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House Price Crash Forum

Guinness

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About Guinness

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  1. The banks have to write off 50% of greek debt. Was this debt not financed with the bailout money that was created by those in power ? Which banks are they actually talking about and also who are the private investors who are taking losses ? All these leaders seem so smug but surely throwing more money at a debt problem only prolongs the misery, they say that if they re-capitalise the banks then this will help growth. So the banks lose 50% of one deal and then get more money which they are suppose to lend to businesses at x %, why would they if they have just been shafted ? Essentially, they have given in to greece's demands and reduced their debt which will probably never be paid anyway. Irish people should lynch their so called politicians who have sold them out lock,stock and barrel. However if they march n mass, start a few fires and threaten to default then surely they are looking at 50% reductions on their debt.
  2. I would say set a price at what you think it's really worth and offer 10-15% below that. As you have already made an offer then increase it by 5k and say you are close to your limit. Don't tell the sales person, sorry EA what your limit is though. It's no harm asking what price the sellers are hoping to fetch but from experience this will be totally inflated. It is important to remember that house prices are only going to go down so factor that into your decision and good luck.
  3. I viewed a house yesterday in Glasgow which was listed as o/o 270K. Nice solid house but it needs total refurbishment as the decor is caught in a 70's timewarp and theres also one minor missing detail NO KITCHEN The owner showed us around which was all fine and dandy and then we got to talking at the end when i mentioned that the near exact same house (with one extra bedroom) 3 doors away had sold for 242k a few months in March of this year. However the owner then continues to tell me that he would not sell at the price the one 3 doors away sold for as the lady needed a quick sale and the the price did not reflect the true value. He also said that she had been offered a higher value but had turned it down only then to have to accept a lower one lol . He also through in the usual "i dont need to sell" line as i dont have a mortgage etc along with some story of selling it to his son but he didnt trut him to look after the garden Anyway i guess the point is that most of these sellers are still totally delusional. I now want prices to fall more than ever so as greedy fools like this get it rammed up them
  4. IR's should rise, but they wont. Inflation is rampant in this country and bordering on been out of control. Obviously people on this site are bias and desperate for a HPC but even without that it's so obvious things are ridiciously more expensive. Every time i shop for any item, food,clothes,fuel etc etc it just rams it right down my throat "you'r been ripped off" .
  5. Why dont they just let people make their own minds up if they want to gamble or not ? There's always some idiot(s) trying to decide whats best for people, probably some bible basher who sees no harm in waging war on another bunch of bible/quoran bahser's but lets ban gambling as its destroying lives.
  6. How much is it worth now based on price % increase/decrease since the date above ? The area is Rutherglen, Glasgow. The house in question has been upgraded/updated but i can work out how much has been spent once i view the property. I'm just interested in the house price assuming nothing has been done in current market. Thank you.
  7. LOL - what a beauty of a quote that is, oh and we would help if we could is a cracker too. LOL
  8. Aw poor stewart. "Stewart Milne, owner and executive chairman of the firm, said lenders appeared to be applying unreasonable criteria when reaching lending decisions. “Experienced people that we would normally expect to get mortgages without any problem, for unbelievable reasons, are being turned down,” he told The Herald" What a pwick "unreasonable criteria" like been actually able to pay back the mortgage if and when things get worse.Oh and experienced people should get mortgages, wtf does this mean ? experienced in what, lying about how much they earn. Do me a favour..
  9. Fixed price means they know the market is totally banjoed so have no chance of getting an offer over whatever figure they pluck from the air. Dont even listen to the estate agent when talking to him/her, treat them as sales people which is what are essentially. Once you have done your research and are happy with a figure you think is correct then offer few % below that figure and leave yourself some room for negotiation. Just remember the balls in your court so dont be pressured into making an offer by the crap the EA will try feed you. New builds will also lose their value quicker than older type houses due to the way their constructed. good luck anyway.
  10. Land of the free, unless your a native or don't agree with what your been told. The sooner the better this empire falls.
  11. Does your reasoning apply to the Northern Ireland and Scotland were prices dropped or is is selective ?
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