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luckygirl

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About luckygirl

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  1. With a rebuild you get what you want and no VAT - 20% from next year! With a re-model/extension project - having to work with what's there. Bit more of a compromise, still plenty of hard graft/stress and costs - including VAT. Depends what you want. Talk to local planners and have a chat with an architect & get an idea of what might be possible/costs with either scenario is the only way to make your mind up. With a plot like that I would demolish & build something fab.
  2. I share your absolute frustration. We know exactly what we would be comfortable in affording, but houses in that bracket in our area our utterly disappointing and would not give us the additional space we are looking for so there is absolutely zero motivation for us to go through the hassle of moving. Houses we would consider are £100-£150k over our 'budget', although prices are gradually coming south and house are simply not shifting. We're up against the older downsizers who's only motivation is to cash in massively on their bricks & mortar and are asking a huge amount of money for houses which have been lived in 25 years and need completely re-furbing - which we would love to do, but not starting at the price they're holding out for. It is their perogative, of course, however the houses they want to sell are family houses, and families do not have the wads of cash to buy into the family house!! We are in a great position - can go chain free, finances in place, agents very keen......to palm us off on a pile of cramped boxes with barely any garden, on a busy main road, near to an adequate school for half a million. Well, I have been pleasant, but I have shared my thoughts & frustrations. Meanwhile, many of the houses I might consider are gradually being withdrawn from the market through lack of interest. The fact is that buyers are simply not able to borrow the money to support the asking prices expected by sellers. It's a basic economic fact that there are too many houses on the market asking for too much money which cannot be supported by the prospective buyers who are still hanging in there with the best intentions of buying a suitable home for themselves and their families. The only thing I can suggest, FrustratedFirst, is to view the £230k houses, talk frankly to the agents, stress your excellent position and make an offer at the level you are comfortable with (unless you've tried this tack already?). Wishing you best of luck.
  3. That does appear to be a weird and very fishy attempt at manipulation - so they had an offer of 325, and were touting for more, then it mysteriously changes to 305, which is clearly more attractive than the 325 offer, but were still touting for more, and then they had an offer of 285? So what happened to the other 'offers' then? Did the 'offerees' pull out? Print out Property Bee info and send to EA with request for clarification. Never seen that before.............tsk tsk.....
  4. Hmm - have you checked flood risk on the environment agency website?
  5. I'm with The Count, as I don't believe any houses have been sold this month, and then maybe +1.5% for September as I believe Mr & Mrs Granger down the road got a tidy sum for their 3bed bungalow which completes next week. ttfn
  6. My patience is really wearing thin. I want to move. I am a motivated mover. We are lucky enough to have the where-with-all to go for it.......but ASKING PRICES ARE BLOODY RIDICULOUS!!! I have found a great example this very evening that goes to show that it's not just my imagination. A house - let's call it house A - in a nice village, fairly modern - on with one agent (spit <<ping>>) since early June for £585k. A second agent (spit <<ping>>) has now been instructed and has very kindly e-mailed me a 'heads-up'. I check it out.....lo & behold do I discover another house (house built in another cosy cul-de-sac adjoining that of the aforementioned house A, built by, what looks like, the same builders to an almost identical plan and with a subtly larger plot which was on the market and sold last summer (LR date Oct'09). House B was sold through the same second agent (spit <<ping>>) - although different physical office - as has kindly offered me house A. Guess what - the asking price for house B was £495k, and it sold for £465k. So, I asked myself - and have indeed queried the agent (spit <<ping>>) - where is the £120k of 'added value'?? Do they not know that all this data is out there? Or do sheeple with half a million burning a hole in their back pockets not bother checking out the data? As you can imagine I am FURIOUS with this bloody stupid market. Plenty on, nothing I would want to buy within my "budget". I don't want to benefit from someone's repo hell in a couple of years time, I just want to buy a nice family home, but wish the market was in the hands of actual professionals!! and breathe........ok, off for a small sherry now...................... [bull or Bear?:- bloody Rottweiller]
  7. Oooh - sounds luvverly. Sometimes - well, more often recently, let's face it - have thought of just quitting rat race/9-5 corporate rubbish and taking substantial savings & living somewhere like that........would be great for our girls. I mean - who needs it! The whole world's gone mad. Just need to convince hubby that it's a viable option........
  8. Another utter bargain for you discerning punters - very handy for the A414 of a morning too: http://www.rightmove.co.uk/property-for-sale/property-27220102.html Thankyou for your attention & kind words. Bless you all.
