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About PenelopeWaiting

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  1. "...someone in a job with a life, ie girlfriend/wife/family..." "...fear of losing what you have if you lose your job, home, wife, girlfriend, power, whatever..." etc etc. Weird how the subjective 'someone' in search of freedom is still (assumed to be) male, and the objective dependent, the obstacle to freedom, is still assumed to be female (interchangeable with children). Yet, even with my avaricious and enfeebled ovaries, I'd probably set my target of freedom a little lower than £200k. "For the labourer thou art bread, and a comely table spread...Thou art clothes, and fire, and food... To the rich, thou art a cheque." But, for the most part, freedom is a room of one's own, a space to think. Anyway, I am also guilty of being an IT bod and also a part-time academic and once-upon-a-time professional writer, so I enjoyed reading the above thread In my workplace, things are looking quite good, as we're still hiring new people, but who knows what could happen in 12 months. As to publishing... the worth of a piece of writing is not always determined by the current marketplace, but by its endurance overtime? So, with the impermanence of ePublishing and Amazon and Kindle, or the vagaries of Waterstones marketing strategies as they try to match Tescos, I worry that the truly great work will be lost before anyone has discovered that it's great. (Although I appreciate that, for many, the idea of 'great' work is itself elitist).
  2. Btw, back on the topic, there's a documentary on Radio 4 right now about Pay Day loans Am off to listen to that (and warm those slippers)
  3. Sorry Xurbia if I picked on your comment unfairly. I should have picked out one with dubious content rather than just language. And I appreciate the earlier comment you've now pointed out was very fair (if colourfully worded ) OK, let's say I laugh off the tone of comments (and I don't want to generalise myself... it is a minority of comments, but a minority that can be pervasive). Some do seem to reflect a genuine opinion that women and financial sense do not go together. But women have been managing household finances for as long as there have been households. They are now on the whole financially independent. And let's not forget the bankers who got us into this mess... what gender are they, on the whole? So I just don't get where it comes from. Lots of sensible men. Lots of sensible women. A whole lot of stupid men. A whole lot of stupid women. That's my point really. And it sounds like we agree. It's true, women have long been targeted as the ultimate consumer who can only be perfected through tucks, creams and heels.... much to the detriment of their self esteem and abilitiy to differentiate worth from shininess. But is spending money on hair extensions, makeup or the odd designer handbag really morally worse than computer games, iPods, iPads, a newer smarter car or skiing/surfing/extreme sports holidays? I work in an office that is 90% male. They spend more each week going out and getting pissed than I spend on makeup in a whole month. So I guess we're all responsible for this mess.
  4. I like it. If only newspapers featured headlines such as "Average house now costs 3-years-of-slaving-in-the-office less than last year" would definitely change people's perception of the house price crash somewhat!
  5. Could someone please explain the anti-women bias on HPC to me? (I am a woman, so you might have to use short, easily comprehensible words). I'm not just talking about the obviously nasty comments like the one above, but also the whole anti-Mums Net thing? Or is that more an anti-bourgeois than anti-women thing? If the main aim of the majority of HPCers is to own a nice home with garden in the country/suburbs/smarter part of town, isn't being anti-bourgeois a little ironic? We're not exactly anarchists. For what it's worth, I'm female and earn around £40k, have a pension and savings. I've always worked. I don't own any designer clothes or bags. I have two sisters who both earn more than me and two brothers who earn less. I could tell you of horror stories about men whom my friends have dated just like you can tell me horror stories of women... but I don't tend to extrapolate that out to a judgement of half the population. So doesn't this old-fashioned idea of the gold digger or 'feckless vain bint' seem tired? Both genders can be feckless, both can be vain, both can be dumb. Basically, why do the HPC forums sometimes have to be such an unfriendly place for women to spend time in? I guess I'm about to get told to "find a sense of humour", but I thought it should be said.
  6. Interesting, thanks. So the consensus seems to be that the one bedroom would be reasonably priced with around 25% or 30% off? Hm. If big drops are seen anywhere in London, it may be in places like Camberwell, so maybe 20%-25% might actually be achievable. Though if prices did fall that much, the area might really start to degenerate as the middle classes moved out. The middle class families could just be living here because Victorian houses can't be found for less anywhere central. Or have you seen other areas with lower prices and better value, Duke? Dulwich must be quite a lot more expensive? And what do you think will happen if the Overground extension does open in Denmark Hill? Would we stll see big falls?
