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House Price Crash Forum


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Everything posted by Odakyu-sen

  1. Here are some rough and ready definitions. Underclass: You have your money given to you. Working class: You work for your money. You are local-minded (love your community, love your mates, love your pub, love your local footbal team). You don't see any reason to be upwardly mobile (through attempts at retraining or higher education). You don't like "people who talk posh." You know your place in society. You are happy with your lot. Middle class: You work for your money. You have ambitions and want to change your status in society. You aspire to be independently wealthy. You want to send your children to private schools. You study to better yourself. You may have spent time overseas and may speak a second language. You have a more "international" outlook on life. You want more out of life. Upper class: You have your money given to you.
  2. The summers in Auckland are warm and wettish. We have maritime weather. Mild but unpredicable more than a couple of days out. Winters are cool and wet. Think of Wales but 5 degrees C warmer. We hardly ever get a frosty morning here, close to the see, but the sea breeze is common most days. In summer it doesn't get above around 28 C on a hot day. In short, no tornadoes or hurricanes. No earthquakes in Auckland. The weather is mild but unpredicable. House prices are absolutely stupid. Interest rates a dropping. Immigration will rise as soon as this Covid-19 thing blows over. Foreign-born investors (with NZ passports) a buying up everything and the boomers are happy to sell to them. No capital gain or death taxes (yet). Aucklanders are property-mad. It's insane. I fear for my daughters' ability to ever buy a house in Auckland.
  3. Further south than any of you lot. (In Auckland, New Zealand.)
  4. Immigration is a balancing act. Too much and you flush away your native culture. Too little and you begin to fear and loathe the unknown and the unfamiliar. Immigration should be such that benefits the host nation in the long run. Immigration must have the support of the natives, otherwise you get ghettos and enclaves forming even more easily than they might otherwise form. It is human nature for birds of a feather to flock together, but if you really don't like the culture of your host country, then why are you here? (Other than for short-term financial gain (in the case of UK ex-pats working in the Middle East)).
  5. Yes. You are right. I am painting a black-and-white picture to make my point. An immigrant will always bring changes to his host country. It is the role of healthy society to discuss these changes and to decide what it will adopt and what it will reject.
  6. Do you want immigrants or colonists? An immigrant comes to your country to escape from the problems of his old country. He is willing to learn a new language and to become like you. A colonist comes to your country (and will send back to the old country for a wife), expects to live with others from his old country, expects you to learn his language and customs and to become like him.
  7. How well does a face mask work? https://twitter.com/mcb1332/status/1293581041869955078?s=21
  8. The one thing to concentrate on to cut through the crap, is “year-on-year mortality rate from all causes”. Is it unusually high – Yes / No?
  9. Who was it who said, "The time to buy property is when there is blood running in the streets."?
  10. DOW JONES INDUSTRIAL AVERAGE -949.41 (-3.27%) No doubt on Tuesday, the Dow will recover about 450 points, followed by a further 230 on Wednesday. By the end of the week, it will be as if nothing had ever happened... (Or maybe this is the beginning of a return to around 18,000. Who knows?)
  11. How many years would such a lifestyle be sustainable? (Not too good for raising children...)
  12. If your uncle is deaf and blind, who looks after him? (I assume he is living in his own home.) And even if he is deaf and blind, he will sense your vibrations and smell your food (or you if you don't wash regularly). Sensory impairment does not necessarily equate to non-awareness of things in your environment. He probably knows that you are there, and is glad for your company.
  13. You've all heard this one before, but here goes: Gold is the money of kings. Silver is the money of gentlemen. Barter is the money of peasants. Debt is the money of slaves.
  14. On face, I assume this was written in the 1980s by a woman who has been married to a middle-class managerial-type man for several years. Am I right or am I right? (Wait a minute... Something's not quite right...)
  15. Come back to us in 8 years' time after you no longer have the time to walk up to 60 miles per week and you have been working long hours for demanding clients with unsympathietic co-workers. (Calculation time: Assume that you walk at 3.2 mph, and you walk 5 days a week for an average of 50 miles (walking 10 miles per session), then each walking session of 10 miles will take you 10/3.2= 3 hours 8 minutes. (Let's round it down to 3 hours.) In addition to the 3 hours you need for the actual walk, you will require time to prepare (warming up), and then showering and cleaning up, so let's say 4 hours in total, five times a week. I don't think you'll have the luxury of such a walking scheme when you return to fultime work, which means your fitness will decline, plus you will be entering your later 40s where you will really start to feel the onset of aging. I agree with kzb that working in a demanding job after you turn 50 will take a far greater toll physically on you than it would if you were 20 years' younger. This is why I began to throttle back in my mid-50s and are tapering off as I head towards 60. My father did the same and at 86 he is in excellent health, enjoys life, is fully independent and carries on much the same way that he did when he was in his 50s, some 30 years ago.
  16. Yes, I realise that the mechanic will be on $30 an hour. Fixed costs and administration/compliance/HR will take $50 an hour, and the principles/franchise-holder will take whatever's left. Not my problem. I just have to first earn $160 (from which income tax is deducted) so that I can have that $125 with which to pay the Honda dealer. Remember boys and girls, when you are in the 30% income tax bracket, a dollar saved is $1.30 earned.
  17. In the olden days, technology was expensive but labour was cheap. It's the other way around today. Now my local Honda dealer wants to charge me $125 and hour to work on my old Honda Jazz. No thanks. I'll watch YouTube and do it myself. I learned how to use a multimeter and replace the burnt-out stator on my Yamaha R6, thanks to YouTube. It wasn't that hard to do. I have the time, the garage and the tools, and it is becoming a bit of a hobby for me in my old age. ?
  18. The British Left hate the working classes!? Who knew? The working class: The first to fight; the first to die; the last to know the reason why... Well guess what. The working class is wising up.
  19. "The Labour Party doesn't necessarily need a woman leader though it looks increasingly anchronistic not ever to have had one." To appoint a leader based on their sex would be sexist.
  20. I imagine that the "little guy" is inconsequential. It will be companies and pension funds who will be the big players and unlikely to be hoodwinked by "talk."
  21. What is "Right Wing" anyway? Is it "to the right of Stalin"? What is the defining feature of the "Right Wing"? Is it synonymous with "authoritarian"? Does it conjure up in your mind images of men wearing Hugo Boss-designed uniforms with peaked caps and polished leather boots? Does a "Right Winger" respect the individual, or is he a collectivist who hunts in a pack?
  22. If women (in general) are oriented (towards the motherly role) of "making sure that everyone gets a fair share," then they would tend to support policies aimed at producing equality of outcomes. (Socialism.) Also, if women (in general) are more easily swayed by emotion and "feelz" than by logic and analysis, then we will see more emonitionally manipulative headlines like "the wage gap: women earn less than men" that seem plausible on the surface, but don't stack up to scrutiny. Where is the next generation of woman inspired by Margaret Thatcher?
  23. Good morning, Si1. I would not describe the Guardian, the papers and the telly as "science." It's good to see for yourself and form your own opinons, rather than regurgitating what you read on line. Do you think that people who can defer gratification don't have life advantages over people who are impulse-driven? Honestly? (On the other hand, maybe that couple who impulsively bought a house back in 2009 are better off than the HPC-er who patiently held out for an extra decade...) Who knows.
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