LittleSteroid

I guess it's just typo error, should read £199,950

Yeah, right. NO ONE CAN FORCE THEM. Inflation will stay here for years. People will let it happen cos they have no f****g clue what is INFLATION, they love low IR and expensive houses.

It won't change anything. Low IR for a years to come.

500k? He is f****d

Cornwall in phase with rest of the country

It's a house. And yes it seems to be 10k more than average house in the area. But I've heard there is a room for negotiations. It's the rent I am worry about. How can they increase it? Inflation adjusted?

I dont know. Never seen so many 2 bed flats for rent in my area (Exeter). Renting here used to be a good business. Now on my way back from work I pass three large blcks of flats (converted hostels or something). All three for sell. All together could be something like 20 flats me think. Some even went under the hummer and came back on market afterwards. I think I dont have to add how wonderful this view is

I know, thats why 10 years fix at lower rate just seems to be the better option.

For 20 years I will save what I would otherwise spend on mortgage repayments. As for the HA rent. Well thats the bugger. I dont know but they ment to be kept well below market rent.

Hi guys. Need help. Again What is better for me? Option 1: I've found the house for 150k. That's all me and my wife can do with 25k deposit. We dont want to pay more than 650 quid a month. This means 30 years mortgage at circa 4.5%. After 30 years house is mine and I spent over 100k in interest alone. I saved little or no money for my retirement and I am f****d. Option 2: I've found house I like under part buy/part rent scheme (local authority). Same price but I only need mortgage for 75k. That's 50k over 10 years at lower interest (4%). My monthly payment will be the same, 650 quid (520 mortgage + rent 130). After 10 years I own 50% of the house and only pay 130 a month to housing association. For the next 20 years I am going to save 500 pounds at 4% interest. My investment will be worth circa 190k. So at an age of 60, I can buy all the remaining shares, own 100% of my house and spend what's left for my retirement. Even thou I spent extra 30k on renting my place for 20 years it seems to be a better choice. So why would I go for option 1? What am I missing? Surely there must be something. Help!

so? Are they?

this is it! thanks man!

Hi. I am thinking about taking on a mortgage. 10 years fixed with overpayment facility. The only problem is I can't find a tool (spreasheet?) which could help me to calculate how much would my capital change thus my monthly repayments if I was to pay couple of hundreds quid more a month. Can someone post a link? Thanks.

corrected for you

Interesting analysis. 2) US,EU(which will NOT be german dominated as they will get financially humiliated and exposed for the hitlerian dirty tricks,but go under full control of british royalty(who are in effect franco-german)...but the EU will be split into 4 governships rather than either full federalism or democratic council...Could happen ...and russia,which will turn on the muslim hordes it is arming in exchange for the re-annexation of a couple of baltic states it used to run. Already happend

Loaf of my favourite bread @ sainsurys 125, up 10p in the last couple of weeks.

What if Iran is not a target anymore? Listening to this guy is like you were listening todays "breaking news" or some kind of prophet. Such a shame this inerview is from 2009 though

yes and the M5

well, that's number 3 isn't it?

What kind of people actually buy properties: 1. FTB 2. Builders 3. Surprise Surprise - hint in Full Description

So true. Real example. City: Dormagen Population: I think its 50k Low pay salaries: friend of mine works at the till in local superstore and gets 1300 Euro, net pay. Thats is 8h/day 5 days out of 7. Her husband is a builder and gets a bit more but no more than 2k a month. Living cost: Food is a lot cheaper than here. Friend and her husband own a 3b flat, something like 130sqm, REALLY NICE ONE, 10 mins walk from CC. They paid 80000 two years ago. The cheapest (livable) flat in my area (Exeter) is at 130k, 2b ex-council, still need some work and with 78 years lease left. CRAP

It's not about how you pay for it. It's about who controls it. Everything that is going on accross the globe i.e. wikileaks, europe involvement in war with Libya, it's just part of the USA foreign policy and according to this bloke it is all going to plan. Brainy bastards ...at 3:10 Pt2 interesting bit about Japan, Africa and Europe. This is from 2009 folks.

printy printy

"14 - The Devil's Messiah Project. The terminall ill tycoon said: "we had to get rid of God to bring in the New World Order. He said that the Devil's Messiah means total perversion because THEY (Illuminati) cannot bring the Devil's Messiah to a Righteous People (a Godly people)! So now we know why homosexuality, abortion, euthanasia, pornography, unchaste dress, witchcraft is being basically forced upon mankind - in preparation for the arrival of the Anti Christ!!!" If it's true and it's at this stage then it's too late to do anything anyway. This is from march 2008 also this one is quite interesting ...we'll wait we'll see

Topsham