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About lovepigeon

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  1. I started with Physics but switched to Maths degree, had tuition fees so graduated with around 25k debt. Found time at University hard as I worked 2 part time jobs throughout never had much time for going out. Did a MSc in Medical Statistics , did well in BSc so got MSc fully funded fees and stipend. Work for a mix of Pharma, Biotech, Universities, and research institutes. Job interesting and well paid but owe nearly 30k on my debt because of maternity leave and part time work not been paying much off. Graduated during the recession and had friends 1st class degree in Physics Imperial wh
  2. I worked 2007-2010 as a maths tutor in London. Mostly very wealthy families with children at private school. The agency must have been making a huge profit as they charged parents approximately £30 per hour paying the tutors £23 ph. They only linked tutors up to parents they provided no training or materials to the tutors.
  3. Current rate for MRC with London weighting is approx 16.5k; others like esprc offer similar. My problem is the 3 years spent doing the PhD my student debt will be accruing interest. Also really hard to pay back for women if you have maternity leave or any part time work. Ive been paying mine off since graduation and still owe more than the amount borrowed. I'm in a supposed STEM shortage subject but have noticed wages trending down in the last year with increasing number of jobs in my field advertised in Poland and Czech Republic.
  4. I'm not a new member but wanted to let you know I feel the same. Also in the SE and fed up with the lack of empathy from those a few years older who are fine and therefore don't care. They can't see that this will be a massive problem for their children if nothing changes. The move up North solution doesn't work when you consider that teachers and nurses are needed in the SE too - where are they meant to live? The greed, incompetence, and recklessness of the banks and government make me incredibly angry and sad and with FPTP few ways of demonstrating this. Only hope is Brexit and S24 may shake
  5. It is an important research area and the MRC are funding projects looking into real world drug effectiveness and safety for example with concomitant meds. Currently only have clinical trial results in highly idealised setting/patient populations for doctors to use when deciding whether to prescribe. . we are hoping to harness the NHS data to see how drugs perform in the real world.
  6. Thanks for posting this - I can't believe those prices compared with what is on offer in the SE. We are going to rent in the UK for another 2 or 3 years and then if nothing changes possibly head to mainland Europe. Ideal would be a nice city that is not car dominated so Amsterdam would meet a lot of our criteria.
  7. Which side does bitcoin come under interestrateripoff? I have no trust in the banks/authorities and am nervous at the possibility of them stealing my savings with a bail in. Bitcoin appears to be safer than bank deposit in that respect or do you think they would find a way to steal an individual's bitcoin ?
  8. LL is now trying to keep most of our deposit (I know I was stupid to leave without the cash but we had a letter from LL saying she would ignore few things we did not have time to fix and I was very stressed from moving house. Of course LL's letter phrased carefully so she can still do what she wants). I have not got letter from her yet but after pestering the old EAs I managed to find out the following: She wants to keep £350 for the garden and £150 for damp on a wall. Has anyone been through a tenancy deposit dispute and know how likely we are to be able to keep our deposit or at least mor
  9. Update: We found somewhere to move to - not ideal location but new landlord seems much nicer and more trustworthy and after being messed around this is important to us. We organised to move out at the end of the two months as required legally. Last week I have had the EA from the place we are moving out from ringing to ask when we will be moving out, I reply we are moving out at the end of the two months. She says the landlord wants us to move out earlier than this (preferably a week or two earlier) as she is starting a new job contract. EA has since rung me back about 4 or 5 times saying
  10. Thank you to everyone who has replied - it helps to know there is a community of us out there since general public / media doesn't seem to care about renters. I think my husband and I are part of a generation unlikely to ever be able to buy in England (aged 25 with massive student debts and endless short term job contracts). To montesquieu and manchester50 it must be so much harder when you have added stress of schools so I feel thankful that at least the baby is very portable at the moment and won't mind us moving. Have started looking for somewhere nearby to move to but I do feel resent
  11. I've lurked on HPC for a while now and need to vent on what has just happened. I feel we have really been screwed over by our landlord/the estate agents. We moved in in September. We were surprised to see contract was only 6 months so before signing I checked with the agents as to why this was and stressed we were after a much longer term contract and wanted to stay fixed somewhere for at least a couple of years. They said it was standard procedure for initial 6 months before signing a longer term contract to make sure we are good tenants - pay rent on time etc and that it would be no proble
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