  7. Yes, when I think that I could be renting a three bed house outside of London for less than what I'm paying here, it is absurd. My description did sound a little overly romantic! It really depends on mood - when I'm exhausted after work, all the sirens and traffic and inner cityness can get too much. If I could afford Clerkenwell, I'd move there like a shot. So, my flat was bought for £185000 in 2007. The rent is around a 5% return on that (if my rushed maths is right). What level of falls would you look for before the price started looking reasonable? And the same question for this flat: http://www.woosterstock.co.uk/details/7942.html
  8. Sounds like you had a really dreadful experience. And if you can afford the 300 extra quid a month, then that's great - your house in Dulwich village sounds lovely. And actually the first place I rented in Camberwell was on the Grove through Wooster and Stock and that was awful - so much damp that there were actually mushrooms growing on the walls! But I moved out of there, found a great private landlord and a one bedroom flat for 790 a month, and really like it here. If I could afford to buy here, I think I would. Perhaps when the hpc comes :-) I'm not trying to pretend Camberwell is something it isn't. It's an inner city area - there are large housing estates with big social problems. I've lived near the green for around a year and don't recognize how you describe it - perhaps I've had a lucky year. Mainly I just see the guys playing table tennis and no one can be that intimidating while playing table tennis. There was that terrible case with the old man getting attacked on the Peabody Estate. Really dreadful. But I have experienced a genuine friendliness in Camberwell that's missing in some of the posher, "nicer" parts of London like Putney. Perhaps because of the large immigrant community, or the student population, I'm not sure. Still would I want to raise a family here? No. But do I respect the close knit families I see in Camberwell making do on not very much, watching their kids on the playground or going to church on a Sunday? Totally. OK, end of advert for Camberwell :-). Back to house price talk.
  9. I think it all depends on experience maybe? As a single girl I've never been bothered or felt unsafe and I often come back late at night. And there's the new cafe that's just reopened in the revamped South London Gallery. A couple of nice cafes on Denmark Hill. A non-profit cafe/gallery on Peckham Road. A boutique hotel/tapas restaurant on Camberwell Church Street. So perhaps it's changed a bit since you lived here. Anyway, obviously definitely not for everyone. But if you guys dislike SE5 so much, why are you hoping for heavy falls here? A cheap ghetto is still a ghetto?
  10. I understand why younger people want to live there - I'm based in Camberwell, and I like it a lot more than the other places I've lived in London - Vauxhall, Camden, near the City, Putney. Maybe I'm a lunatic! But it's lively, friendly, arty, central, fewer chain shops, nice cafes & restaurants. Camberwell grove is very pretty, the churchyard by St Giles church is peaceful. I've never had problems with crime, although I know that puts a lot off people off. That and having no tube - but then there are great buses and there might be a tube soon. OK, and maybe one too many fried chicken joints - nowhere's perfect :-) But would one want to raise a family there? I'm not sure. Still, I guess the lunancy is relative. £500,000 is a crazy amount of money, but you'd have to pay a lot more for the same house if it was 10 minutes down the road in Oval. And maybe twice that if it was across the river in the leafier parts of North London.
  11. You say that with such certainty. Why? I'm not saying that it's not true, but for it to be correct it would need a greater house price crash than the 1930s depression and the 1990s recession combined.
  12. I'm not sure if this logic is quite right... Won't the housing cap actually push DSS people out of the nicer areas (where rent is more than £280 a week) into the grottier areas where rents are that "low"? What would do it is if the nicer areas of London drop in price over the next few years... If people on good salaries can suddenly afford flats in Angel again, then they'll desert the cusp areas they've been pushed out to (like East Dulwich and Hackney) in droves - and prices there will collapse. But the question is - will the nicer areas drop? Sounds like maybe in NW they already are?
  13. Hello, I've just joined the forum. I don't know if I'm a bear or a bull - it would make sense for prices to fall a long way from here, but then the market rarely seems to make much sense! There does seem to be a genuine problem in the UK, a divide between the rich and average that is widening more and more, so if an adjustment in house prices could correct that then let's keep our fingers crossed. I just hope not too many people are hurt on the way down. Penelope
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