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House Price Crash Forum

TimG

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About TimG

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    HPC Poster
  1. They only pay 21% of the regular duty. This means that there costs are more sensitive to changes in the price of oil.
  2. I don't think this is likely. When you invest in a fund it wont get invested into equities straight away. EG. fund has: £95m equity and and £5m cash £5m is invested by you now fund has: £95m equity and and £10m cash The £5m might get invested in equities next week or maybe £5m gets withdrawn from the fund by another customer. On average your fund will be 95% invested in equities. This avoids purchasing then selling the same shares.
  3. Straight from the horses mouth. http://www.the-actuary.org.uk/875073
  4. All professioal kitchens I have ever been in (or seen on telly) are as free standing as possible. The only fitted stuff tends to be the sinks and extractors.
  5. If we print we lose our AAA: http://www2.standardandpoors.com/spf/pdf/products/SovRatingsPrimer_sov.pdf
  6. They really arent that cunning. It was a **** up.
  7. I have a 2.5 hour door to door commute. This is a temporary measure while I find somewhere new to live ( I am staying with my parents). It is very surprising how quickly you get used to it. Also, if you have to study as part of your job, and can get a seat for the whole journey, you may find long commutes induce discipline!
  8. ??? Is he mad! I don't believe this is true. Why on earth did he spend all the money instead of contacting the bank??? He shouldn't contact the solicitor he should get a new one, in case it is possible to sue the original solicitor.
  9. TH OP has now posted a link to his court case... It is bona fide! http://www.scotcourts.gov.uk/opinions/a187_04.html
  10. nice graph. Any chance you have access to historical prices?? that would be v interesting.
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