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Everything posted by bungy

  1. looks like many posters on this thread should visit www.nfh.org.uk my experience has been to never, ever, ever touch a house conversation flat. THE nosiest place I have ever lived. great neighbours at the moment, but i do long for a detached house where i can't hear my neighbours, and they can't hear me either.
  2. its also rather clever of the treasury to tax the bonuses in this way as both the levy and income tax will be due on the bonuses. so a bonus of 100k will net the treasury 90k. 50k from the levy and another 40k from income tax.
  3. Was once in a job that I hated, lasted exactly a month and a day so the w****r didn't get his employment agency fee back. My exact words when I resigned were, "I'm afraid that your management style and my personality are just not compatible." Translation, "You are an utter b*****d and can't I stay here a second longer without killing you". It felt good.
  4. you forget that houses are also homes. People can't just sell and move their family around at will in order to make a quick buck. For a lot of people their house is where they live, not their investment vehicle.
  5. Not madness but genius. At that age you'd be a fool to do anything other than interest only as chances are you'll be dead before you've paid it off. As for inheritance I've already told my kids that if they have anything in their inheritance it will mean that I died sooner than I had planned to.
  6. Or the resulting weak pound will result in our exports being cheaper, and a reduction in imports due to them being too expensive. The net result might be a trade surplus, which would we rather welcome.
  7. you guys really need to seek out help. the joy you take in bad news, and the way you get upset about good news is just sad. germany and france achieving some growth is a good thing.
  8. http://www.thedailymash.co.uk/news/society...k-200908111972/
  9. Are they still there?!!!! I went to that Ikea about 2 months ago and they were living in the car park then. They seem to get around the area as they have been seen at the Sainsbury's and also in Beddington Park. Though Beddington park have now installed a bar across the parking lot so you can only fit cars in. There are easier ways of getting rid of them than applying for permission to move them on. Noise torture. Put big speakers next to them and play loud music all night and all day.
  10. A recession is a state of mind. Tell every-one that its over, they start spending again, and hence its over. Pretty simple really.
  11. Sure, here are some excerpts from the article: "Dunster, a medieval village in Exmoor, lays claim to being the first place in Britain to accept euros on a par with the pound - not a bad deal with the exchange rate hovering around 85p to a euro." "Dunster, Somerset: Made a name for itself with a 1 Euro=£1 rate" "Some shops have been offering a straight euro-for-pound exchange rate in towns like Newry and Enniskillen."
  12. Its an excellent deal! Sheesh, use your head. Take 1 pound to a money changer and get 1.10 euros. Go to the shops mentioned in the article and spend 1 euro to buy an item only costing 1 pound. Keep the 10 cents change. When you allow shoppers to buy a £10 article for only 10 euros, then its an amazing deal for the consumer.
  13. The exchange rates they are offerring on Euros seem incredibly good to me at 1 Euro = 1 Pound. At that rate you may as well go swap your pounds for Euros and spend them instead. I don't know why people get so attached to a currency. The pound is just a means of exchange. I couldn't care which currency the UK uses as long as it retains its value and is not based on imaginary wealth.
  14. They also have no concept of a work life balance. As the older generation is retiring the woman have no idea what to do with these strange men in their house. They have spent their whole lives with their husbands practically living at work. That sounds really sad to me. I work so that I can have a life, but it seems to me as though in Japanese culture you you have a life so that you can work.
  15. I found this particularly interesting: Now let's see, a country that has a big creditor position, a production capacity too big for its own people to absorb, and that therefore is loaning money to other countries to get recycled back into a trade surplus... might that remind you of any country today? (Hint: A Inch). Now, I'm ashamed to admit that until I saw that item it hadn't occurred to me that while the current situation might bear some resemblance to 1930, the countries might have to be shuffled around to really make things correspond - the flash of insight was blinding! Well, if China now is us then, then who then are we now? Let's see ... proud owner of the world's reserve currency franchise ... running sizable merchandise trade deficits ... I think I got it! (Hint: Baring Attire). OK, but then who now is Germany then? Let's see ... huge outstanding debts, postponing dealing with them as long as possible through a series of temporary gimmicks, government reaching a state of deadlock... got it! (Hint: Facial Iron) Hmm ... that isn't exactly encouraging when it comes to what happens next ... although, on the bright side, at least in the case of California the consequences of having a strange looking Austrian in charge haven't been anywhere near as drastic this time ...
  16. I'm on a 0.45% tracker at the moment and am using the extra cash to boost my savings. When interest rates go up I can always use the savings to pay down the mortgage, but as long as I get a better interest rate on my savings it just makes sense. Also, you never know what the future may hold and I'd rather have the cash at hand. Though I did use 1 months cash to buy myself a nifty macbook
  17. Would any-one really want to fly on a plane where the pilot hasn't been paid? Just imagine a pilot with a mortgage and a family, wondering how he is going to make it through the next few months, getting more and more depressed behind the flight controls and deciding to end it all. I want my pilot to be well paid and happy, or not flying.
  18. would you have done anything about house price inflation if you were flipping between a handful of houses, renovating them for free and getting to keep the profit without paying CGT? not voting achieves nothing though, vote for some-one else if you have a problem with your current MP. By not voting all that happens is the same lot get in over and over. if you feel strongly enough, get behind an independant MP that will answer directly to his/her constituents instead of a party leader.
  19. This has happenned in my area. Prices peaked at £200,000 on my road. A few houses went on the market at 180 then 170 and finally at 150 they sold. And they sold rapidly after hitting 150k. One house went on the market on the Friday at 150k and was sold on the monday.
  20. I agree. If I can afford to pay a mortgage at 4 times my salary, and I have a very secure job, and an excellent credit score, I don't see why the equity in my house should exclude me from getting a good mortgage.
  21. Its in the Train Companies contracts, they have no choice in the matter.
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