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Bubble Pop Electric

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Everything posted by Bubble Pop Electric

  1. As WAL said - you definately think too much. What a shame you don't have any faith in family units anymore. I was over my "honeymoon period" when we had children. So we were very stable - of course things change, but i feel we have a very stable environment for our children. They see how two people interact in a loving relationship. They see the highs and the lows - and that's good. My parents are divorced, you adapt to these situations. I don't think it's done me any damage - i think i've learnt from it and it's helped considerably. I know so many couple who have been married a long time (my in-laws celebrate their 40th wedding anniversary this year), people do have ups and downs, but it's so lovely to see these couples enjoying their marriages. I hope my marriage lasts until i can see the pearly gates!! We've all become such a bunch of control freaks - that we want to control every aspect of our lives, and i don't think it's healthy or a good thing. Once you do learn to roll with the punches, life becomes easier. You can worry all day and all night about what might happen if you do this, but beleive me it's quite common for people to changes their perceptions when they do have children, or if they find out that they can't. We can't control everything, no family or situation is perfect. You're assuming only one outcome of parenthood, and that you won't enjoy being a parent, and that equality is more important than anything else. I'm afraid it's not that black and white.
  2. I can't work out our area - there's certaining loads of properties that have been on the market for ages (Keighley/Skipton way). Quite a few "for sale" signs have mysteriously disapeared. Wow - There seems to loads of you on here from Harrogate! Why is this?
  3. Agreed - my Uncle was absolutely devastated when my Aunt threw him out, she wouldn't let him see the kids. All of which she bitterley regretted later. There wasn't even a particular reason. There are countless stories like this that i know of. Apart from my dad who couldn't really have cared less when he left (that's not from my mother warping our minds either). His words - "i know how children cope with their parents seperating - i've read 12 pschycology books on it" or his classic words uttered to me aged 14 on the phone "well i had to leave or else i'd have commited suicide" and many, many more.
  4. I wonder if they did an level of expectation chart. I bet that would have jumped up considerably. I saw a survey in a school magazine that 6 out of 10 children expect to become famous when they're older - you're setting yourself up there for a bit of a fall - no wonder we're a bunch of miseries!
  5. I absolutely love being a mum. I have a five year old girl, and a two year old boy. They're just fantastic. It seems to be unpopular on here to have children. They're not from what i've found - expensive, and i far prefer my life to my pre-child days. I think it's a shame if you have children and you can't apreciate them. I'd definately recommend it. I felt so more defined as a person, and i love the security/ closeness etc having a family has. I'm really sorry if this sounds gushy - i just feel quite passionate about it. I won't have any more because my husband doesn't want any more (i'd have one more otherwise). I'm happy with two lovely, and yes healthy children. I used to spend my life looking forward to the weekend so i could go out and socialise (in other words an excuse to get quite drunk) - looking back it was a bit of escapism away from the stress of reality. Don't get me wrong - i like to get a bit squiffy every now and then, i just don't rely on it as my only form of enjoyment anymore. And because i don't go out as often - i more often than not have a really top night out. I know don't have that sickening feeling on a monday morning. I don't feel completely exhausted by Friday afternoon. Finally, i just feel like i have far more appreciation of life than i did. I feel really lucky.
  6. It's a bit like when people stay in a hotel room - they probably can't resist taking things. Normally decent folk - who want a freebie - if they can get away with it they will. The stupid thing is that you hear countless stories about things being taken - that won't be any use in another house - like carpets.
  7. This report was also mentioned on radio 2. The newsreader, and Chris Evans had a bit of a chat about it. She (the newsreader - sorry don't know her name) said - "can't these parents who are helping out their children, and the buy to leter's see they are just fueling the market". Chris Evans then said "I know, there are 1 bedroomed flats by me that are on for £400,000 - it's rediculous. Somethings got to give." And one of them mentioned about it not being sustainable. This isn't quote perfect, but it's roughly what they said. Did anyone else hear this?
  8. I can never get this resigning thing. It seems, if you have an affair (not that that's right of course), and everyone calls for whoever it is to definately resign. If it's actually some major hiccup - that's actually something to do with their job, it seems to be deemed as far less important. If Charles Clarke had been caught seeing a rent boy - i bet you he'd have resigned five minutes later. I personally don't give a monkey's about what they do with their private lives, i know it's supposed to matter because of security (or something like that). I take the view that they're all pretty seedy people these politicians, they just haven't been caught yet - look at John Major and Edwina Curry (don't think about it though!) - that never came to light till years later.
