Report What Odds Would You Offer On Lloyds Bank Going Bust Before 2018? in House prices and the economy Posted June 13, 2012 I would say the odds of Lloyds bank being allowed to go bust are as near zero as you can get. They're one of those "too big to fail" banks. All losses protected by the taxpayer and all profits trousered by the bankers. Hence why I own Lloyds shares. When it's impossible to fail, the worst that can happen is you either do nothing or succeed. That's not to say I've bet my shirt on it, though.