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House Price Crash Forum


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Everything posted by farmerdring

  1. this lifts the lid totally for me. the mpc (in my opinion of course!) are, in the main, mere political placements. i no longer believe in the MPC as the fabulous brave new world independent commitee. it is like the so called 'war on terror', an utter political farce to hide a very dirty truth indeed. this is the last time i will post or visit HPC, it is causing me so much anxiety that it is just affecting my everyday life. i take back all those comments i made about believing that inflation was not apparent and that CPI was a reasonable way of measuring broad-based price pressures. what a fool! so long and thanks for all the useful info HPC, i may never buy a house, period; this whole oil thing has taken the fight out of me and i would never dare get into debt for anything - i'm off to try and live my life for today instead of getting involved in all this [email protected]
  2. this is such an obvious stunt it is embarrasing!!! king is worried about CPI and inflation right now - i.e two years after the fact from his rate setting decisions. inflation is largely controlled by belief in what inflation is or will be. king is trying to spook people into spending a bit less for a while (cutting demand) so that he might be spared a spike above 3% in the next few months after which he expects things to settle back down.
  3. to those who don't want to 'pay for other peoples mistakes' i think it is correct that families (one or two parent) should be given non-discretionary help towards raising children. if you want a pension (regardless of which scheme you invest) you need workers tomorrow to pay it for you. rasing kids is necessary for the future of us all and is a hell of a commitment! either raise children yourself (and be party to it) or pay someone else to do all the work for you. isn't that how most things work anyway?
  4. i think the vast supply of coal thing is a bit of a myth. we aren't using that much of it right now - it's filthy! if we were to ramp up consumption to somehow offset oil shortage, i think the reserves would start to be revised sharply.
  5. our learned friend is indeed correct. it is the banks' capital that determines their lending capacity, not deposits. very enlightening read. talks about alsorts including the difference between government IOU's (i.e cash) and how bank money (in your account) is NOT the same thing! http://wfhummel.cnchost.com/index.html
  6. and i think it's got rising damp.
  7. good lord. and what about the presenters themselves? they 'earn' hundreds of thousands. is natasha (apart from once being very pretty) so special a personality? it's just insane. it would be interesting to find out what presenters and readers earn in other broadcasting organisations. (ITV and C4 don't count as they too have a finger in that great pie aka "the unique way in which the BBC is funded". now there's a euphamism if ever i saw one f'in robbery.
  8. i have also reached the conclusion that TV in general is a pile of sh!t. the only thing i watch now is corrie and bremner bird and fortune. not worth 120 quid a year. for that i could buy the dvd series of bb and f and a shed load more besides, buy a year subscription to the amazon dvd rental... my tv is starting to die, it is B+W for about 10 mins before the colour comes back. i can tell you now, i will never buy another television. i will quit tv for good when the first of the following happens: my tv dies, or they switch off the analogue signal, effectively making me have to pay a lot more for something i am already unhappy with. call me a luddite. dvd's and cinema are far better value for money. no need for a telly.
  9. the estate agent tried to bump up my rent yesterday. he collapsed so easily i was speechless. i didn't even try! i simply said that we didn't want to renew. so we get another 12 months at same rent. relevancy: well, i reckon i drew some strength from this site to stand firm against landlords and vendors alike. thanks hpc
  10. but, bread is the staff of life. remember that the discovery and cultivation of grain is the basis on which all civilisation has thrived. today is no exception. ps. you can live on spuds, the irish did for ages.
  11. what are the real alternatives? we could totally privatise the nhs, and then education and then the fire service. but where do we draw the line? the police, the army! there is no reason it couldn't work in theory and as far as welfare is concerned, if you cannot aford (means test) your own costs (insurance) then the state will pay it for you - eg as with the legal system. seems to me we have two choices; we can keep it state owned not-for-profit but keep taking the enormous hit through continuous reform and red tape. or we can completely privatise it and provide state subsidy as with the legal system. so what's it gonna be? which do you believe is more open to corruption, waste and profiteering (for my part, I honestly think it' a close run thing) my gut instinct is to er with the status quo. all in all, if a job needs doing, does it matter who does it provided it is done as efficiently as is reasonably possible? some socialist policies have stood the test of time even with conservative governments. the nhs is one of them.
  12. people don't really need two incomes to live, they just need to learn how to spend their current money and stop paying others + tax to do the simple jobs they can do for themselves. for instance, non-chav loaf costs about £1 - that's dear! strong plain flour (can use UK grown plain @ 35p, but it goes a bit cakey) 54p (ASDA) will make three loaves. yeast, next to nothing (don't buy the stupid ripp-off sachets - you have been warned) bit of gas to bake them (bake in bulk - bread or even dough, freezes very very well) bit of sugar bit of salt half an hour effort on your part kneading... rest is waiting (that's easy!!!) outcome: scrumtious bread at less than 20p a loaf free of crap. freeze it or eat it within a couple of days. add some egg, marg, lard... to increase shelf life. three sliced loaves from shop, £3. a saving of £2.80. i am on a mission to make the most of what i have. bread is a very easy target. my next target i hope to meet by next summer; i have made available a patch to grow barley and hop vines, you know the rest...
  13. maybe, but, in times of crisis, i reckon your people just wouldn't have the guts to deal with the situation.
  14. it certainly is BIG. thanks for enlightening me as to how so. i've made my position clear - i.e that i support the front liners although i have less faith in the system at higher level. so what do you make of it, clearly the scale of the public sector disturns you?
  15. these are staggering figures. your one in every forty people, is that of the working population or of the whole? i don't understand why some of the salaries are so high i admit.
  16. i agree. i wonder if our friend could be a nurse? -train for three years on a demeaning and crippling low bursary. -only to then constantly have to re-educate and develop skills -care for sick people at every stage with compassion and understanding. -deal with devastated relatives begging you not to let their son / daughter etc die and deal with bereavement (nurses don't always get to pass on good news to families) -work demanding shift patterns -retirement at 65 and not before (that is the truth mr!) all for the grand sum of £18000 - £19500 per year at grade D - E ? i doubt it. he / she wouldn't get out of bed for that. these are a very special breed of people we hire. nurses and policemen (front line uniformed i am talking about) get my total support. i wish we could pay them more.
  17. that's pretty scary from a tax point of view given that wage inflation is around 4.5%
  18. i have this theorey that 'minimum wage' actually just feeds through to inflation and no-one ends up better off. what do ya reckon?
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