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About mijas99

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  1. No, you can register self-employed (like I do) if you have many clients. If you have only one client e.g. your UK employer, then you can draw up a very simple TRADE contract which basically says that you are a freelancer working on a contract basis and so you are responsible for your own social security contributions
  2. You only have to pay for health if you are not working legally in Spain. If you have a legal contract and therefore are making social security contributions then the health service is free and excellent. It is at least as good as the NHS, probably better I have been working remotely with an internet connection from all over Spain since I was 27 - 7 years ago. Still working off my London contacts. Saved a lot of money on the way, got married and have children. The lifestyle here is absolutely incredible on a London salary. I can't believe that more people don't do this!
  3. Depends on the country In Spain, it has nothing to do with house prices and everything to do with a lack of jobs
  4. I didn't say things are merry in Spain. I said people are not against the Euro There are weekly protests in most of the Spanish cities. Every week people are on the streets protesting (99.9% peacefully, I have even taken by little kids to them), mainly against the cuts to health and education, but also against the corrupt politicians and the political system in general But nobody is even discussing the Euro. It is completely irrelevant to Spain's problems as far as Spaniards are concerned
  5. Yes, there is absolutely no desire to get rid of the Euro here in Spain. Spaniards blame their own politicians for the economic crisis, mainly, and the capitalist system second, but not Europe and definitely not the Euro The only country that wants to leave the Euro is the UK, and they were never in it
  6. The claim is based on the "median" i.e. average German/Italian/Spaniard, not the mean The average German isnt very wealthy actually. Wages for non-professionals are very low, especially in the East. Tens of millions of people have 1, 2 or 3 "mini-jobs" that pay 500 euros per month for 20 hours per week. Meaning they can never buy a property. The professional class in Germany get paid very well, and own all the property, but they are not the "median" German Spanish and Italian household economics aren't so devisive, wages are low for almost everyone relatively, and so are the spread of assets
  7. I've seen similar figures for Spain to with the "median" Spaniard having around Euro 150k wealth compared to only about 50k in Germany It is because the majority of German' rent so have few assets The majority of Spaniards (85%) own their own home (or have a mortgage on one). But your average Spanish family doesnt own only one home, they may have one, two or three properties in the village of their grandparents, or a holiday flat on the Costas or a flat granny used to live in, in the city. And no mortgages on any of them But as there is no property market because everybody is still asking ridiculous amounts of money for these properties, then there is no liquidity and the actual asset value in questionable. The cheap properties the banks are offering are those that have actually foreclosed, many from immigrants who had no family support or new developments that couldnt find a buyer in the first place. It is much cheaper to buy a new flat now than an cr*ppy 1950s flat, although you will be located on the edges of the city/village as all the prime location has been built on I live in a Spanish city and rather than fork out nearly half a million euros for a flat that hasnt been refurbished since the 70s, we are moving to the flat my wife grew up in, which has been sat empty since her parents retired back in the country. It has been up for sale for 3 years but has not had even one viewing. So we have spent a bit of money to do it up and are going to live rent and mortgage free!
  8. Yes it needs to be a middle class revolution The upper class don't give a damn and the working class haven't got a clue (sorry!)
  9. Maybe British people have too much to lose to really want change. After all, there are jobs in the UK, even if the majority are rubbish ones, and benefits are very generous In Spain, people are seeing drastic cuts across the board especially to education and health which are held so dear to the general public. And of course 27% unemployment (60% amongst the young) doesnt help. So there are millions of well educated intelligent young Spanish people who really have nothing to lose. Note, that revolutions usually do not involve the working class, I'm not sure why. That's not to say that young people are rioting, the demonstrations are very peaceful, except for the odd case when the police kick-off. The local community groups though are being set up by 30 and 40 somethings, as they often have children to protect and want to try and create a better world. The young demonstrate and then try their luck abroad as they have no other choice.