  9. Rest easy - I have a plan. And am willing to walk away (sobbing) if I don't get the answers I seek. Anyway, am cheery, because this gem has popped up in my search area: http://www.rightmove.co.uk/property-for-sale/property-27206404.html HA HA HA HA!!!!!!!!!!!!!!!!!!!!!!!!!! I did literally fall off my chair.
  10. The simple answer is - yes. You have the finance in place and chain-free, I presume? You are in a stronger position than 99.9% of buyers. Never let on what your maximum limit is. A search price range is fine. Always look at places a bit above your top limit. Remember that the EA is acting on behalf of the vendors and their own interests - they couldn't give a stuff about you - they just want as much cash from you as possible. Ask their advice and be diplomatic but take everything they say with a big dose of salt. Buying a house is an asset exchange - they have something you want & you have something they want (lovely money). Never be drawn into a bidding war or 'competition'. Always be willing to walk away if agent playing hard ball. The phrases - 'I can go to this much but no further' or 'best & final offer' highly underused. Never offer more than you are happy with. You will need to feel strongly about a property to want to buy it but if it's not working out, there is always another one around the corner. Another thing - don't question what the agent tells you - just smile sweetly. No point questioning or 'referencing' to show what she says is incorrect. They really don't care. Just look at properties, ask questions, do a lot of your own checking out, and make offers as you see fit. Courage, mon brave!! & Good Luck x
  11. Hoorah!!!!!!!!!!!!!!! The general media is the only thing the sheeple take any note of.....so here we go!!!!!!! Hold on tight!
  12. Me again - thanks for the replies. Food for thought. The site is only under consultation so not actually under planning as yet - a number of other sites being looked at also. So, unlikely to come up on local searches and probably vendors not obliged to mention it - I only came across it by accident. The land is CC land, currently being farmed. Apparently the consultation process has brought up a lot of points which would make a site unsuitable. Gambling - hmm - I know what you mean but does it have to be the end of the world if it did happen? SO frustrated. Nothing else on the market of interest at all, and I've scoured a large area over the past six months. I guess we'll have to make our own decision. Was hoping someone here would make it for us :o/ Am so torn - I may back off and see if i's still on the market after the council get around to reviewing - whenever that is. Was supposed to be dealt with in July but got bumped off the agenda. Is now 'on a back-burner' GRRRR!
  13. Planning thing a real p****r. Have been waiting to move for at least 6 years. We could do great things with this house - current one limited. Could go into loft but would need to put staircase in current third single bedroom so would still be left with a 3bed semi where the local school is s**t. And you know when you just don't want to throw away money on a house you no longer want to live in?? Am fuming at last minute discovery of potential crappola scenario but glad I found out now rather than after buying. Wouldn't that have been a peach! The price for the aforementioned package is actually pretty competitive in this area. Herts & Cambridge most expensive places on earth. We have to be here because of jobs. Am also fecked off with having any savings at all and seeing them dwindle pathetically in the crappy banking system. I JUST WANT TO GET ON WITH MY LIFE!!!!!!! AAAARRRRRGGGGGGGGGHHHHHHHHHHHHH! Thanks for listening. Most therapeutic.
  14. Yes, thanks for that. Most useful. Am not utter halfwit. The financial side is covered - it is the weighing up of risk of planning proposal ever going ahead and likelihood of value plummeting am asking input.
  15. Hi - we want more space!! Now have two kids & associated 'stuff'. Eldest starting school next Sept. Have found a house - 80's, almost an acre, needs complete modernisation and a bit of enlarging (great potential) but otherwise very tidy. Asking price £595. We can go to around 90% of that. South Cambs. Been on market 4 months. One offer at 570 but relied on a house sale that didn't happen/drop in their asking price. Would be ideal place to bring up our little ones. All other places not totally mediocre are 650+. One major spanner - have just discovered a proposal 'under consultation' for a number of new Traveller sites in county, with one being a few hundred m down the lane!!!!!!! However, apparently much new info which would hopefully get it rejected but Council dragging heels on decisions due to new Govnt planning guidelines expected - but doesn't take away from need for new sites. Would make lane wider and more traffic - but - will it ever happen??? Am in torment. Would we be utterly barking to commit to this? Be gentle with me!! I need advice not scorn/sarcasm/raising of handbags. ta. much love, luckygirl
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