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llamashak

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Everything posted by llamashak

  1. http://news.bbc.co.uk/2/hi/business/4399746.stm Is that why they weren't keen on having a speculative punt on o2?
  2. Done, Now reading as 90 votes cast with 4.7 / 5
  3. Rough plan for me is to continue renting and working in the UK for the next two years. Should have c70k in the bank by then. Girlfriend and I will then pack jobs in and go travelling. Whilst traveling we will try and find a country we love enough to want to stay in for the considerable future. Sadly, we both can't really see a long term future in the UK and we can't see ourselves wanting to bring children up in the UK either, so why stay. We're thinking of maybe Singapore, Canada, China, New Zealand...but not really too fussed as long as we like it there. Only problem with plans is they have
  4. I'm just trying to imagine what Luton-Sur-Mer would be like *shudders*
  5. It seems that, Luton apart, York is the most popular choice for the mantle of "best town in England" getting this back on topic
  6. Leamington Spa, York (towns or cities?) and Luton obviously
  7. Don't you think this is a big problem though. Once the BTL brigade start off loading properties rents "should" increase (supply and demand). Demand would stay constant but supply decrease?
  8. Bit bored so I thought I'd find out whether I was getting a good deal on my rented house in Uxbridge. Went to nethouseprice and found out my landlord paid £210,000 in Jan 2004 for the house I rent. He spent 8 months doing it up (new kitchen, new carpet throughout, new porch, back garden, central heating etc) before we (girlfriend and I) moved in. Negotiated rent down from 950 pcm to 850pcm and moved in last October. Now I know these are all very rough figures but looking at BBC mortgage calculator and using some reasonable-ish figures if he put down a 20k deposit that would leave £190k to
  9. She was advising people to move to Kings Cross as well last night.
  10. I'd say 5% max. I've got a few mates who don't visit this site but base their opinions (house prices, debt levels, IRs, inflation etc) on what they see in the wider economic (UK and Global) environment, hence the 5%.
  11. Wow! I just looked up the house I am currently renting (zone 6 West London, 2 bed terrace but completely refurbished to a high standard, 5 mins to tube, garden etc) on OurProperty.co.uk It was purchased by my landlord for £208k in Feb 2004. We moved in Oct 04, the landlord spent 9 months doing it up as it was a wreck (he told me this). 208k plus around 20k doing it up plus 9 months of mortgage repayments plus those 9 months no rent coming in and we managed to negotiate rent down from 950 to 850 PCM. How can he afford to pay his mortgage (25yr, say 188k borrowed due to deposit), even if
  12. Looks like you have to pay to use this service though.
  13. In Uxbridge it was empty today at lunchtime. Hardly any queues anywhere and "SALE" signs all over the place. Even saw one in a sports shop that read, "JANUARY SALE NOW ON"
  14. and Marsh just announced another 3k jobs to go... http://news.bbc.co.uk/2/hi/business/3996559.stm
  15. What is your attitude to gazundering? I think it's immoral 53% I don't like it - but I would do it 29% Hey, get with the free market baby 18%
  16. 1) Market view: Bear-ish 2) Market postion: Renting, no plans to buy for at least 3 years 3) Area of Country: West London 4) Occupation and Employer : Procurement Analyst in IT Services Provider 5) Highest Level of Education: Bsc (Hons) 1st class and Chartered Status 6) Age (or age group): 24
  17. Don't ask me, she wasn't in the job long enough to find out for herself!
  18. She was in the technical consultancy and systems architecture side of event management...so unfortunately not an estate agent. She only had the job 7 weeks as well, moved from a really good job as a Revenue Manager because she wanted a change and has been proper shafted by this new company. They told her to clear her desk and didn't even give her a reason as to why they are making her "redundant" which should probably read "termination of contract" Still, not the end of the world.
  19. Looking at the photo of the shack the views don't look that "great" There doesn't appear to be a tree or hill for miles around!
  20. 1. Basic Salary - £34k. Miss Llamashak went from £36k to £0k yesterday as was made redundant yesterday 2. Other Income - around £500 pa 3. Income from Divs - None 4. Rental Income - None 5. Investment Income - None 6. Capital currently in property - None 7. Capital in shares - None 8. Capital in commodities - None 9. Other investments - None 10. Cash in Bank/ISA/Savings etc - about £18k 11. Annual Gross interest - don't know, maybe £500 12. Pension - £4400 13. Age - 24
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