway. I understand from the posts above that legally whether the deposit is returned or not, the penalty still applies but I imagine if I took it to court, he'd just produce the letter I sent. I was in a sense trying to call his bluff but it failed. I really wanted to take the bugger to court because of the conditions I experienced in his flat, like 5 people sharing a fridge freezer and him refusing to put up curtains in a furnished property lol. I had a professional inventory done which details what it was like when I moved in. I will upload here soon to show you just what I'm talking about.
  2. One million US jobless to lose financial aid More than a million Americans will lose their unemployment benefits after an emergency federal programme expired on Saturday. http://www.bbc.co.uk/news/world-us-canada-25539448
  3. That bargain TV must be too expensive for anyone who rents a TV from Bright House. It's sad to see so many people using that shop, it's almost like the equivalent of a payday loan shop but dealing in goods.
  4. I took a friend to a food bank as his benefits were stopped and he was pretty much forced to live on nothing. He was eating hobnobs and custard creams for breakfast. Fortunately he is a good cook so knows how to make food last. Tue food bank was great but it's a shame they don't help to improve peoples cooking skills, instead they mainly give out tins. Even though the food bank stuff was only meant to last 5 days it ended up lasting my friend for almost a month as he bought a 10kg sack of potatoes for 3 pounds and just Lt made curries out of everything.
  5. Sorry to hear about the problems you're having with your mother's housing situation. I'm a little confused about what you're saying but are you saying that your mother needs to move into a nursing home and you don't have the capital to cover this for longer than two years? doesn't that only kick in if you have savings over £30k though? As for council housing, there's a lot of sheltered housing out there, I'd say a surplus in many areas so it shouldn't take to long to be housed in one.
  6. Don't get me wrong though, it is a lottery. It was only because I was living in a shared house that I had so many points, I'd have had to wait another 10 years if I was living in a studio flat. I was bidding with a huge number of points for 6 months and not once did I come higher than 3rd place although I never went below 7th. The point is even though I was highly placed there was always people with ridiculous amount of point ahead of me, what I attribute to the pressure on one beds from the bedroom tax. In the end I was offered a property because the two people in front of me turned it down and I was desperate because I was about to be evicted.
  7. Hi Mikey, I'll be brutally honest I don't think you have a chance in those circumstances but areas may differ. You'd have needed at least double that round here a few years ago but as you pointed out the situation is even worse now the bedroom tax has hit. I'm a single white male and I only just got one and I had 10 years points. If you go for a shit part of town you may get one with say 4 years of points but no guarantee. The reason I mentioned that I'm white is not meant to be a racist jibe but that in my experience immigrants seem much happier to accept accommodation in rough areas. It's perhaps ironic that this breeds a lot of resentment toward them given most people in the UK would avoid visiting such areas like the plague, let alone living in them.
  8. Hit the nail on the head there. I waited over 10 years myself and only just (two people turned it down) managed to secure a one bee flat but it%s needed a lot of work, the whole place has had to be completely replastered. Admittedly I could have got a place in a big tower block for a lot less points but the place I got housed in normally would take about 5 years to secure. Even though it was a dive when I mover in I still feel pretty lucky to have got it as I've noticed even high rise flats are going for about the same now.
  9. No it is an oversight - very different from trying to mislead people, i.e.- lie. A good example would be how MPs i the house of commons have to be very careful as to whether they imply someone is trying to midlead the house. They must give people the benefit of the doubt, prudence is key.
  10. Yes I think there are problems with some home insurance policies too, where DSS is not allowed but unsure on this. If so that is a very good avenue to take it to a European level as there are already some notable European court rulings on discrimination by insruance companies, Sheilas on Wheels etc. As for right to buy, it's definitsly been a problem historically but mainly because councils were banned frok replacing the stock which was utter madness. I don't think it was necessarily a bad policy (I'm not a fan of Labour but it was originally proposed by them in 59), the important thing is that properties are replaced. As for HMOs as they tend to be the private rented accom lived jn by the poorest people, what buy to let did is give an jncentive for for investors to turn ALOT of family homes into shared housing. This has a knock on effect on the quality of living in areas, what we have seen are lots of homes suitible for familes, who may have kept them looking nice, tu4n jnto jnkempt dives. This is especially true in student areas where's there's been a bit of a bakclash toward them.
  11. I only have a mobile phone at the moment so I apologise if my posts can at times appear rushed and a bit unevidenced. I would like to say one last thing about landlords. I know there are good landlords out there because I have had one in the past and I don't necessarily hold these landlords to blame for thr stateof the private rented sector, thr problems have their roots govt policy of the late 80s and the Housing Act 1988 or is it 1992 I forget sorry. The big problem I have though are with landlord associations who lobby thr government purely in their own interests, pushing to keep thr status quo and in some cases dilute the rights of tenants even further often in pursuit of greater profit. Where is the social responsibility here? It seems there's still a debate in this country to be had to how far this social responsibility falls on the government and how much on landlords because the tendency for these landlord associations to resist even mild local regulation which tries to address some of the problems indicates that something much more radical may be needed.
