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man o' the year

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About man o' the year

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  1. Not when there is profit in it at the rate of £4k or more a month for care costs.
  2. man o' the year

    Why are house prices starting to fall ?

    Availability of credit. If they carried on stoking the fire the trend would continue but, at least for the time being, lending criteria has been tightened. It probably wont last, unless the bankers think they can make more money from repossessions than creating money.
  3. I know of two people with interest only mortgages. One has plan of selling to repay and downsize. The property has sporadically been on the market over the past 5 years. They have dropped the price a little but never received an offer. The other is not only interest only but also an offset. They are behind with repayments but just able to keep from the next step. I hope the situation deteriorates as it happens to bethe most obnoxious people I have to deal with.
  4. man o' the year

    Interest rate on National Debt?

    Average is about 2% now and falling. Last 10 year bond auctions were 1.13 % in April and 1.31 % in March. Last bond auction at more than 2% was June 2015.
  5. man o' the year

    Conservative Party Manifesto

    "If it were done when 'tis done, then 'twere well it were done quickly" otherwise she can kiss goodbye to her second term.
  6. 145 properties in last 24 hours in my search area (10 miles of ba2). Usually it is more like 20 or 30 and peaks at about 60.
  7. man o' the year

     Amazon & eBay sellers' VAT fraud rife despite crackdown

    Whether you need a VAT or not it may be worth requesting one. I have just done so and been given a £3 refund on a £17 purchase on Amazon in lieu of VAT receipt.
  8. man o' the year

    Theresa May | Statement at 11:15am

    This could make the Unite election tomorrow (result next due 23rd) important as if McCluskey wins he will again be able to manipulate a puppet to top of labour party keeping them unelectable so Tories will be in for a generation.
  9. man o' the year

    Celebrity Death Sweepstake 2017

    J Geils. https://youtu.be/BqDjMZKf-wg
  10. Anyone explain what constitutes qualifying income here? I assume anything that is taxable. So income from ISAs is exempt? How about dividends from outside an ISA. I assume this would be counted, so self employment is not a means of escape.. Am I right? Just asking.
  11. man o' the year

    The British property boom is OVER

    BA2 and BS39 but I am in Notts at the moment and it is not much different. God how hopeful I was reading the 10% falls in Cambridge on another thread. It becomes less and less likely that I will ever buy. Not wasting my good cash on the sh1tboxes available. When I started looking I had 100k deposit. Now I have £350k and am further from buying than ever.
  12. man o' the year

    The British property boom is OVER

    The death of the housing market seems greatly exaggerated where I look. Even the crap which has sat on the market for 7 years or so is selling recently. Prices gone crazy. God help us!
  13. man o' the year

    Celebrity Death Sweepstake 2017

    Tony Haygarth who I recall as the farmer on the tractor in Clockwise, which he played to perfection and made one of the highlights of the film.
  14. man o' the year

    Celebrity Death Sweepstake 2017

    Another rush in the last day or so. Ken Morrison, John Wetton and Desmond Carrington.
  15. man o' the year

    9 YEARS on the market !!!

    In my experience Oban is either so busy that is difficult to obtain accommodation or so quiet it is difficult to find an eatery open at lunch time. Ok I exaggerate a little but we were the only customers in one once. Seriously only the ferry keeps people in Oban otherwise they would quickly head out on a ferry or further up the coast.
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