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House Price Crash Forum

adren

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About adren

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  1. Thanks for your kind thoughts everyone. For the record, the house was 90,000 UK pounds. It is detached, 3,000 sq ft with 4 receptions, 5 beds, 2 baths, a basement, in town on about a third of an acre with a two-storey garage/barn. It's insulated but needs some updating so call it 110K UK all in to make nice. Yes I did have a job lined up. I can live with the blackfly, the mozzies and the snow as I am An Adult. It's really not that bad if you take sensible precautions. On balance, I would rather be fighting a mozzie off than some tanked-up chav. You pays your money and you takes your choice.
  2. Hi everyone. It's been a long time since I posted and I think this will probably be the last one. I caved in and bought, but, predictably, not in the UK. I just paid cash (thanks property bubble) for a 3,000 sq ft Victorian detached in Nova Scotia within walking distance to town, schools, docs, shops, dentist and even work if I fancy a 45 minute stroll. (I usually bike it). Will the UK miss me? Probably not. However I do take with me two degrees, 20 yeas professional experience, a graduate wife and what would be, all things being equal 2 future "net-contributors". In return I get a clean en
  3. I subscribe to that forum under a different name. I can't bring myself to respond to the "can't sell my house threads". I know one thing, the UKP has nose-dived since this time last year vs the Canadian dollar. Was 2.35 now 1.99 (got as low as 1.93). With selling prices doing the same (while Canadian houseprices stay relatively bouyant) you can see how someone might see their dream of turning their 3 bed semi into 6beds with room for a pony gradually disappearing. I think the problem I have with such people is that the "3 bed semi == 6 beds with room for a pony" equation was only ever at be
  4. Although I personally would stop short of using derogatory terms, I would say that this mirrors my experience with software engineers. They're game and they'll give it a go but they are so desparate to please that they sometimes forget their responsibilities to quality/safety, etc. It's like they are operating rigid with fear sometimes. However, these are learned behaviours and as such are a function of the culture of their companies, universities and societies. This is something that I think will change given the right support. Note: carte blanche to ply their trade the UK is not the "right
  5. The really funny thing is that this guy had the presence of mind to do it through a limited company. The creditors have to be seen to go through a number of "reasonable" steps before they ca get their money. These are: 1. Write to LtdCo setting out their issue 2. Write to LdtCo again this time with threat 3. Apply to the county court for a ruling for payment from LtdCo (costs £s) 4. Get ruling 5. Write againt to LtdCo with ruling 6. Write again threatening enforcement action 7. Apply to county court for enforcement action against LtdCo 8. Hire bailiffs (costs £s) 9. Bailiffs go to pre
  6. Ah. There you are nohpc. I think this would be an appropriate time to p155 on your face. zzzzzzzzip. (fumble) haaaaaaaaaaaaaaaaaaaaaaaaaaaaaarrrrrrrrrrrrrrrrrrrrrrrrrrrnnnnnnnnnnnnnggg thats better flik flik zzzzzzzzip.
  7. 225 Poor man's graph of totals at approx months ends of... 2007 # 10 J ### 28 F #### 44 M ###### 63 A ######## 76 M ######### 92 J ########### 105 J ############## 144 A ################ 161 S ################## 176 O #################### 196 N ##################### 210 D 2008 ###################### 219 J ######################## 225 F4 We've only just started Feb BTW. The bars in red denote months were interest rates were cut.
  8. Go into any pub in Liverpool. Glasgow, Leeds or Newcastle, wave £200 in the air and ask the question: "Is there anyone hard enough in here to take my two hun..." ...and that's about as far as you'll get. Get involved with people like this and there's only one way the situation is going to go.
  9. Ha ha. I feel your pain. Perhaps "credit rating" is a misnomer. Perhaps it should be called a "compliant debt slavery" rating.
  10. SImple solution: Ban "IT recruitment consultants".
  11. Ha ha. 2006: House prices only ever go up. There's never been a better time to buy! 2007: Actually what we said in 2006 was b0110x. But we are expecting a soft landing. Prices won't drop. No siree. There's never been a better time to buy! 2008: Actually what we said in 2007 was b0110x as well. But declines will only by about 10% at the most which is bugger all after the rises of the last 10 years*. Actually, OK it's not bugger all if you are the poor knut that believed what we said last year but hey ho. And with interest rates falling there's never been a better time to buy! 2009: Actuall
  12. Tell him you've been balls-deep in gold since it was $300.
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