  12. A slight oversight on my part but what d you mean by 'more lies'? You need to slow down and not accuse people of trying to mislead others at the first sign of trouble.
  13. You are required to start a placement after 6 months out of work. This also applies to some disabled people and those on ESA. It is compulsary in the sense that if you refuse or have problems with the placement thrn you are sanctioned. You can be sanctioned for up to three years by the way, during ehcih you will have limited access to benefits . The Citizen's Advice Beaureu recently published a report o this which includes some truely shocking examples of what'#s takennplace. The original point I made is that give there are hundreds of thousands of people claiming housing benefit and in work but without a wage, will this bring thr DSS discrimination issue to the fore. As for your comment about how landlords shouldn't be forced to accept people on the dole. I thought I made myself very clear. The 'people on the dole' as you put it are not some homogenous group, they jnclude a number of sick and disabled people who are struggling to find work, infact some are chronically sick and jmable to work at all. Why should thry be discrkminated in the basis that they claim housjng benefit? The only reason they clakm it is because they are sick and the landlords know this all too well.
  14. Thing to remember with UC is that to the govt' it doesn't matter wether it saves money or not, to them thr benefits system must be changed because the current framework doesn't chike with their pet ideologically. It is pretty much purely ideologically driven. And this should come as no surprise given other changes that have happened and the overriding ideological agenda of this govt' - the pursuit of austerity whether it makes economic sense or not. Most economists agree that it does not. The general ideological directio is shifting the burden from thr state to individuals .(e.g. tuition fee rise and massive cuts in uni deot funding). Another direction is transferring wealth from individuals to large corporations. Note all tue forced slave labour that's been going on through the work programme and the manner in whicb large corporations are enriched by such a move whether t helps our economy or people or not.
  15. That's a good question, which may be hard to answer could be found out in your locality subject to FoI request maybe. In regards to DSS discrimination, you can almost look at 'No DSS' notices a little like he 'No Blacks, Irish, Gays' etc that were around in the 20th Century. They're definitely a throw back to that era and although the situation is a little complicated in that payment of housing benefit can cause problems if the tenants are untrustworthy or there's some problem with paying it, the actual 'No DSS' notice is a blanket thing, which affects a whole swath of people, including the sick, single mothers and the unemployed, making the vast majority of housing outside of their reach purely on the basis that they have to claim housing benefit. It also means that the accommodation which is available, generally speaking is substandard.
  16. Hi guys, I've been quite sick recently so this thing has been dragging on. The landlord has returned £520 of the deposit after I sent the first letter which clearly takes the piss. I have been meaning to send the second letter but Shelter seem to think I should send in all my proof with this letter before I go to court. As mentioned by gadget above, the landlord has broken the terms of the housing act and is still liable for compensation so withdrawing the threat of court action if he returns £80 seems like letting him off the hook, especially as all this agro is costing me time and money. Ii'd be grateful if you could give me some advice as to how I should write this second letter and whether I should include the evidence I have against him in it. The stock shelter letter is here. http://england.shelter.org.uk/__data/assets/rtf_file/0007/438550/E._Request_for_a_deposit_to_be_refunded_after_a_landlords_failure_to_protect.rtf http://england.shelter.org.uk/get_advice/paying_for_a_home/tenancy_deposits/court_action_to_get_a_tenancy_deposit_returned
  17. I received a payment of £520 to my account a couple of days ago, the deposit amount was £600 so the plot thickens. Still waiting to hear back from council in regards to the HMO issue. That's going to be an interesting one as they've just brought in extra HMO licencing conditions for that particular area.
  18. Maybe this situation may lead to a few changes, it would be good to see the DSS discrimination challenged through the courts in this way as a change is long overdue.
  19. Given the government are about to increase even further the number of people working for free for corporations through the work programme, I was just wondering how these people are able to find rented accommodation, given the vast majority of private sector landlord don't accept housing benefit for new tenants? It's all a bit ludicrous as some people are required to go on six month work placements and effectively working full time.
  20. Just wonder whether this may prove to be the catalyst along the debt ceiling not being raised in the states. http://www.theguardian.com/world/2013/sep/29/us-government-shutdown-house-delay-obamacare
  21. Thanks I should also add that he was quite fond of popping in whenever he liked without any notice whatsoever. He just let himself in. A couple of times he'd just walk into the garden whilst I was out the sun. I'm sure this sounds quite familar to a lot of people who rent privately.
  22. Thanks for that. Will do that and send it on Monday. Incidently it was a licenced HMO and I have a number of gripes about the property that I'd like to raise. The thing is, when I moved in the place was in a state and this is clearly breaking the licencing standards of HMOs. For e.g., http://www.teignbridge.gov.uk/index.aspx?articleid=12691 I have the benefit of having an inventory from an independent source, a company who specialises in creating inventories and frankly I'd like to ensure this landlord complies with the regulations on HMOs. Do you think I should just contact the council over this? It's kind of a separate issue to my claim so I shouldn't muddy the waters with it. It also documents things like the number of fridge freezers I believe, so that should be interesting given there are supposed to be two. Then there are other things like, Again not adhered to, not noted in the inventory but its absense may be indicated in the photographs.
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