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About spiney

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  1. Yep this happend to the BTL house next door to me. I spoke the slumlord this evening he's not happy about the repair bill. I was though!! Ha Ha
  2. Pretty good over all, but shown at the same time as Coronation Street so none of the sheep will have watched anyway! Merryn still the HPC pinup girl! Spiney.
  3. Ha ha ha ha Congratulation to the OP that really is the funniest thing I have seen in ages. The world has gone truly mad!! Spiney.
  4. Do you have a tenancy agreement? If you do the mortgage lender has to abide by it. Do you have time left to run on the tenancy agreement? If so that then that time is still left to run. Has your tenancy agreement reverted to a periodic agreement. If so then 2 full months notice is required. This happened to me last year and the mortgage company tried to evict me with 4 days notice. I took the mortgage company to court and the judge ruled that they had to give me 2 full months notice before they could even apply for an order to take possesion of the property. Hope this helps, I know how stressful this can be. Best of luck. Spiney.
  5. +1 My university course (electrical Eng) was 95% maths and was both boring and uninspiring. When I left education I found that I did not have many of the practical skills required of an electrcal engineer. I got a number of jobs without revealing my true qualifications in order to "skill up" on the practical side, this took another 3 years before I got a job that suited my qualifications and experiance. Spiney.
  6. +1 That my mate is very true. Spiney.
  7. Srangely low asking prices?? Can you provide a link? I'm looking to buy in Stourbridge. Norton is nice although overpriced in my opion. Same as Pedmore. Wollaston is not so good but prices are a bit lower. Avoid the outlying towns of Brierley Hill and The Lye. Spiney.
  8. The LL claims that he has made good the mortgage debt and the mortgage company will now stop proceedings. I will wait and see if they send me a section 21 because thats what the judge said they must do. If the section 21 comes i'll move out if it does not i'll stay put. I know my deposit is not in a scheme! The LL claims and is correct that at the time of the original tenancy agreement it was not required to put the deposit in a scheme, but before the tenancy went periodic there were a number of later tenancy agreements drawn up after the date where the deposit would have needed to be put into a scheme. My plan is to sue for the return of the deposit money because it is not in a scheme after i have moved out, it would be great to have this money returned but if not it would also be great to use the law to "inconvience" the LL. My advice to anyone reading this who is in a similar posistion now or in the future is: 1. Write the lender telling them you know the tenancy is binding on the lender. Because the morgage is BTL or the tenancy was agreed before the mortgage was issued. Give them 5 days to repond. 2. Then submit N244 at the county court. DO NOT LET THE LENDER FOB YOU OFF WITH CLAIMS THER ARE LOOING INTO THE MATTER. SUBMIT YOU 244 AFTER 5 DAYS! 3. DONT PANIC the court is not that awful hold your ground. Ask the judge to make an order on the grounds of the mortgage being BTL you wont be able to find if it is or not, the lender does not want you to know, but the judge will know and he is obliged to follow the law. Spiney.
  9. Hi Guys, Went to court today and won. The Judge ruled that my tenancy was binding on the lender. The lender has to issue me with a section 21 and give me two months notice. In reality they can't execute the warrant of possession for two months and it will take a further 6 weeks or so to instruct the bailifs so its probably more like 3 months. A very stressful and worying time. 1 goal to nil for the renters. Thanks for all your advice HPC members. Spiney.
  10. Tuesdays update: The court hearing is on Monday 6 August at 9:55 at the Court. I'm being evicted on Thursday 9 August at 11:00!!! If the hearing goes against me i'll have 3 days to find somewhere to live and move all my stuff! Booked Monday, Tuesday, Wednesday and Thursday of work just in case, my boss is sympathetic which is something I guess. How can this happen here - 3 Days to move! Angry Spiney.
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