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House Price Crash Forum

luvadealme

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About luvadealme

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    HPC Poster

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  1. Apologies for late reply, I work for a SaaS provider for travel industry, looking to widen my scope hence a multi industry focused CRM provider like Salesforce. Follow the FI path so savings wise I can go without work for a while if I need to. Before I jump I think I will look for some reassurance that there is demand in what I plan to train in first.
  2. Bit of a random topic, but thinking of retraining to get a salesforce qualification. Anyone done it, or know if the job prospects afterwards are good? The course is effectively free , just needs 2 to 3 months time commitment. Cheers, J
  3. I couldn't claim anything, as I only had 1 yrs tax return not 2. Seems a little unfair to me....
  4. that's an enviable position to be in I see 6 months is your target timeframe, but I guess you will wait and watch the market. Reason I ask about timings is my broker says that a mortgage offer typically only lasts 3 months nowadays before it needs to be renewed (for an admin cost). But having an offer/proof of capability to buy, gives a buying advantage.
  5. but how much is cheeky? match what they paid for it 10 years ago. or 10 years ago price plus inflation? or 20,30, 40% off the high price they have in their mind now?
  6. sorry to hijack post, what sort of timelines do people think it will take to reach the new bottom, 3 months, 6 months, 18 months? My Wife and I are both self employed with 130k savings, we could secure a 75% LTV mortgage now, and there is an empty house on our road and our Son will be attending local school for 5 more years. Worth making cheeky offers on empty properties now, or will there be 2x, 3x more properties to choose from once the props have been removed? but again, what time frame are we looking at here?
  7. Thanks for the great link, have you seen any articles charting the lockdown deadline dates by country, in Europe for example.
  8. How.much are these things, I could do with one for my high altitude trekking when we are allowed to travel again...
  9. Starting to happen now in France with unemployed due to lack of seasonal immigrants.
  10. Thanks, i might have to look into this procedure more.
  11. off topic, but as someone who is self employed if one of my clients cannot pay my monthly invoice, is there any help from government for that? sorry if should be in another topic thread.
  12. any tips? we currently split as follows: LIDL (veg and fruit) Waitrose (meat) Tesco (canned goods and cereals/pasta)
  13. Rental cost seems way too high, we live in a house that would easily sell for 500k and our rent is 1350....
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