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About butterflylady

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    HPC Newbie
  1. I'm very happy about this development, or rather, lack of it Been in RCT for 5 years now, still love it. Positives as mentioned before: very affordable housing with character, strong community, amazing countryside (cycling, walking, viewing, nature-ing), prices in the shops are looooow compared to other places in the UK, zero green-welly brigade (perhaps the best part of living here!!). There is one of these existing Persimmon-type developments just outside Ponty. The houses look very small, esp for £160k, or whatever it is they want for them. Imo they also *spoil* the landscape.. I like driv
  2. Oh there are plenty of qualified doctors out there who should not be practising... They need MORE supervision, not less. And again, if you're holding up the US model as 'the ideal'.....then we're all gonna be paying for pharma CEOs to live in their blingdoms. It's pharma who run the dr show in the US.
  3. One major flaw with your view.... Politicians do not run countries, global corps do. If you do not understand and accept that, you are lost. The politicians need to foist power back (via nationalisation), as their very first move. You see, *people* are greedy by nature. Those of us who have a conscience are luckily prevented from believing that the whole point of life is to amass as much *wealth* as possible. But there are many many sociopaths out there - mainly to be found at the helm of above mentioned corps. As for guns, revolutions, ya di ya....ffs.....grow up.
  4. My parents live in Lancs, in a house like this (slightly less run down area) and they love it - they enjoy what's called 'a community'. I live in a house like this in South Wales. Both areas have MUCH to offer in terms of quality of life and more importantly, great value for money, low costs and lack of....erm.....4 bed detached cardboard boxes with 2 x BMWs in the drive....and kids who wear polo shirts with the fing collars UP. WHAT is that about. Stop it at once if you do this.... It does not make you *posh* to wear your collars up on your polo shirt. IF you can get work in areas where there
  5. No, don't do that!!!! Piss your life away while you try to tick every possible ******** little box before you buy!!!! In the meantime, give thousands to a landlord so that you can live in 'one of those areas' and so you can believe that people won't think you're a chav. The house in question was built late 1900's. I saw a pic of it only. From that pic alone, I knew it was solid and built to survive a nuclear winter....however...the main drivers were the price and my lack of opportunity to go see it (I was in the US). I also knew zero of the neighbourhood - but on that note - I had faith tha
  6. Move to the valleys, you'll feel 'rich' in no time!!!
  7. I agree, the plot is overpriced for sure... However... Your comments about 'depressing terraced houses'....what sort of houses should people be living in? Poxy new builds? Detached 4 bed cookie cutters? I live in a 'depressing terraced house' in a valley...and am so bloody thankful that I do - because I can afford it - with no bugger breathing down my neck - and I get to see greenery and countryside every which way. I don't live in a new build that I can't afford, I don't live in a cookie cutter just because I'm SCARED of doing something radical like....NOT loading myself up with a massive mor
  8. As an aside to the Welsh language debate (which personally, I've never had any kind of hassles with) what I sometimes find *interesting* is the way the valleys are spoken of..... It's as though they are a million miles away from Cardiff, when actually, they're not. By train it's a relatively short, un-sardined, very pretty commute....by car....relatively short non-traffic laden commute. I really don't get what the big deal is, and WHY people have to sort of....unwittingly (sometimes) speak of 'the valleys' as though they're in the back of beyond... When I got here I was like 'Bloody great!! No
  9. FFS.... Read the experiences posted in the thread man - experiences of people who actually live here in Wales. I'm originally Manc. Spent most of my years in the south east, Surrey/Sussex. Found the lifestyle there to be soul destroying. Bought at auction on a whim, moved to Blaenau Ffestiniog....found the lifestyle there to be a breath of fresh air....sold 3 years later at 80k over the 60k I paid. Bought in Rhondda. Found the lifestyle here to also be a breath of fresh air, for reasons already stated. You know....for their to be a true housepricecrash, money needs to be put where ones mouth i
  10. I spent my time on the Surrey Sussex border near Cranleigh, when I was in the south... Nice down there of course, but you need upwards of 300k to house yourself in a shoebox. Also, for all its 4x4's, porsches and BMW's, beauty salons and horse riding, there was always something missing.....earthiness I think.......and friendliness. Down there it's all always about what you've got, which prep school your kid's going to, what your salary is...etc etc.... I couldn't live like that any more....that's not quality of life, it's being on a hamster wheel. Being mortgage free, able to look out at green
  11. Hi - we moved from West Sussex to Blaenau Ffestiniog in 2004. We bought a house at auction that we hadn't even seen. Every aspect of the move turned out great! The house was lovely, the people were lovely, scenery fantastic. We didn't have one issue with neighbours and the *Welshness* of the location just added to its charm to be honest. We stayed there for 3 years and sold well. I would recommend the area to anyone. It has its issues yes, but....for 'quality of life'....imo you cannot beat living in an area that has character...and scenery...even if the average income in the area is low. Sinc
  12. Hi HPC, newbie here. I'm after some info and wondered whether any of you guys might be able to help. Here are the tedious details... Husband and I own a company that's 22 years old and going strong. We own our own home outright, albeit, it's of lowish value (100k max). I have no debt and no credit cards - and have never owned either in all of my 40+ years. Husband has a couple of cards. We have seen a small commercial property that we would like to buy, to run our business from. Currently, we rent our work premises. The property was on an auction and didn't sell. Problem is, we are roughly 25
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