The Colour
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Posts posted by The Colour
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Many ordinary people bought into housing ponzy while it was being so ramped. The landlords in question are ordinary civil servants on ordinary wages. Their second mortgages were paid with housing benefit. However, housing benefit is now being cut back and they still have not one but two mortgages to pay.
A recipe for repossessions coming your way...soon!
Man, every time I come to HPC I leave feeling outraged.
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Hi Kyoto
If you're looking for a neat way to scrape the sources you mentioned (gumtree, rightmov, etc), have a look at yahoo pipes.
There's a great article about creating csv feeds from dynamic content via a combination of google spreadsheets and yahoo pipes.
http://ouseful.wordpress.com/2008/10/14/data-scraping-wikipedia-with-google-spreadsheets/
I have been using this to pull down sports stats from american sports websites.
Good luck - let me know when you are doing the London one. I can leave feedback on two new builds I have lived in.
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Thousands of holders of controversial shared appreciation mortgages (SAMs) have been told they can club together to take on the banks that sold them in court in a US-style class action.
The schemes saw Barclays and Bank of Scotland offering low – or zero – interest loans on homes while taking up to 75 per cent of the increase in value of those homes when the mortgages were repaid. They were hugely popular when sold in 1997 and 1998 before the property boom got under way. Now, however, those who took them out often find themselves trapped in their homes and unable to move.
For example, a homeowner who borrowed £25,000 at a zero rate of interest on a house worth £100,000 then would have to pay back £175,000 on redemption if the home was worth £300,000 today. That is made up of the original £25,000 plus £150,000, 75 per cent of the £200,000 increase in value.
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Why the massive disparity between NWide and HFax?
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If it finishes in the red today it will be the first time it's had four consecutive down day's since April. Seems like most of the bad data effecting it is comming from the US, but how much does October Curse effect it/investor nerves?
I for one have a bad feeling about today.
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Holy lord!
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http://news.bbc.co.uk/1/hi/business/7811048.stm
Got loads of this stuff boxed and untouched in the attic from when we got married.
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The December House Price Index (HPI) will be published at
www.landregistry.gov.uk at 11:00 hours on 29th January 2009.
The HPI is produced using the Repeat Sales Regression (RSR)
method. Under the RSR method, house price growth is measured
by observing houses which have been sold more than once. By
using repeat transactions, differences in the quality of homes
comprised in any monthly sample are greatly reduced – thereby
ensuring an ‘apples to apples’ comparison. The HPI uses Land
Registry's own price paid dataset. This is a record of all
residential property transactions made in England and Wales
since January 1995. At present it contains details on fifteen
million sales. Of these, approximately five million are identifiable
matched pairs, providing the basis for the repeat-sales regression
analysis used to compile the index.
The standardised average house prices presented by Land
Registry are calculated by taking the geometric mean price in
April 2000 and moving this in accordance with index changes
both back to 1995 and forward to the present day. Classical
seasonal decomposition (Census Method 1) is used to isolate the
effects of seasonal trends in volume and index analysis.
Monthly and annual percentage changes displayed for counties,
unitary authorities, metropolitan district councils and London
boroughs represent rolling four-monthly averages of the price
changes over one month and 12 months respectively. All price
changes represent seasonally adjusted movements. Historical
data published as part of the HPI is revised each month as
missing and new data becomes available.
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If something is effectively free (paid for by taxpayers) then why do you need marketting department? It's not like you have to sell anything. It's f'in free, for f's sake. Or do I just not understand marketting?
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Cheap nasty clothes really.
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If anyone not wearing a police uniform breaks into my house when I'm in, they are getting foucking butchered with a kitchen knife
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To those of you crowing about other's misfortune.
****** you.
I'm serious.
You are like ******ing kids in the playground.
This site is about house prices falling.
You are seriously bitter, damaged individuals.
That is all.
Just kidding
Or am I?...>//?>.
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To those of you crowing about other's misfortune.
****** you.
I'm serious.
You are like ******ing kids in the playground.
This site is about house prices falling.
You are seriously bitter, damaged individuals.
That is all.
Just kidding
Or am I?...>//?>.
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Banksy totally rules
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Well, I stand up next to the markets
And I chop em down with the edge of my hand.
Well, I stand up next to the markets,
Chop em down with the edge of my hand.
Well, I pick up all the pieces one by one,
Might even raise just a little cash.
Cause Im a Voodoo Trade,
Lord knows Im a Voodoo Trade, baby.
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Glad I took the day off today to take cat to vet, fun, fun.
Take it thats the cat in your avatar pic. Where's his tail gone??
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?????? No - ANtagonist, not PROtagonist. ie the one that was threatened with legal action, not the one doing the threatening...
Sounds like a good guy. Should do your sis proud.
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Unless our landlord goes bankrupt and then the Government buys up the properties. Of course those of us with British heritage and who don't have lods of screaming brats running around will be put at the bottom of the pile again.
You would appear to have something against kids.
Infact, you sound like you hate children.
You don't hate children, do you?
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Where to start....
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Great - I'm off to Japan in 6 weeks. Panning out to be an expensive trip.
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So BTL needs more tax incentive than already exists???
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My uncle from Canada sent me this quote, how very true it seems to be.
I'am a bit of a quote fan actually, anyone else got any good ones?
'I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.'
Thomas Jefferson 1802
Your uncle was Thomas Jeffereson? How old are you exactly?
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I'm surprised that pub spend is falling. My local is twice as packed since the credit crunch began with people complaining about how broke they are.
Ftse Suspended Due To Technical Difficulties
in House prices and the economy
Posted
Just got my ass handed to me to the tune of £1360 plus charges on barclays.
Will be drowing my sorrows tonight. Anyone joining me?