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House Price Crash Forum


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Everything posted by OnlyMe

  1. Never mind mind the wages, until you;ve busted your budget on rent / rates or purchase of some crappy space to actually make anything you have not even got to the position of employing anyone, importing raw materials, production equipment (yes we are incapable of making ost of it now, that resource has gone). I'm quite glad I refused to join this bubble and then was prevented from putting my **** on the line to do anything stupid like something productive. My money is now going elsewhere, most likely to nearly fully fund house purchase and the rest of my earnings won't touch the sides when leaving this country. Main aim will be to isolate myself and family from the shithouse system that has been foisted on us.
  2. Last man standing - not any more. King cretin and his double blow of inflation and forced uncompetitiveness through bubble blowing is certainly doing a fine job of rebalancing the economy. http://www.manchestereveningnews.co.uk/business/smes/jobs-under-threat-at-olympia-furniture-1292442 Meanwhile Total said its factory in Stalybridge – believed to be the last of its kind in the UK – is no longer competitive. The Stalybridge factory, which opened 40 years ago, also makes a special flame-retardant compound of polystyrene which is primarily used in the casings of TV sets. Demand has plummeted from 15,000 tonnes in 2010 to 7,000 tonnes in 2012 due to falling sales of new TV sets and increased use of other materials. Mr Ritchie said: “The raw material we use to make polystyrene is imported, as there are no UK producers. A proportion of our production has to be exported to Europe, because there isn't enough demand in the UK, so we are facing a double whammy on transport costs.
  3. Another company stuffed. Woorking well all this keeping prices as high as possible and preveting people moving. Construction is as bad if not worse than predicted. Many ore service side and homeware based businesses must be in the frame. The BTL sector spend shit all on most of the stock and their occupants have no interst in spedning a lot either either on the fabric of the house or in many case its temporary contents. http://money.aol.co.uk/2013/02/05/upholstery-firm-in-administration/ Upholstery firm in administration By Press Association, Feb 5, 2013 Filed under: News ---- Text Size A A A Leave a Comment ArgosUpholstery firm Olympia Furniture has collapsed into administration, putting 135 jobs at risk. Administrators are still looking for a buyer for the Ashton-under-Lyne-based company, which makes sofas, suites and sofa beds for retail giants Tesco, Asda and Argos.
  4. Me too, They are professional con artists paid to piss in our face and tell you it is raining.
  5. Fraud, worse than it was before apparently. As per video wrapped up as miss-selling/
  6. Cost of skills transfer from robot to robot (once trained) = pretty much zero. 20 years of nurture and training to get to the position of being an economically viable unit bypassed.
  7. My first thought was along similar lines - if you really want heat then theremal solar should be so much more efficient than cycling between energy states solar->electrical->thermal, However didn't realise that thermal solar was so problematic and potentially troublesome - 10 years is not worth it for the hassle/money. Is there a common cause for these leaks - shoddy install, not suitable climate, bad maintenance/operation? Turning the spare electrical energy is effectively using water as a cheap battery/energy store - which shold be fine is one of the main power demands is for warm/hot water, which it primarily is.
  8. Fully off grid would be overkill under the circumtances, so on-grid most likely. Have 16th edition and I&T but not registered, have somebody that could sign off. Interesting link for the battery backup - just need a rush of battery manufacturers knocking the hell of out battery pricing ;-) Then the electric car! Actually use that as the dump.
  9. Daytime use and the trick of using spare power to heat immersion is what would make it sensible for me. That and maybe a little bit of storage for ancillary stuff.
  10. Thanks for tips on better Chinese cells. Renesola OK? Also given the choice which inverter manufacturer would you go for? Sorry for picking your brain/skills/business on this one ;-).
  11. Looking at it at the moment. Just a year ago, looking at the figs, installed cost (as you say) has dropped a lot as the panel price has dropped (the panel price being 50% of the all up cost roughly at the time). 4KW systems quoted (5 of them ranging from 11,600 to 13,100) were coming in around £12k average. http://www.navitron.org.uk/forum/index.php?topic=14886.0 Think you could be right about a sweet spot in the timing, looking at it myself, probably self install. 16x245 MCS approved (but cheapo chinese) panels £2.5K, £600 odd for the Grid tie inverter plus bits. Something like a 5 year payback all in roughly (without FITS) The only fly in the sweet spot argument is if there are rapid increases in efficiency from new tech, this would take ages to get to volue, be priced accordingly although could make the install part cheaper due to size/efficiency but not so important for self install.
