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About LittleSteroid
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More Inflation Fun - Chained Cpi
LittleSteroid replied to easy2012's topic in House prices and the economy
They are running out of options. -
10 years fixed, Yorkshire, 4.99 APR, £400 p/month + overpayment facility Expanding family? Not a problem with monthly benefits exceeding monthly repayment. After 20 years there is no mortgage so no rent to pay. Unexpected maintenance? I can always put it on my credit card. As I only work 37 hours a week and have a lot of spare time I can always take on another job and repay credit ASAP. I do not stretch myself financialy. Like I said, my rent is higher than mortgage repayments could be. What other option have I got, even if I think of getting married and having kids?
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fact fella it is crashing : so -3.5% yoy you call a crash? fact fella 25k is peanuts: many people would disagree. In fact most of them have exactly the same amount but the only difference is..they OWE it. fact fella you aint gonna get a 10x morgage (liar loan) - I am not looking for one. I never would.
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Ha, ha, ha that's funny! Remember someone in 2009 saying to me: "r u stupid!? Don't buy now! Wait a year or two. Houses will be cheaper after the crash" C mon guys, I thought you've realise by now. There will be NO crash, NO interest rate rise over the next 5 years. Yes prices will keep falling for the next 10y but very slowly. You cant afford housing crach. That's the only thing you've got left. Sorry.
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Friends? I never said I lived with my firends. Anyway, it would not be a good idea to share house with your friends. Two guys rent two identical flats. First one pays £500 and another £800. Should owner of the later be considered as a thief? Or maybe tenant is just an drunk idiot? It's "free" market. I want to borrow 4x yearly income. Is it really MEGA AMOUNT? My mortgage over 20y would be less than I pay now for 1 bed flat . Finaly if you have any problem with emigration talk to your local MP, don't just throw verbal abuse on the forum. It's not polite.
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6 years, living free in quite big 3 bed shared house with lovely garden. House was on me and I lived there with 4 other guys. They used to work long hours mon-fri, partying heavily over the weekends and never asked me what the real rent is. I think they bellived it's what I said to them. Well, it's business isn't it.
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What is the maximum amount that could be lend to someone who has gross earnings of 15k pa, 25k deposit and excellent credit history (999 points @ creditexpert)??? I know every lender is different but I can't find any figures or ratios on their websites. Also, what difference your earnings make when applied for FTB or BTL mortgage? Any ideas?
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Buying Three Flats As A One Lot
LittleSteroid replied to LittleSteroid's topic in All about buying, selling and mortgages
Interesting. Thank You verry much guys -
Buying Three Flats As A One Lot
LittleSteroid replied to LittleSteroid's topic in All about buying, selling and mortgages
He must have PP. These flat are also availlable separately. -
Buying Three Flats As A One Lot
LittleSteroid replied to LittleSteroid's topic in All about buying, selling and mortgages
Good point, thx -
Buying Three Flats As A One Lot
LittleSteroid replied to LittleSteroid's topic in All about buying, selling and mortgages
It won't happen. There is commercial property on the ground floor. Not for sale. -
Buying Three Flats As A One Lot
LittleSteroid replied to LittleSteroid's topic in All about buying, selling and mortgages
THX! And yes you r right. I can definitely see more properties coming to market right now. Good