bumpy

Why dont you just report him to HMRC?

Sorry, didn't realise you weren't planning to live there too.

Balls. Its pretty obvious who wears the trousers in your house.

"and would rather not have to live there but you know what women are like." Why don't you just grow a pair.

If a landlord has a number of properties, the first they will sell off will be the most rubbish one. Often this means it needs expensive repairs or has expensive outgoings

So it's basically the difference between buying gold or buying collectible coins. In a melt down of the World Economy few people will pay a premium for the collectible element of it.

Am I missing something. If one wants to invest solely in the gold and can buy sovereigns at £197 why would one pay £250 for them?

So did I misunderstand when people were sniping at landlords?

Everyone on here seems to hate their landlord. Is this not a perfect way to get your own back?

If every tenant notified HMRC of the name and address of their landlord then, according to the figures, two out of every three tenants would hit the jackpot

Only 500,000 landlords declare income from renting out or capital gains from selling. The reality is, there are 1.5m landlords in the UK, so some are in for a shock in the future.

Do you really want a lots of mothers, fathers and grand parents to die? Are you that jealous?

If you keep repeating it enough you may start to believe it. In my last 50 yrs, almost everyone who has bought a house claims to have got a bargain or made a killing. Believe me you are paying the market value.

What could possibly go wrong.

"I'm sure we'd be happy living there, and with the deposit we have saved up I'm reasonably comfortably with the mortgage whatever happens to interest rates. I'm just concerned if we might be screwed if we suddenly needed to move in the near future, and found ourselves entirely unable to sell the place." Have a look at London etc where the housing market has already peaked. There is another question you should be asking yourself. Am I prepared to accept a drop in the house price that could wipe out all or most of the deposit I put in?

Caveat emptor. Perhaps the previous owner is selling because he realises his parking space is about to go. He will see you as a mug.

The planning people insist that a bedroom must have two means of escape.

Times are tough and they must be worried about where their next house is coming from.

Don't forget that an awful lot of children of boomers have profited too. Loans to buy houses, loans to go to Uni, loads of inherited money, better standard of living etc, etc. But is that OK cause they are young?

If you have any spare funds that can be reinvested then if interest rates spike that is the time to lock them in at a high rate

You will only be able to take money out your pension pot, providing the pension you leave yourself with does not fall below £20,000. This is to stop people spending all their money then living on the State.

I think that was 4% from a pensioner bond not an ISA, so will probably be taxed.

Thanks for you continuing help on this Greg - you are one of the good guys. Do the PCC's answer to anyone? As I understand it, they are volunteers and operate under the banner of a charity. As such they do not have to publish minutes and are not open to scrutiny under the Freedom Of Information Act.

I can understand the position of the Insurance Companies. Any unsophisticated attempt to communicate with the Church or offer to pay any sums of money would compromise any subsequent legal negotiations. But, it does stop a clean fight.

Either the Church of England has no idea of the stress and hardship it is creating for families, or it just doesn't care. Which do you believe it is?