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Homebird

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About Homebird

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  1. These prices don't surprise me one bit.The prices have been ridiculous in Pembs since everything took off in the late 90's.The selling has continued in earnest despite the average local wage...The people who have been buying are: * People from outside the area with money to burn after making a killing in more lucrative parts of the UK.They may be buying for themselves (holiday homes) or for lets (same).Also LOADS of development still going on conversion-wise (i.e. barns, outbuildings) - usually out-of-area money.Will this slow in the next year or two with the talk of recession? * Locals wh
  2. You have asserted that your post is 'serious' but it doesn't seem so.It sounds like your 'friend' is embracing the rise of the surveillance culture, where we'll all end up micro-chipped and with our DNA on a database...Perhaps he/she might welcome the introduction of a law requiring landlords and tenants to scrutinse each others' medical records prior to agreeing a contract?Or those of the person that serves him/her in the shop?Or most helpfully, he/she could seek treatment for a raging paranoid personality disorder that leads him/her to snoop in peoples' personal mail unlawfully?
  3. The letter went off yesterday, so hopefully written confirmation will do the trick.As for leaving the house empty, your info has surprised me but sounds feasible, especially thinking about long holidays etc.Even if a tenant was to go back for 1 weekend in the middle of a good few weeks away, this would surely satisfy any conditions written into the tenancy?Thanks again.
  4. Thanks for your reply.Can you explain what you mean about the 2 weeks thing being rubbish though?If we went away for up to 4 weeks leaving the house empty, for example, would that break the contract?I know this definitely affects house insurance, and thought it also applied to tenancy agreements too (sure I've seen it written into some?)
  5. If the inflation madness stops, great.Are we meant to feel sorry for landlords when most people starting out these days can't even afford their first starter home?
  6. My partner and I signed a tenancy agreement which we want to end 1 month early as will be moving to another part of the UK.Our landlord has agreed to us moving out on the date suggested and has confirmed willingness to be flexible.This has been helped by the fact that I offered to find new tenants as a courtesy, as my landlord lives out of the area. Several people have asked me why I'm bothering to do this as they say all I have to do is give notice...This has now planted the seeds of doubt.Doing a bit of research, I now understand that with certain tenancies, I may actually be obliged to do
  7. Lord love a duck don't you realise how patronising you are?You must be unsufferable to know. Why don't you stop whinging and take a stand then?It may be a few years before the NHS goes down the pan, why wait?Stop paying the NHS contribution component of your NI and say you've already covered by private healthcare insurance.If (elderly) conscientious objectors can do the same in objecting to paying for the arms/military budget, you could do the same with health...Somehow I doubt you would be prepared to do this though. I wouldn't be so confident about the private health sector either.The NH
  8. Absolutely spot on. Even truer, and don't we like to prove it on this site?Witness the following: Perhaps you'd like to try living in a country with a private health care system where they ask for your insurance details before scooping you into an ambulance/shipping you to a charity hospital, and then compare the value offered by public health organisations?Or perchance, a country where there really is NO help available, whether you're sick or dying.
  9. I absolutely agree with your sentiments HovelinHove, and a couple of the other posters on this thread.The phrase 'life is too short' is a cliche but also a reality - we have 70+ years on this earth if we're lucky.To spend that entire time forever chasing property/financial success seems a bit pointless and is definitely unlikely to enhance our QOL.There's nothing wrong with ambition but it can become obsession, with an unhappy end result: there's always going to be something 'better'.We're all interested in the economy and housing otherwise we wouldn't be contributing to this site, but it's o
  10. Am I alone in thinking I'm glad I don't have a 'friend' like you gloating over how 'crazy' and 'rubbish' my financial decisions are?Haven't you got better things to do with your time?I'm also struck by the 'I told you so' or 'do this/do that' on this thread, more than a whiff of the control freak/'wise old sage' ... Think about how crap it would sound and what your thoughts would be if some eejit said it to you.
  11. Ha ha ha - I laughed when I saw the original criticism about Cardiff from George FTB (moved to the area for his job).Well said.We Welsh are led to believe that the city is the pinacle of living, but as Gruffydd points out above, the job situation is generally actually bloody dire.How the hell FTB's actually earn enough to afford somewhere like Splott is anyone's guess. Splott used to be full of 'real' Cardiffinans and is a traditionally working class area, but now supposedly defines social climbing, chi-chi lifestyles and middle class values for young professionals.If you graduate from Grange
  12. Quote: Hopeful FTB: 'Prices in cardiff are very unsustainable in my opinion- poxy terraces in roath that were 60k 5 years ago are going for 200k and really horrible ex- local authority places in whitchurch (which is a very overrated area I reckon) are going for 250k! Just dont get it- the whole city has gone mad! I have mentioned this before aswell- what is the average wage in cardiff?' I've been watching this site for several years now, and sold a house in the valleys in 2004 for almost double what was paid for it.I've also been watching this type of quote repeated over and over again on t
  13. I'm fairly sure that the law has changed in regard to this situation, to be honest.It used to be that living in a house where people had defaulted on pay/re-payments, ordered hundreds of pounds of white goods and done a bunk etc etc had this effect, but no more, I'm led to believe.It's to do with somthing called ''financial dissassociation'', and was started by the government for exactly the reasons you're highlighting - i.e. no-one could get credit as previous occupants messed it up.I ordered a copy of my credit file recently and was asked if I would 'like' to provide details of my partner, w
  14. Great idea for a poll, and some interesting points made by posters, until... page 4, when Sledgehead and the Duke of Hazard start indulging themselves with some extremely boring, pompous and pointless exchanges.Why not personal message each other and spare the rest of us?I suspect this is a futile dream though as you both obviously require a 'stage' to showcase your grasp of the english language, and how well you can use it to make the other look an ass. Anyway, back to the original point.As many others have said in this thread, higher education qualifications are now ten a penny - the world
  15. The prices in Milford, Pembroke and P Dock, Neyland etc are not as dirt cheap as they used to be.I know a couple of people who were investing there nearly 2 years ago as the Marina was on the horizon, and prices have shot up.I don;t think there is a 'cheap' place in Pembs any more, unless you happen to be earning a damn sight more than most of the locals earn (which as you point out, is b*****r all).Locals are not even in the game as far as 'competing' goes.There are no jobs in Pembs, several big closures of industry in the past decade have left it stagnant.This is why it drives locals bonkers
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