  9. Tesco's don't use local suppliers - and when they do they squeeze the prices down so low, i'd be surprised if they make any profit to survive - we are fooled into supermarkets being some great thing. That they sell everything, meanwhile, the shops that sell better quality locally produced things (like butchers) are shut down (see bread example above), and we're forced to buy our food from a different country, because the great choice that they supposedly have in their stores is just mass produced - factory fed stuff. It's just a place for food porn. Ok - they give people jobs. My friend who worked in the bakery in a supermarket, used to make and sell biscuits - had his own company. It closed down because of supermarkets. They support no-one but themselves. (Well they do do computers for schools - wow). They do far less to support this country than you think - so why should we be happy for them - i don't see what they've got to be proud of. They've just lowered the quality of the food we eat, and made a big fat profit. I'm all for companies doing well - especially British ones, but please they are not good for the economy, or our diets.
  10. And why do you get some families who live in council accomodation permanently, then low & behold their kids do it too. Social housing is supposed to be to help people during hard times, until they get back on their feet & get their own home, not to permantly subsidise the same families for their entire lives, then to let them buy the place on the cheap. Its a double whammy for the tax payer, & a bl**dy disgrace. Most of them need a good kick up their lazy *rses to get a job & stand on their own 2 feet. So there! Bring back national service & the guillotine.
  11. Munimula - I have a feeling that it isn't so much greed - as panicking about the future. They don't have a pension - so the value of their home is the only means to a secure financial future. They've also been given the hope that that money could be available to them - so in their minds it's their, and to sell in this "crazy market" for less, would be stupid. Comparing it to selling a car isn't really fair, because your talking about far less in terms of money. Of course if they're refusing to sell for lower than the asking price, because they won't beable to have five holidays abroad a year, then yes - that is greed. I have a slightly similar comparison - in regards to the value of money. My husband works full time - but also has an on-line business, and has done quite well investing in shares. Although the money we are making is really good, and a few years ago 30 - 40k cash would be beyond my wildest dreams. Now - when my husband says "wow - we've made X amount this month" - instead of feeling elated, i just think - well yes, it's doing well - but we'll still have to get a massive mortgage if we buy a house, and i don't want a large house with swimming pool, or holidays abroad. I don't consider myself a frivilous person. I very rarely buy new clothes, i'm lucky if i see a hairdresser once a year - i'd never fork out for a second car, and i can only ever manage one glass of wine on a rare night out - yet my perception of what is a lot of money has completely changed. I just feel frightened and overwhelmed at the mountain of debt you take on at buying a house. House prices etc, have made everybody's perception of money completely distorted. I have money saved for the first time in my life - yet things feel more out of reach than they ever did before - and the goal posts have been moved. There was a time when 4/5K would have felt more than enough to use as a deposit, and a lot of money - now it feels like pocket money. Maybe your parents are just frightened about their future?? Also that amount of money to sellers is now seen as the norm, just like "we all need a car", or a mobile phone, or huge amounts of debt, rather than greed. Of course that is about to change and hopefully sometime lower house prices will become the norm again, and we'll go back to reality again.
  12. Yes - because houseprice crashes normally happen overnight?? I was pregnant with my son when they had already begun to rise by a fortune - he is nearly three now.
  13. "Some people see private enterprise as a predatory tiger that deserves to be shot; Some see it as a cow that is there to be milked; Only a few see it for what it really is - the strong horse that pulls the whole cart." Winston Churchill & as someone who has a small business running alongside my normal job, I can concur that the taxman tries to squeeze every last drop of milk out of each & every cow. Its almost not worth bothering. Reminds me of another Winston quote: "A country trying to tax itself into prosperity is like a man standing in a bucket & trying to pick himself up by the handle."
  14. Absolutely agreed. Easing your guilt, by throwing money at it. It's either plastic toys - or charity? There's no inbetween? It's the everyday stuff that should be looked at - not the once a year stuff. Dogbox - i'm not having a go at you, i'm sure you're cautious about where things come from. However charity isn't the answer to easing our consumerism - it's the things we do everyday. It's all very well not getting that extra plastic toy once a year (and admitedly i'm talking about myself here - the consumerism, not the toys), whilst you're shopping at sainsburys every week not giving a toss where the heck things come from, and falling for their "but it's organic" con. I was aware of the problems with the goats, but there are many things that are confusing. I now find i'm lost at what to beleive - for example - i can recycle my tins - but they might be made into a tank or a plane!! How many people might buy something fairly traded Probably from abroad, and fly to faraway destinations a few times a year? Nappies/packaging/things - oh so many little plasticky things. It's so much to think about, and if i am trying to think about what i'm doing - there is the very distinct possiblity that it may well not be right, and i'm causing more harm than good (while i'm smugly thinking that it is ok, and getting all self righteous!) Having said that i have never flown (and don't intend to - it's nothing to do with the fact i'm scared of flying - honest!)
