sambino

Most my bills have gone up more this week than any other time in the last 2 years except gas and electricity. And moving suppliers does make that much difference anymore. So I cannot see inflation coming down anytime soon.

https://www.bbc.co.uk/news/business-68534537.amp seems to becoming an issue for growth

No 6% last year

Been awarded 3.8% not great but its something and not heard anyone else got anything yet as I'm classed a flight risk.

They need to get the current links working properly. What clown gave Avanti an extension on the West Coast Mainline. Just back from a trip down just over 2 hours from Lancaster is fine for me get a coffee and look out the Window and you’re there if it’s running ok. However any issues as we had on the way back, 3 train loads on 1 train. I stood most the way. The HS2 money should be put into the existing west coast and east coast lines and run more trains North, people want a seat and to get back on time. We were 2 1/2 hours late

https://www.nwemail.co.uk/news/23630541.fire-damaged-mid-terrace-barrow-sale-15-000/ this house is in the next town to me caught fire last year. Only about 5 years old and they’re still building the same design on the same estate. Don’t think I’d want to live in one looking at the state of the damage, looks to be built on wood and other flammable materials. Would the insurance company not have to return it to a li liveable state ? I assume it might not have been insured?

My Local Lloyds just been taken over. They were often shut due to having no Pharmacist. Wonder if that’s a driver in the closures

Hope so, hopefully my 10 year old focus Diesel won’t cost too much to keep going another 2 years. Don’t want a fire sale Land Rover or similar when it does collapse a nice hatchback I’d want

Hope so my 10 year old Diesel will want swapping in next couple of years especially if I get fined for entering some cities. Looks like it will have to be for a Petrol. Bought it 9 years ago with 8k on the clock had been an AA learners vehicle for 6 months, Ford must have had some deal with them so they could get them back to knock out cheaply as there was a whole raft available. Guess that might happen now with new cars.

Will they raise in August ?

Best decision I made last year was to fix for 5 years. I knew the exact date I could start looking and put the deal in place 6 months before the expiry date, and sat and watched the rates go up. Also did it all myself and stayed with the same provider so no fee, the ones coming off fixed term deals will also need to find the fee or add it on to the mortgage. I might loose out in a couple of years but think the higher IRs are in for the long term.

Best decision I made last year was to fix for 5 years. I knew the exact date I could start looking and put the deal in place 6 months before the expiry date, and sat and watched the rates go up. Also did it all myself and stayed with the same provider so no fee, the ones coming off fixed term deals will also need to find the fee or add it on to the mortgage. I might loose out in a couple of years but think the higher IRs are in for the long term.

Best decision I made last year was to fix for 5 years. I knew the exact date I could start looking and put the deal in place 6 months before the expiry date, and sat and watched the rates go up. Also did it all myself and stayed with the same provider so no fee, the ones coming off fixed term deals will also need to find the fee or add it on to the mortgage. I might loose out in a couple of years but think the higher IRs are in for the long term.

Are other forms of credit drying up as well ? Last week Tesco were offering loans at 4.4% this week it’s 5.2% people taking a loan out to pay expenses will be getting into further trouble

https://www.dailymail.co.uk/femail/article-12133845/What-happened-Quiterati-woke-reality-life-work.html Interesting read. I know someone did 30 years in NHS finished at 54 and now nearing 60 is having to go back to work due to the cost of living. Be interesting how many more go back to work. Cannot see me finishing before 62/63