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lee_81

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Everything posted by lee_81

  1. What exactly is being "withdrawn"? IRs are still low. There are mortgages availble but just not the silly self certs. The planning regime is still very tight. Your not really making any sense.
  2. Thank you. I'm not Bardon or Ozzy. Its as if people on this forum cant accept anyone who doesnt believe in HPC. Its pathetic really. You should all listen to other peoples view, atleast then you can make better informed decisions.
  3. I do indeed achieve such yields.
  4. I have a 25 year term on the mortgages with say between 19-23 years remaining on average. Thats a very long time in the future so I am not panicking about it now. Anyway, with my mortgage shortly reverting to the SVR (often base+say 1%) I can easily go onto capital repayments. Not a big deal either way.
  5. Whats the difference if you know my age???! How does that effect anything??!
  6. Thank you! A 'part-time' landlord is someone with a few BTLs in the background which generally run themselves. They yield between 10-14%. I'm not an estate agent either, i'm a valuer. I value for bank and various other lending institutions on large commercial properties, large single residential houses (£10m+), development sites, companies which are the subject of takeovers etc etc
  7. Hi everyone I have been lurking hpc.com for probably the last 2 years, and I have really enjoyed my time on it. I thought I would finally introduce myself and tell you my story. I have a Chartered Surveyor by trade and also a part time landlord of a number of student properties in Manchester. I also started looking for a property to buy (to live in) in London from around mid 2008 and finally found something in April 2010. Now without question there was quite a vicious fall in prices from the end of 2007 until say March 2009, and I was actually wanting prices to fall further. Why I hear
  8. Hi everyone I have been lurking hpc.com for probably the last 2 years, and I have really enjoyed my time on it. I thought I would finally introduce myself and tell you my story. I have a Chartered Surveyor by trade and also a part time landlord of a number of student properties in Manchester. I also started looking for a property to buy (to live in) in London from around mid 2008 and finally found something in April 2010. Now without question there was quite a vicious fall in prices from the end of 2007 until say March 2009, and I was actually wanting prices to fall further. Why I hear
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