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goldilocksporridge

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About goldilocksporridge

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  1. Exactly its all about surviving at the end of the day for employers - I think a lot people are niave to just how nasty employers actually are, and when things are going bad, or there no business coming in see just how quickly they will turn against you. One thing I notice, you see in a lot of companies its clique of senior managers who change positions and generally look after each other, and in order to get into that top table you need to be lucky - surely if you want make industry more efficient then you need ways to tackle this type self serving management cliques that really have no interest in doing anything other than milking the system as long possible, then its off to the next job to play the same game. I think if we seen more bosses/managers getting the sack - just like a premiership managers then this type of legislation would be good, make companies more fluid giving younger people the chance to get to the top.
  2. Yeah most people as long as they can get pissed at the weekend, buy rubbish in the shops etc - they are happy to ignore the fact they are powerless little slaves.
  3. Yep - and what about employers not paying people enough for the job and responsibilties.
  4. Joking aside - why is no one angry about this. So many people are effectively wage slaves for most of their lives, and then to retire in poverty after a long thankless career, or job.
  5. What a horrid place the world is becoming. Slave away for 40 years, get to retirement and live on peanuts until you die, or save away dilligently and get some sort disease in your 60s because you have neglected your health, and it goes to your kids. I sort of worry about my parents, as they get older. In my 30s, got a couple of properties and small pension, and other investments etc - but I do worry if its enough. - An average job 25 - 30K a year, just is not enough to have family, save for a pension and have a decent life. Just feels that mr and mrs average are being squeezed all the time.. Where will it all end i wonder.
  6. Well a minimum wage, tax cuts for lower earners, aim for high employment, decent benefits system - Never understood this obsession with giving tax cuts to the well off from conservatives- Surely lower earners are going to spend all their money - and not stash it in an offshore bank account if your a millionaire. One thing I agree with conservatives are tax cuts - but surely tax cuts need targeted correctly.
  7. Well I don't mind perhaps some extra benefits for people who will work as an incentive to get them back into work. How many workplaces are clique ridden, backstabber ridden shitholes where people pretend do their jobs and the entire place is all about appearance management and avoiding work and ********, - and many people have leave their jobs in order to get away from this. I think there is something fundamentally sick with some workplaces - the amount crap people put up with for ultimately a wage - and often very average ones at that. I think if were talking about people taking taking money for doing nothing - you could look at buy to let landlords, many corporate employees etc before an employed person scraping by on a pittance. read... The Living Dead City Slackers Plus here we are talking about attempting to force people to work for a pittance - why not just bring back slavery? Look at the bailouts, buy to let landlords, the culture of greed, the selfishness. The only way i'd go for people working for benefits is - long term unemployed, more than 1 year unemployed. A decent welfare system stops employers taking the piss out of people. Perhaps something like the Norwegian/Denmark/Sweden welfare system - where it is a decent percentage of your previous salary but time limited.
  8. I remember reading somewhere, if you compare the cost of a new mortgage, using one of mortgage calculator, i.e monthly payments with how much it would get if the property is rented out. So the rental value might give a more accurate true value of the property, so if the monthly mortgage payments are less than the rental figure then your getting a decent deal.
  9. look I am generally lefty or socialist on opinion and viewpoints, but then again you need to live in the real world and maximise all opportunities, where sadly most people are only interested making money. perhaps if political system worked more in favour wealth creators, such as lower taxes on lower or medium earners, a limit on the amount of buy to let properties per person or household etc. Perhaps its insecurity, people can't rely on the pensions or jobs, so they look to other ways of getting to retirement.
  10. yes I agree, Of course from a Moral point of view Buy to let is a bit parasitic, and yes has the effect of increasing property prices and shutting out first time buyers etc. But waken up, look at the world around you - look businesses form cartels, they attempt to close out the competition, professions make entry hard by outsiders, go into any workplace and you will see self interested cliques looking after each other, Management teams that are purely interested themselves and their friends, there is distrust and backstabbing between colleagues(watch the apprentice). Companies get rid of people they don't like, or get rid of good people when things are going bad. Whats wrong with trying take a bit more financial control of your life, instead being at the mercy of employers for the next 30 years. in perfect world, yeah I would go out and just setup a business that can make the sort of money I am looking for, but its easier said than done. Plus there is a high risk of failure - Ok Buy to let your not going to get rich, but at least its easy. To be honest I see more parasitic behaviour in the average workplace everyday, people just playing the system and pretending to do their jobs. So yeah my intention is to continue getting properties, and looking for freelance work - just maximise my income, and not be told by other people, oh you should not be allowed to earn money from something outside work. I see many smug complacent people who have lots of debt, new cars etc - in fairly decent jobs, ok what happens when you lose your job, whats the backup plan?
  11. Tenants can still be accomodated in your part time fine- in fact I think they get a better and more personal service than leasing agencies - who are always looking to make a few quid. and Also you can keep their rent prices lower, without the need for expensive leasing agencies add ons, cleaning charges etc, soliciters charges etc. You look at the properties rented out by leasing agencies, and i'd bet there on average higher because they need to cover the costs of covering the mortgage plus their charges. Therefore stop knocking private landlords. Also you can accomodate a few properties, or more very easily with a full time job. In fact i'd say a private landlord is more motivated in their job because they can buy more properties. I just can't stand the mindset that if you dare to try to make few quid outside a corporate career your deemed as some sort of money grabbing scumbag or not good enough to compete in your choosen profession, you know its a free country we can all choose to make out income in way we so long as its legal.
  12. I hardly see how having a few properties rented out , and doing the odd repair in your part time, getting leases signed is going to stop you from doing your job properly??? Ok more than 5 then that could start taking a lot of time. Lots of people spend all their spare time on the internet and watching tv, and indeed surfing the internet at work. i just don't like the mindset of people not liking other people having multiple streams of incomes - they want you to focus all your efforts on a job, where in a lot cases your leverage to get a payrise or increase your income is very small, e.g you work in a support function.
  13. I hardly see how having a few properties rented out , and doing the odd repair in your part time, getting leases signed is going to stop you from doing your job properly??? Ok more than 5 then that could start taking a lot of time. Lots of people spend all their spare time on the internet and watching tv, and indeed surfing the internet at work. i just don't like the mindset of people not liking other people having multiple streams of incomes - they want you to focus all your efforts on a job, where in a lot cases your leverage to get a payrise or increase your income is very small, e.g you work in a support function.
  14. Nope all borrowed. But did you create the job in your in now? or did someone else create it for you.
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