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afly

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About afly

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  1. afly

    Buying Silver

    Doesn't hurt to have some physical but don't go banana's as it's only so liquid and very volatile https://www.coininvest.com/en/silver-coins/britannia/1-oz-britannia-silver-2018/ Same company as silver-to-go i think. Both german companies able to get around the VAT issue (legally). Used them in feb and they were great It seems that the german traders must pay vat on the profit they make rather than the sale value so it is pennies in comparison
  2. afly

    Estate agents are useless

    I can only assume that they see no upturn in conversions from offering a decent service. Friend on the other side looking to (cash) buy, lodged her details with a few ea's to be notified if any properties were coming to market within her spec. Nothing complicated. 3 bed, drive way, large garden Never head a thing from any of them
  3. I can't get exact stats but I will quite easily tip over 2TB per month on average and a rock solid 350Mbps is like air and water to me now. God bless virgin media. Edit to add: BT can apparently offer me 76Mbs 😕
  4. Because I don't want to carry one around all the time. I'm not taking her out for photoshoots, it'll be the impromptu moments Im aiming to capture
  5. I got a pixel xl 2 last year cause i wanted to be able to take best possible pics of my daughter and have unlimited storage/access to them. Pretty specific use case. My old phone was from 2014
  6. To my mind if you've stop lossed your way to profit then great but it was probably a luck play. I believe db fancied these stocks for the reflation but he fully expected them to crash quite hard beforehand along with everything else. They were just bargain basement prices so couldn't resist If they crashed 30% in a downturn he's in for the long haul and reckons they will be a strong upturn in the next cycle. The problem you might have is how you would react when your 100k became 70k. Would you panic? (there's no way to know until you're in that position!)
  7. afly

    cheap land anyone!!

    When this story first broke, rather than anyone assuming corruption was the culprit as it would be elsewhere, the immediate assumption was incompetence. Such is the track record of our illustrious Welsh government
  8. Cheaper shipping also. Never used them before though My very vague understanding with the German imports is that they are subject to VAT but in Germany VAT is only due on the sellers margin rather than the whole order which is why it's effectively vat free. No clue with Belgium. Probably worth an enquiry. I did see they only have a EURO bank account though so you'll either be paying international wire transfer fees or using a service like transferwise
  9. Yeah, they only buy back at spot price, If you have a nose on places like ebay you'll see them changing hands for similar amounts to what you're paying (not that I would recommend selling them on ebay!)
  10. populism = neither hitler nor democracy Its the process of taking a complicated problem and presenting it as simple to people who don't know any better.
  11. Not all vat free for me. If it has a second (net) price next to the main one that generally seems to mean it is not vat free https://www.dropbox.com/s/k0u84nu2vddniia/Screenshot 2018-04-09 19.17.43.png?dl=0
  12. Coininvest have them in a sub silver section here https://www.coininvest.com/en/silver-margin-scheme-products/ About 20 quid delivery though
  13. Thank you chaps. My only other options in this SIPP are 0% cash or other trackers (US, UK, EM etc). It's mega cheap but maybe time to get it moved elsewhere
  14. Well time is thinning the herd pretty effectively https://www.populationpyramid.net/united-kingdom/2017/ If 20-50's voted in the same % terms as 50+ then they'd have their way
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