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House Price Crash Forum


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About morillo

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  1. Will NI ever come out of recession ;P
  2. The delusion continues: However, many estate agents have reported an increase in activity in recent months, and predict that the bottom of the market has been reached.
  3. I really hope not, surely an EA risking getting caught at that type of thing wouldn't be worth it? If this was to happen, how would you ever prove it?
  4. I'll let you know over the next few weeks, survey should hopefully be done by next week. Actually ended up in a bit of a bidding war, couldn't believe it given the state of the market at the moment. Other party backed out after a couple of bids. The bank/repo company came back relatively quickly (within a day). The estate agent was surprised as he said it quite often took a few days. I'm assuming they must have been happy enough that the offer was close enough to what they needed.
  5. Haha, good question! Better to keep your anonymity Realistic NI EA, its refreshing to read posts from someone in the industry who has their feet well and truly fixed on the ground.
  6. I did, few of the posts on that thread made me see the light. Still feel a bit sorry for the poor punters that got stung. Hopefully the price I got it at will provide a bit of a buffer in case of further drops. Just hoping the survey comes back ok and there are no nasty surprises.
  7. Cheers doccyboy, it will be years too. Hopefully this will be me for many years (10+), so won't be too bothered about the further drops over the next few years.
  8. I bit the bullet and bought this week too! Does this mean I automatically become a bull now? Personally I think there is still a bit to go before we hit the bottom. I jumped now as we got the type of house we wanted, in the area we wanted, at a price we can afford. Will be a bit of a project as it needs some work, but I like a challenge. What I can say is that I could never have afforded this house this time last year.
  9. Haha, point taken! I just wanted to see what other peoples views were i.e. are you likely to be socially ostracised? As said above houses need to be lived in, I guess will look at it differently now, value for money rather than gain at someone else's misfortune.
  10. Low act or completely acceptable, whats the board's views? Really don't like the idea of capitalising on anyone else's misfortune but have see a few recently that have tempted me.
  11. Plenty of reductions in East Antrim / parts of Newtownabbey. Many detached still well above RV but moving in the right direction...
  12. Property-bee is obviously a very useful weapon in the arsenal of buyers - i.e. how long the property has been on, reductions etc. Wonder are EAs tired of listening to "...property-bee shows that this property has been on the market for X years and reduced by Y, therefore I'm only offering Z..." and are attempting to get rid of the problem?
  13. Has anyone noticed that a lot of properties from various estate agents appear to have been re-listed on propertynews to clear their history when using property-bee?
  14. First direct have agree to lend me £X on a 65% LTV basis. The booking fee holds the rate and term for a period of six months. I have completed my application and went through all of their checks based on the amount I want to borrow, without the need to have named a property. Ultimately, as with any mortgage, it will be subject to a satifactory property survey/valuation. I just need to find a property within the next 6 months and they will honour the rate I secured at the beginning of January (3.89%) rather than the current rate for the product (4.29%).
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