  10. Yes. It is a shame that for how amazing the internet is, it really is only used for entertainment. The power for really connecting and creating powerful community groups has not happened at all. There have been campaigns and interest groups e.g. the 1% thing, and even this website - but it has all been very passive. There needs to be some connection between what is written on the internet, and what happens in the real world. Action to back up the words. People are still very comfortable I feel and don't really want to get off their backsides
  11. Russel Brand is putting into words want the "indignados" here in Spain have been thinking about over the past 4-5 years. The dice are loaded, the institutions set up for those that already have the power - and the politicians and institutions have money and their corporate partners as their prime objective. Democracy is dead, all parties are slightly different versions of the same thing - and nobody has the best interests of the general population at heart. In Spain now, there is a movement towards de-institutionalising the system. Groups of parents are getting together to create schools, social clubs, food banks, care for the disabled etc. People can't trust government to do anything in their interests, so they are by-passing government and doing it themselves. Half the Spanish population have always been anarchists at heart and they are using this idealism to help communities with rampant unemployment and a lack of quaity services. Even my local tennis league was set-up by a group of neighbours after the club in our local town refused to allow any more admissions because "anyone of any social importance in the city is already a member" (yes, they really said that!). I live in the North of Spain, here there wasn't the culture of tax evasion that there was in the South, that was until all the politicians were caught robbing and taking bungs. Now it is almost impossible to VAT on any service. People dont want to pay VAT because it is robbing the poor to give to the rich. Why pay 21% for the politicains to rob? There will be a revolution, but I think (and hope) that it will be a local one, rather than achieved through a national coup. Opt out, stop listening to the politicians, stop voting and join your own community group. Buy as much as you can from your friends and neighbours, and by second hand, share or give away what you don't need. You won't have to change your lifestyle very much at all. The problem is that there are very few local political or community groups in the UK, in Spain there are 10,000s, it is a huge pastime and politics and protesting is part of the national psyche. Maybe in this instance Spain is ahead of the curve and the UK will start to see millions of the streets protesting about the system, like was seen yesterday in Spain against the education cuts, or in fact, is seen every other week in the major cities.
  12. Yes there is quite a bit of that. People dress very well and have to look smart when they go "de paseo" with their families. It gives the impression that they are very well off, when in monetry terms they probably are not, although the extended family probably has a bunch of property assets which act as their security blanket. I have to say that the salaried professionals behave very different to the black market workers. They are two different classes if you like
  13. Yes that is true, but didnt really happen here in the Asturias and most of the North. It doesnt account for why so many people here seem so well off
  14. There is a bit of a North South divide here Andalucian cars are a disaster, but in the North the cars are immaculate. Although, again, people tend to buy a car new and then drive it for the next 10-15 years and then perhaps give it to a son/daughter or a nephew etc. The second hand car market is por value for money as a result One difference is you dont see many top of the range flat screen TVs in the houses you visit, even if the family is well off. Plenty in the shops though!
  15. Timing is all important in Spain. If you go on a public holiday then the bars and restaurants will be heaving Still, things are nowhere near as bad as they should be given a 27.2% unemployment rate, despite a 5 year month on month reduction in consumer spending I live in Oviedo, a relatively wealthy Northern town. A decent 3 bed flat here costs 300-500k and that is even with a 30% reduction, they were even more expensive a few years ago Salaries are pretty low, maybe 2k euros per month average, but people have lots of assets as nobody ever sells anything. So a middle class family may have a house in the village, a flat (or 2 or 3) in the city and a flat/chalet by the beach. As nobody is ever in a rush to sell then effectively there is no property market, you have to pay what the sellers ask or go and live in a cheaper new build on the edge of the city. Familes share everything, kids never get kicked out or pay rent as in the UK, so they may live in the great grandparents flat that is "worth" hundreds of thousands for free. State pensions here are very generous, up to 2.5k per month, and grandparents subsidise their children and grandchildren and normally do most the childcare as well Things here are a factor of n more prosperous and people much wealthier than in the Northern English town I grew up in, it is incredible. Old ladies walk around in 1000 euro fur coats and the kids are dressed in outfits from the many independent clothes shops costing 100s of euros. After so many years here, I am still trying to work out how the economy works and why people "appear" to be so wealthy
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