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House Price Crash Forum


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About Barefoot87

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    HPC Newbie
  1. I put an offer in on a house a couple of weeks back with Express. All I got to say theyre pretty annoying. Don't always speak to the same person and they just lie most of the time. I'm a FTB with fairly good deposit and mortgage at ready. House was up for £179,950 with previous agents in 2010. They have it OIEO 124,950. We went to view the property a couple of times. Few concerns with the electrics and ceilings but otherwise good house nice location. Put an offer towards the EA for 115, considering the work that needs doing, the fact a house sold last year on the same street for 125k. She
  2. I would think that a fare would need to be added to the system and the scanner put in a ready / read state in order for a payment to take place. I think it's just a more convenient way to buy tickets. I can't see good old cash getting phased out any time soon though.
  3. Organisations mainly. I work in the creative / digital sector and OH works in admin / accounts dep. for a demolition / recycling firm who have saw huge drops in revenue. Anyway, viewed the house. We both like it, looks to be in great condition (structure wise) with no visible concerns. Few things to fix, and decor but not too bad. I'm still happy to wait 2 years, but may be tempted to put a very cheeky offer in, to see where that gets us.
  4. How do i edit a post?! Can't seem to see the option anywhere. Also, at peak, houses on the road were going for 150k so seems to be priced quite well. Nice quiet road, house is decent, with a lot of potential.
  5. Looking to buy in the North East (see my post), in Middlesbrough. Got a 18-20k deposit, been renting for a year. Went to see a property in a nice area tonight. We like it. Bought for 53k back in 1999, up for OIEO £100k. Other houses on the road sold recently for around the 120k mark (a little better than this) and the vendors are after a quick sale. Think we may put an offer of 95k in but i still feel like i should wait to see the crash out. Saying that, that may be another 3-4 years which is another 15-20k of rent, and if they went back down to 2000 prices, with inflation talking about 70k?
  6. Sounds like a good deal. Where did you get that rate for the mortgage? Obviously with a lower LTV?
  7. Thanks for the reply Ader. Sounds like your doing the sensible thing by selling up an renting. Whilst we thought our jobs were secure, in the past few months we have both had threats of redundancy. We still have jobs after cuts yet the threat still exists. So far from secure, but which jobs are these days? Saying that id rather have a different job before I bought to feel more secure. If we did buy I'd obviously be really disappointed that we had if prices were to fall. It would probably be 15k worth of savings down the drain, however in one way we would be paying 5k a year in rent and wou
  8. Hi Everyone. I've been coming to the forum for about a year now. I've learnt and read so much from many, so thank you all for that. I'm 24, and currently renting a flat with my fiancé in Middlesbrough. (Yep, officially the worst place to live (I know which parts to avoid!!) ). Lived on Teesside all my life, but worked and travelled around the UK. We would both like to settle here for now as this is our home. Where our friends an family are. We have been renting for a year now and both of us are on average salaries for our age. We've been sensible with money and have no debts, any student
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