+1 nicely put, if my husband and I both lost our jobs, although it would be pretty unlucky for us both to be out of work at the same time, then we would try and get by while we found new jobs without claiming any benefits, however given what we have both paid in tax over the last 20 years, currently both getting stung for 60% on income between £100 and £113K on account of the removal of any taxable allowance I would expect to be able to not have to sell all our assets before we would be entitled to help from the state like anyone else.