  12. Only if you make the assumption that QE was 100% responsible for rises in company valuations fromt he lows, there would have been a rebound anyway. There was a period when pretty much every company was going into stock run down or other measures to realign supply with demand, companies also took the ending of the bubble to slash as many jobs as they could in order to pretty up their finances (although redundancy costs would mean it would not be till a year or so later when that would have positively affected their balance sheets). Orders would have come back as there is only so long you can run stock down and profitability from more efficeint allocation of personnel would have helped too.
  13. Just checked the EPC on a house that I'm intersted in - the EPC sizing is ballcocks, what use the energy figures when the sizing is out by a third. Yes they visit, quickly.
  14. You can see those two round insulation fixings at the top of what remains of the brick wall - thik they are combine walltie type jobs - wonder whether the blockwork and exterior wall were fulled tied in? Having said that the forces were enough to crack the blockwork in two, so didn't fail at the joints as such by the looks of things.
  15. Pretty much what the govt and central bank did to the banks then. Sucking on the public teat.
  16. I'm sure the -0.3% could be improved upon (makign it more negative) if things are made that bit (or lot) more expensive through more sterling devaluation, inflation and stripping the MAJORITY of consumers of more spending power and earned interst on savings, a lot of which would be spent into the economy if it was there but defnitely won;t be if it is not.
  17. I don;t think some of those sectors would dare, even if the legislation were pullled. The is still more than a slither of honesty left in many of them too, even if the top management decided to go on a bender many staff would likely raise the flag. We're dealing with liars and crooks here with a bad gambling habbit. Expecting others to bail out their bad positions and twist politics and democracy to suit their ill gotten gains. It has been a long time since the banking sector financed development - both large and small companies, the are almost entirely parasitic. Whe they raise funds for companies there is just as good a chance another parts of thei organisation or others given the nod are undermining it, plaing with the debt, shorting their shares. Remember the short sales ban on the finance sector, whilst those same outfits were actively doing that to other sectors with inpunity. This is not jsut an unbalanced system it is unfair, undemocratic, nothing to do with capitalism at all. It is a pit of self-interest and parasitic leeching off the rest of us.
  18. The hubris of these tieving bailed out shysters is astounding. The central banks and governmments that have enabled this are just as bad. http://www.telegraph.co.uk/finance/financetopics/davos/9822500/Banks-ports-in-the-storm-during-crisis-says-JP-Morgans-Dimon.html Global regulators are “overwhelmed” by their own efforts to curb financiers and have failed to realise that banks have been “ports in the storm” during financial crisis, according to Jamie Dimon. JP Morgan's $2bn trading loss is a humiliating episode for Jamie Dimon, JP Morgan chief executive. Louise Armitstead By Louise Armitstead 8:42PM GMT 23 Jan 2013 Comments2 Comments The JP Morgan boss led a powerful panel at Davos in an attack on global regulators, pouring scorn on their criticism of bank complexity. “Businesses can be opaque. They are complex. You don’t know how jet engines work either,” he said. He argued that his bank continued to lend to Spain and Italy knowing that “something might go wrong”, because “we are not a fair-weather friend... What shall we say? That it’s too much risk? We provide a service to you, that’s what happens.”
  19. Sounds like a bribe to stay in if that is the case. Still, you may have more to worry about a country with woeful cost structures when airbus are setting up Chinese operations.
  20. Somebody is playing the same gearing game. The State of British Banking http://seekingalpha.com/article/187868-the-state-of-british-banking UK banking assets as a percentage of GDP
  21. It was launched in October last year. http://www.guardian.co.uk/environment/2012/oct/01/green-deal-spurned-retailers Government's 'green deal' spurned by major retailers Flagship environmental scheme fails to win support of big names amid criticism it is too complex and may disadvantage the poor Fiona Harvey and Damian Carrington The Guardian, Monday 1 October 2012 B&Q superstore in Luton B&Q in Luton: the retailer said it was 'finalising its position' while M&S is waiting on further details. Photograph: David Levene for the Guardian The government's "green deal" scheme, intended to give householders a environmental makeover, launches on Monday without any of the country's large retailers signed up – despite a promise that they would play a central role in offering the deal to consumers. Major retailers such as supermarkets and DIY stores are viewed as essential to the success of the scheme as they are trusted by customers and have the necessary reach to cover the population.
  22. Maybe two bell curves - one generally for the west, one for the east. West sales going down for years and east peaking (or soon too) - overall flat for three years. HP, Dell not dong well, Lenovo storming the market in Asia, pushing out big players in the west too.
  23. All things green and beautiful All packaged up in loans Initial fees are fanciful A dud for mrs Jones. 5 signed up. Still, sure a £3M quid advertising campaign will help to steer some mugs into the hands of the large cocmpanies that have signed up and are now looking to cover their sign up, advertising and management fees.
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