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About PenelopeWaiting

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    HPC Newbie
  1. "...someone in a job with a life, ie girlfriend/wife/family..." "...fear of losing what you have if you lose your job, home, wife, girlfriend, power, whatever..." etc etc. Weird how the subjective 'someone' in search of freedom is still (assumed to be) male, and the objective dependent, the obstacle to freedom, is still assumed to be female (interchangeable with children). Yet, even with my avaricious and enfeebled ovaries, I'd probably set my target of freedom a little lower than £200k. "For the labourer thou art bread, and a comely table spread...Thou art clothes, and fire, and food...
  2. Btw, back on the topic, there's a documentary on Radio 4 right now about Pay Day loans Am off to listen to that (and warm those slippers)
  3. Sorry Xurbia if I picked on your comment unfairly. I should have picked out one with dubious content rather than just language. And I appreciate the earlier comment you've now pointed out was very fair (if colourfully worded ) OK, let's say I laugh off the tone of comments (and I don't want to generalise myself... it is a minority of comments, but a minority that can be pervasive). Some do seem to reflect a genuine opinion that women and financial sense do not go together. But women have been managing household finances for as long as there have been households. They are now on the whole fi
  4. I like it. If only newspapers featured headlines such as "Average house now costs 3-years-of-slaving-in-the-office less than last year" would definitely change people's perception of the house price crash somewhat!
  5. Could someone please explain the anti-women bias on HPC to me? (I am a woman, so you might have to use short, easily comprehensible words). I'm not just talking about the obviously nasty comments like the one above, but also the whole anti-Mums Net thing? Or is that more an anti-bourgeois than anti-women thing? If the main aim of the majority of HPCers is to own a nice home with garden in the country/suburbs/smarter part of town, isn't being anti-bourgeois a little ironic? We're not exactly anarchists. For what it's worth, I'm female and earn around £40k, have a pension and savings. I've alw
  6. Interesting, thanks. So the consensus seems to be that the one bedroom would be reasonably priced with around 25% or 30% off? Hm. If big drops are seen anywhere in London, it may be in places like Camberwell, so maybe 20%-25% might actually be achievable. Though if prices did fall that much, the area might really start to degenerate as the middle classes moved out. The middle class families could just be living here because Victorian houses can't be found for less anywhere central. Or have you seen other areas with lower prices and better value, Duke? Dulwich must be quite a lot more expensi
  7. Yes, when I think that I could be renting a three bed house outside of London for less than what I'm paying here, it is absurd. My description did sound a little overly romantic! It really depends on mood - when I'm exhausted after work, all the sirens and traffic and inner cityness can get too much. If I could afford Clerkenwell, I'd move there like a shot. So, my flat was bought for £185000 in 2007. The rent is around a 5% return on that (if my rushed maths is right). What level of falls would you look for before the price started looking reasonable? And the same question for this fla
  8. Sounds like you had a really dreadful experience. And if you can afford the 300 extra quid a month, then that's great - your house in Dulwich village sounds lovely. And actually the first place I rented in Camberwell was on the Grove through Wooster and Stock and that was awful - so much damp that there were actually mushrooms growing on the walls! But I moved out of there, found a great private landlord and a one bedroom flat for 790 a month, and really like it here. If I could afford to buy here, I think I would. Perhaps when the hpc comes :-) I'm not trying to pretend Camberwell is somethi
  9. I think it all depends on experience maybe? As a single girl I've never been bothered or felt unsafe and I often come back late at night. And there's the new cafe that's just reopened in the revamped South London Gallery. A couple of nice cafes on Denmark Hill. A non-profit cafe/gallery on Peckham Road. A boutique hotel/tapas restaurant on Camberwell Church Street. So perhaps it's changed a bit since you lived here. Anyway, obviously definitely not for everyone. But if you guys dislike SE5 so much, why are you hoping for heavy falls here? A cheap ghetto is still a ghetto?
  10. I understand why younger people want to live there - I'm based in Camberwell, and I like it a lot more than the other places I've lived in London - Vauxhall, Camden, near the City, Putney. Maybe I'm a lunatic! But it's lively, friendly, arty, central, fewer chain shops, nice cafes & restaurants. Camberwell grove is very pretty, the churchyard by St Giles church is peaceful. I've never had problems with crime, although I know that puts a lot off people off. That and having no tube - but then there are great buses and there might be a tube soon. OK, and maybe one too many fried chicken joint
  11. You say that with such certainty. Why? I'm not saying that it's not true, but for it to be correct it would need a greater house price crash than the 1930s depression and the 1990s recession combined.
  12. I'm not sure if this logic is quite right... Won't the housing cap actually push DSS people out of the nicer areas (where rent is more than £280 a week) into the grottier areas where rents are that "low"? What would do it is if the nicer areas of London drop in price over the next few years... If people on good salaries can suddenly afford flats in Angel again, then they'll desert the cusp areas they've been pushed out to (like East Dulwich and Hackney) in droves - and prices there will collapse. But the question is - will the nicer areas drop? Sounds like maybe in NW they already are?
  13. Hello, I've just joined the forum. I don't know if I'm a bear or a bull - it would make sense for prices to fall a long way from here, but then the market rarely seems to make much sense! There does seem to be a genuine problem in the UK, a divide between the rich and average that is widening more and more, so if an adjustment in house prices could correct that then let's keep our fingers crossed. I just hope not too many people are hurt on the way down. Penelope
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