  15. If she advised you to lower the price, then bought it at that price, then immediately sells it for more, surely thats fraud. If you paid her for her advise, either directly, or indirectly, then I think you're onto a winner. Why don't you have a free consultation with a solicitor to make sure, then slap her with letter from the solicitor. I think a fair deal would be that what ever she manages to sell it at, you split her profit 50-50. She's the professional, not you, so she must have known what she was doing. & imagine the negative press they'd get in the local paper! I know an (antiques) auctioneer who did a similar thing a year or 2 ago. Someone took something into the auction house to sell. His colleague misidentified it & it was incorrectly catalogued. The auctioneer I know spotted ithe mistake, & instead of correcting it, or notifying the vendor, he bought it for around £300, then put it in the next auction correctly catalogued, & got over £1500 for it. The vendor found out, the auctioneers coughed up, & he nearly lost his job - serves him bl**dy well right!
  16. This forum is the only place where i can find people who really believe that we are in a bubble - however i don't feel part of a community - because the threads where "conversations" take place are the really accademic threads - that i can't get my head around. The ones which are less taxing - i find it difficult to strike up any response most of the time - i think that's because there's so many threads, and people who want to have their say. I feel there are groups of people who just want to discuss the facts, and want this forum to be purely academic, but it has to cater for the large range of people who visit on here, and just because you beleive there is going to be a hpc doesn't mean you are clever - it just means you might have a bit of common sense. Then again maybe i'm quite dull! I'll get mi coat!
  17. So there wasn't some form of "availability of consumer credit" in other bubbles - people didn't borrow more than they could manage in the depression for example? Maybe it's different now because people have credit cards? Somehow it's "different debt to last time"? (sorry if i'm wrong on this - i'm a bit out of my depth in these proper discussion threads - i normally stick to the other stuff!)
  18. I hope you don't think i'm gloating, did i sound happy about it? - or was i just describing their situation? - they're really strapped. That's the situation they're in (i don't think he'll be asking daddy for cash, as he's into his 50's). Or is the above just what you wish?
  19. That's odd - my husband's boss couldn't shift his house in Brighton, lowered the price, and was threatened that if he didn't lower the price again, the buyer would drop out. Moved elsewhere now highly overstretched on new mortgage, they can't afford anything, or afford to do anything to the new house - which is causing him and his partner to fall out big time.
  20. Give us a clue then. I work in electronics if thats any help (& am in Keighley too!)
  21. What i don't understand is why arguements like "i didn't have a phone" should stand. Far less people had phones back then, my mum and dad didn't either, there were also more outside toilets. You have to remember houses have gone up so much in three years. That is why there is this site. My sister-in-law sold her house three years ago for 125K four bed detached, large house. How much would that be worth now? There are many people who bought three years ago, who if in the same position now, would not beable to buy. Many people are on here because they have weighed up the pro's and con's of buying a house, and decided financially - it isn't for them, it's not a matter of bad advice. It's madness for people to overstretch themselves too much - and that is what many people are doing to get on the housing ladder - it's frightening - how can crippling yourself in debt be a good thing? If there isn't an ounce of truth in what we say - then why are the financial advisers, and banks beginning to back up what we say. Maybe the crash won't happen, maybe it will. A rise like we've have in the three years is not sustainable - do you really think your house would have made the same amount in the next three years? The houses on the street that we moved from were 30k (slight neg equity), 3 years later now up on market for 90k - we're talking pure ftb area - ftb's can now not afford that (old mill town). Can you seriously not spot something a little odd? Can you justify those price hikes? Do you really think we should just shut up moaning and just buy? Do you really think prices never go down? I am very happy for my friends who bought at the right time, i feel really happy that they are not up to their eyeballs in debt. If i bought a house now i would really feel like i had been ripped off - i have experienced neg equity - it is awful when you need to move from an area, and you can't because you are in negative equity - i don't want to go there again. I'm happy saving loads whilst getting a great deal from renting, and it is lovely being debt free. I'll buy when i'm ready.
  22. I've got my own tactic for dealing with those annoying telesales calls that seem to plague me. I had one yesterday from Sky, trying to coax me back from my freeview box (as if thats going to happen!)> Sky "Can I speak to mr XXX please" Me: "Yes, thats me." Sky " Can I ask you to confirm the first line of your address & your post code please" Me: "No" Sky "Do what?" Me: "You rang me. I don't know who you are & I'm not going to give my personal details out over the phone" Sky "But I need to confirm your identity by asking you 3 security questions." Me "Well they won't be very secure if I tell them every Tom, Dick, & Harry who rings up. Will they?" Sky "But I can't talk to you if I can't confirm your identity." Me "Oh Dear. Bye then." Its great that they ring you up to try & sell you something, then won't speak to you if you don't answer their security questions first. Works every time, & sometimes you can really wind them up. I once had the caller virtually shouting down the phone at me about how I had to verify my identity, so I just said "look, you rang me. You want something from me, not the other way around" & put the phone down.
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