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House Price Crash Forum

paulw0t

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About paulw0t

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    HPC Newbie
  1. Seems to be alot of upward trending news about the housing market recently. I know where I'm looking South/East belfast / North down prices haven't so much went up just less on the lower end of the market for sale, Are people seeing much increase in house prices ? Certainly been a good bit more selling where I'm looking..
  2. This arguement only becomes helpful if wages are rising with inflation, This doesn't appear to be the case at the moment.
  3. This is the NI forum so we don't have council tax.
  4. I use it all the time it used to work great for me but not it shows most properties as finding entrys that day when the properties been listed for weeks / months usually. Don't know if something's funny with my version - Its still pretty handy to have but I've found it alot less reliable lately.
  5. Any links to the HPI stats? BBC has a link to their page but don't appear to be up yet. I love how the pace of decline is always talked about.. Even if it keeps slowing down prices across the board are still declining!
  6. I'm not sure I agree about this, With Debt Death Divorse all constants there's always going to be houses come up in decent areas as well and if mortgage lending is kept reasonably tight it would indicate that there's a way to fall yet.... Also there hasn't been any slowing in the falling for hte past couple of years... still around %12 / year and it looks like this year will be no different. I'm personally looking / wanting to buy as I STR just over a year ago and I've been plesently surprised by the drops the past year and can't see any good reason for the dropping to stop.
  7. 7% in the first 3 months of htis year is an amazing number... Would be interested to see if the BOI report says something similar!
  8. There's a few multinational financial companies about.... Senior Java Programmer with 5 years (unless your amazingly good) mid 30's is what they would likely offer maybe up to 40.... and don't be offended if they offer low 30's. If its one of the main 2 (citi/nyse) (assuming its citi and they do most of the java stuff).. they do on call payments etc that will boost it however you'd have to work on call :S. If your offered 50k I'd be shocked (and prob want to come join you). Thats more in line with a principle / Tech specialist with 10-15+ years work.
  9. Anyone else noticed the recent property listings from UPS Bangor... I think they may have gotten a english student in to do them... http://www.propertynews.com/Property/Bangor/UPS11217-8-865520/36-Sherwood-Road/189973052/Page1 http://www.propertynews.com/Property/Bangor/UPS11217-8-865516/12-Killaire-Park/189973052/Page1 Loving the infinitum extolling the virtue http://www.propertynews.com/Property/Bangor/UPS11217-8-865496/5-Glastry-Court/189973484/ http://www.propertynews.com/Property/Bangor/UPS11217-8-853843/18-Railwayview-Street/189973484/ Thought they may be good for a laugh
  10. Maybe... but you'd expect an auction to be a bit more of a bargin especially if your buying 4 of them.... There's 2 appartments for sale in the same development for 55 & 57k respectively... You'd think you could get a little more off them Looks like someone just overpaid.
  11. Any link to the twitter ? Had a look haven't seen it
  12. Interest rates rise and fall.. no one will give you a fixed rate for 25 years (unless its really high) so I don't understand how you could be paying the extra 1k / year for 25 years.. Everyones interest rate will rise (unless fixed) when the BOE finnally raises their base rate. So waiting for houses to drop another 10k etc will always be better if rates rise they would rise for people who are new and existing mortgage holders. I personally think rate rises will cause more significant amounts of value drops mainly due to alot of repos.
  13. I remember houses in the village area of south Belfast selling for ~180k during the peak Looked recently and they are in and around 30 - 40k these days. Does anyone know an area with bigger drops that that ?
  14. True I think its a bargin to but buying at aution won't suit me as I need a mortgage.... however I wonder if the market continues to fall at the rate it has been, will that become the normal selling price for some property say in ~2 years time ?... I know only 18 months ago I couldn't imagine it selling for that sort of price.
  15. Thanks! Just have to wait till they list normal properties that that sort of pricing
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