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notnow

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  1. Is Johnson someone who has a personality disorder? I lived with someone who was completely controlled by their narcicistic personality disorder, and boris is remarkably similar, with a similarly mislead support network. Its an awful affliction. If so he is going to have a bad time when he goes. Of course he could just be a ****
  2. For those people who were in the process of buying, does the team think mortgage offers will be being re evaluated with some urgency right now, with many people finding that agreed mortgage offers are withdrawn ? Or will lenders ease the path for buyers to catch a falling knife?
  3. Happy days are here again, Parkdean holiday camps have opened their 70 plus camps for bookings from a weeks time, May 15th. I guess their directors like prison food.
  4. Being close to retirement age means that i remember when politicians would come out of their house to face the press in the past. Their hair would be combed, they would be immaculately dressed, and their apology to the Queen, the party, the people, their family and freinds would be sincere. They would explain how the lie they told, the fraud they had committed or their betrayal of loved ones they had carried out meant that they were clearly not capable of holding public office. They would go on to explain that they would withdraw from public life, and look deeply within themselves to find why they had gone wrong. They would spend the rest of their lives trying to make up for all the hurt they had caused to those close to them. It makes me genuinly sad that the people now accept such low standards of behaviour from those that, while claiming to represent us, lie and cheat.
  5. Can I have a pound on being back in the EU and using the Euro within ten years please?
  6. Having given your comment some thought, I think I am more sad than bitter. Putting all politics aside, lets just think about one tiny part of leaving. Speaking as someone who has spent time living in Europe, while benefitting from health cover provided by the host country under EU treaties, it does sadden me that working,travelling and living in the EU will not be available as a right to future generations. Simply losing mutual health cover will change the way my children and granchildren will experience the world. The rich will be able to use their private health care across Europe. Everyone else will have no health cover which is illegal in Europe. They will also need a visa. Being retired and with a half decent pension will no longer mean retiring to Tuscany or wherever being an option. So thats one small issue. Now multiply that by the 1000 other issues covered by EU treaties. Yep that makes me sad. Life is too short and imperfect to spend time on bitterness.
  7. So Farage leads the countries voters into a frenzy of hatred of European rules ("they take our jobs!!!") , "wins" the Brexit vote, celebrates with a pint and then resigns as leader and then leaves UKIP because its racist???? If I had led the countries voters down a catastrophic path, I would disassociate myself from my actions as well. I worry about the future Mr.Farage.
  8. A full understanding of the content of all the treaties we signed up to, (some good and some bad), should have been a pre requisite of having your vote counted in the referendum. Fancy taking early retirement after your windfall/inheritance/lottery win to live in France/Spain after end of March? Good luck with that. What a sad inward looking little irrelevance UK has become.
  9. Hi spyguy, , thanks for your comment, I have edited my post to make it clearer that B did not sell my house. When you wrote " If you have to pay B that means they have sold your house" you would expect that . But what if they did not sell your house?. They just bought the contracts from an insolvent agent, and sent out bills to those who exchanged completely by their own work around the time of the insolvency. Some people may not mind that. But I did. If I employ A, I expect to pay A, (or their insolvency practitioner), not B. If I get an invoice from B, I expect an explanation from B, not just a demand to pay up. The point of my post is to say that if people do not want to be in that position, a good start is to mark any contract as non assignable before signing.
  10. Should you sign that contract with an estate agent as it is?. I am not an expert in contracts, but I think that some recent experiences with estate agencies going bust may make readers here think about the wording of contracts they may be about to sign. Say you choose and sign up with Agency A. How would you feel if the bill you eventually received was from agency B who are completely unknown to you and who you never had a contract with , and worse, that you had to pay it? This does happen. If agency A goes bust, agency B may walk in and take over the contracts, even after you have exchanged contracts and send you the bill . This is an assignment of contracts. It happens. Obviously Agency B should have written to you with a full explanation of the contract assignment, for your solicitor to check. But we are dealing with estate agents here. Some agents do not think they have to act like a business. They just take the money with the minimum of work. They may not even respond to solicitors letters. I would only ever sign a non assignable contract now. This means that insolvency accountants may have a claim on your payment, depending on the timing of the insolvency, but a random estate agency will not. Is this a serious issue? It has been estimated in the more upmarket press that 20% of estate agencies may go bust this year, so yes, it’s a serious issue. The going rate for selling has been pushed down in many areas to 0.8% or even less, due to competition for sales and the rise of the cheap fixed fee online sellers. This low income puts many estate agencies, especially those paying huge fees for franchises - which is most of them - in a precarious financial position. I have no connection with any agents, but I have had a bad experience with an insolvent agent. You guessed it - I had to pay an agent I never signed up with. For those who think I should not have paid, remember that I would have then been chased through the courts. I just wish my contract had been marked non assignable.
  11. Should you sign that contract with an estate agent as it is?. I am not an expert in contracts, but I think that some recent experiences with estate agencies going bust may make readers here think about the wording of contracts they may be about to sign. Say you choose and sign up with Agency A. How would you feel if the bill you eventually received was from agency B who are completely unknown to you and who you never had a contract with , and worse, that you had to pay it? This does happen. If agency A goes bust, agency B may walk in and take over the contracts, even after you have exchanged contracts and send you the bill . This is an assignment of contracts. It happens. Obviously Agency B should have written to you with a full explanation of the contract assignment, for your solicitor to check. But we are dealing with estate agents here. Some agents do not think they have to act like a business. They just take the money with the minimum of work. They may not even respond to solicitors letters. I would only ever sign a non assignable contract now. This means that insolvency accountants may have a claim on your payment, depending on the timing of the insolvency, but a random estate agency will not. Is this a serious issue? It has been estimated in the more upmarket press that 20% of estate agencies may go bust this year, so yes, it’s a serious issue. The going rate for selling has been pushed down in many areas to 0.8% or even less, due to competition for sales and the rise of the cheap fixed fee online sellers. This low income puts many estate agencies, especially those paying huge fees for franchises - which is most of them - in a precarious financial position. I have no connection with any agents, but I have had a bad experience with an insolvent agent. You guessed it - I had to pay an agent I never signed up with. For those who think I should not have paid, remember that I would have then been chased through the courts. I just wish my contract had been marked non assignable. I would always avoid using an agent that is a franchise as well, as they have huge fees to pay, and are the first to go bust. Give me the local independent villain, rather than the franchised chain, or better still - why use an agent at all?.
  12. Has anyone had a bill from w h brown for estate agent services when they have no contract with them?
  13. 8 Norfolk branches gone in Hunters insolvency and more than twenty jobs gone. National press is saying 20% of agents are reporting being in In financial difficulties. Its starting to look a little like 2007 all over again, sales numbers are stalling, estate agents rates are getting lower due to the cut throat nature of the business at the moment. Anyone else see similarities between 2007 and now - with very different causes obviously.
  14. I very rarely post these days, but I feel the need to say it seems to me that I am seeing 2007 all over again, only from a rather different standpoint. There are a lot of people in my circle of friends that keep on saying the same thing, and that is that they are financially worried. These are people who would normally be impervious to a bit of a dip.
  15. Come on Masked Tulip, its not that bad! O.K. so the time to buy a house was years ago for those in high HPI areas. Also the time to go and live in France/Spain ets was years ago, before the rules were changed by the EU making it harder to work and be in the social system in your adopted country. So, if the housing market is mad where you are, then move. Its cr*p here ! (East Anglia) . Its worth it though, there are quiet country lanes everywhere, beer is good , life is slower. The natives are friendly and they speak English - sort of.
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